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Credit Acceptance CACC Finance charges

Finance charges at other companies

General Motors logo
General MotorsGM
$1.97B-2.7%
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NelnetNNI
$171.02M+2.8%
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Synchrony FinancialSYF
$5.41B+1.9%
LAD
Lithia MotorsLAD
$110.5M+17.1%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$2.21B-1.3%
American Express logo
American ExpressAXP
$6.14B+10.5%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept cacc:FinanceChargesRevenue.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's finance charges?
Credit Acceptance (CACC) reported finance charges of $538.4M in Q1 2026.
How has Credit Acceptance's finance charges changed year-over-year?
Credit Acceptance's finance charges increased by 2.2% year-over-year, from $526.7M to $538.4M.
What is the long-term trend for Credit Acceptance's finance charges?
Over 4 years (2021 to 2025), Credit Acceptance's finance charges has grown at a 5.3% compound annual growth rate (CAGR), from $1.74B to $2.14B.
What does finance charges mean?
This represents the interest and fee income generated from consumer loan portfolios. It serves as the primary revenue stream for the lending business, reflecting the yield earned on credit extended to borrowers. Monitoring this metric helps assess the company's ability to price risk effectively and grow its core interest-earning assets.