When did Credit Acceptance report Q4 2024 earnings?

Credit Acceptance (CACC) reported Q4 2024 earnings on January 30, 2025 after market close.

What were Credit Acceptance's Q4 2024 revenue and EPS?

Credit Acceptance reported revenue of $557.7M and eps of $12.26 for Q4 2024.

Did Credit Acceptance beat estimates in Q4 2024?

Revenue missed the consensus estimate of $564.7M by $7.0M. EPS beat the consensus estimate of $7.70 by $4.56.

Where can I find Credit Acceptance's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000885550-25-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.

Credit Acceptance CACC Q4 2024 Annual earnings

Reported January 30, 2025 · After market close

Revenue$557.7MMiss by $7.0M

EPS$12.26Beat by $4.56

Revenue estimate$564.7M

EPS estimate$7.70

Next report

Aug 4, 2026 (In 5 days)

Revenue estimate$588.1M

EPS estimate$12.20

Financials

Q4 2024

Income statement

See full

Revenue$565.9M+15.1%

Net income$151.9M+62.3%

EPS (diluted)$12.20+68.0%

Balance sheet

See full

Cash & equivalents$845.0M+79.4%

Total equity$1.7B-0.2%

Total assets$8.9B+16.4%

Cash flow

See full

Operating cash flow$306.2M-1.6%

CapEx$700.0K-58.8%

Free cash flow$305.5M-1.3%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$5.69B-16.5%

P/E22.9×-0.9×

P/S2.6×-0.9×

Profitability

See full

Net margin11.5%-3.6pp

FCF margin52.5%-10.5pp

Returns & leverage

See full

Return on equity14.2%-2.8pp

Versus estimates

Revenue

Q1 2026$580.0MMiss by $766.7K Q4 2025$579.9MMiss by $5.5M Q3 2025$576.4MMiss by $17.4M Q2 2025$575.6MMiss by $14.1M Q1 2025$562.3MMiss by $4.9M

Q4 2024$557.7MMiss by $7.0M

Diluted EPS

Q1 2026$10.71Beat by $0.10 Q4 2025$11.35Beat by $1.05 Q3 2025$10.28Beat by $0.41 Q2 2025$8.56Miss by $1.28 Q1 2025$8.66Miss by $1.65

Q4 2024$12.26Beat by $4.56

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Questions, answered.

When did Credit Acceptance report Q4 2024 earnings?: Credit Acceptance (CACC) reported Q4 2024 earnings on January 30, 2025 after market close.
What were Credit Acceptance's Q4 2024 revenue and EPS?: Credit Acceptance reported revenue of $557.7M and eps of $12.26 for Q4 2024.
Did Credit Acceptance beat estimates in Q4 2024?: Revenue missed the consensus estimate of $564.7M by $7.0M. EPS beat the consensus estimate of $7.70 by $4.56.
Where can I find Credit Acceptance's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000885550-25-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.