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Citizens CIA Deferred policy acquisition costs

Deferred policy acquisition costs at other companies

Aflac logo
AflacAFL
$8.98B-1.2%
Globe Life logo
Globe LifeGL
$7.12B+7.5%
MetLife logo
MetLifeMET
$21.27B+5.5%
Prudential Financial logo
Prudential FinancialPRU
$21.73B+4.5%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$126.16M+8.9%
American International Group logo
American International GroupAIG
$2.13B+5.9%

Segments

By segment

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International Insurance Segment$133.72M
Domestic Insurance Segment$90.78M

By product

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Permanent$192.17M+10.6%
Permanent Limited Pay$30.61M+8.3%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's deferred policy acquisition costs?
Citizens (CIA) reported deferred policy acquisition costs of $224.5M in Q1 2026.
How has Citizens's deferred policy acquisition costs changed year-over-year?
Citizens's deferred policy acquisition costs increased by 10.1% year-over-year, from $203.84M to $224.5M.
What is the long-term trend for Citizens's deferred policy acquisition costs?
Over 5 years (2020 to 2025), Citizens's deferred policy acquisition costs has grown at a 9.0% compound annual growth rate (CAGR), from $143.12M to $220.54M.
What does deferred policy acquisition costs mean?
This represents the capitalized costs directly associated with the successful acquisition of new insurance policies, such as commissions and underwriting expenses. These costs are deferred and amortized over the expected life of the policies to match expenses with related premium revenues. It is a key indicator of growth investment and future profitability expectations.