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Encore Capital Group ECPG Debt - Unamortized Discount (Premium) and Issuance Costs, Net

Debt - Unamortized Discount (Premium) and Issuance Costs, Net at other companies

The Bancorp logo
The BancorpTBBK
$3.68M
Golub Capital logo
Golub CapitalGBDC
$21.43M-18.3%
Credit Acceptance logo
Credit AcceptanceCACC
$29.4M-29.8%
EFC
Ellington Financial Inc.EFC
-$252.11M+60.2%
EZP
EzcorpEZPW
$11M-14.5%
Main Street Capital logo
Main Street CapitalMAIN
$13.05M+11.8%

Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.87B+84.9%

Profitability

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Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's debt - unamortized discount (premium) and issuance costs, net?
Encore Capital Group (ECPG) reported debt - unamortized discount (premium) and issuance costs, net of $30.42M in Q1 2026.
How has Encore Capital Group's debt - unamortized discount (premium) and issuance costs, net changed year-over-year?
Encore Capital Group's debt - unamortized discount (premium) and issuance costs, net decreased by 10.9% year-over-year, from $34.15M to $30.42M.
What is the long-term trend for Encore Capital Group's debt - unamortized discount (premium) and issuance costs, net?
Over 5 years (2020 to 2025), Encore Capital Group's debt - unamortized discount (premium) and issuance costs, net has grown at a -19.0% compound annual growth rate (CAGR), from $91.86M to $32.1M.
What does debt - unamortized discount (premium) and issuance costs, net mean?
This represents the net adjustment to the face value of debt, accounting for original issue discounts, premiums, and capitalized debt issuance costs. These amounts are amortized over the life of the debt instrument to reflect the effective interest rate. It is essential for reconciling the carrying value of debt to its face value.