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Encore Capital Group ECPG Service fee receivables

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Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×
P/S+0.3×

Profitability

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Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept ecpg:ServiceFeeReceivable.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's service fee receivables?
Encore Capital Group (ECPG) reported service fee receivables of $12M in Q1 2026.
What is the long-term trend for Encore Capital Group's service fee receivables?
Over 5 years (2020 to 2025), Encore Capital Group's service fee receivables has grown at a -13.1% compound annual growth rate (CAGR), from $26.54M to $13.13M.
What does service fee receivables mean?
The amount of revenue earned from providing debt recovery or administrative services that has been recognized but not yet collected in cash. This metric captures the short-term credit extended to clients or partners for services rendered. It is a vital component of working capital and indicates the efficiency of the company's billing and collection cycles.