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Encore Capital Group ECPG Debt-to-assets

Debt-to-assets at other companies

Pathward Financial, Inc.CASH

0×0.0×

Atlanticus Holdings CorporationATLC

0×0.0×

The BancorpTBBK

0×0.0×

Golub CapitalGBDC

0.6×0.0×

Associated Banc-CorpASB

0.1×0.0×

Ares Management CorporationARES

0×0.0×

Other financials

Income statement

Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation

Market cap$1.87B+84.9%

Profitability

Operating margin36.8%—

Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Where this comes from

Calculated from Encore Capital Group’s reported figures.

total debt/total assets=0.7×

Based on the most recent quarter.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's debt-to-assets?: Encore Capital Group (ECPG) reported debt-to-assets of 0.7× in Q1 2026.
How has Encore Capital Group's debt-to-assets changed year-over-year?: Encore Capital Group's debt-to-assets decreased by 3.0% year-over-year, from 0.8× to 0.7×.
What is the long-term trend for Encore Capital Group's debt-to-assets?: Over 5 years (2020 to 2025), Encore Capital Group's debt-to-assets has grown at a 0.7% compound annual growth rate (CAGR), from 0.7× to 0.8×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.