Skip to content

Affirm Holdings, Inc. AFRM Retained Earnings

Retained Earnings at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$445.02B+12.0%
Upbound Group, Inc. logo
Upbound Group, Inc.UPBD
$1.03B-0.7%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$1.78B+41.8%
Block logo
BlockXYZ
$3.37B+31.5%
Synchrony Financial logo
Synchrony FinancialSYF
$25.21B+13.5%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$34.43B+15.1%

Other financials

Income statement

See full
Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

See full
Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

See full
Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

See full
Market cap$23.48B+7.9%
Enterprise value$30.34B+51.5%
P/E61.4×-355×
P/S5.9×-0.8×

Profitability

See full
Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

See full
Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Affirm Holdings, Inc.'s retained earnings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Affirm Holdings, Inc.'s retained earnings?
Affirm Holdings, Inc. (AFRM) reported retained earnings of -$2.74B in Q1 2026.
How has Affirm Holdings, Inc.'s retained earnings changed year-over-year?
Affirm Holdings, Inc.'s retained earnings increased by 12.2% year-over-year, from -$3.13B to -$2.74B.
What is the long-term trend for Affirm Holdings, Inc.'s retained earnings?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s retained earnings has grown at a 35.8% compound annual growth rate (CAGR), from -$898.49M to -$3.06B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.