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Encore Capital Group ECPG Purchase Obligation

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Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×
P/S+0.3×

Profitability

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Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:PurchaseCommitmentRemainingMinimumAmountCommitted.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's purchase obligation?
Encore Capital Group (ECPG) reported purchase obligation of $678.9M in Q1 2026.
How has Encore Capital Group's purchase obligation changed year-over-year?
Encore Capital Group's purchase obligation increased by 26.9% year-over-year, from $534.9M to $678.9M.
What is the long-term trend for Encore Capital Group's purchase obligation?
Over 5 years (2020 to 2025), Encore Capital Group's purchase obligation has grown at a 22.6% compound annual growth rate (CAGR), from $157.4M to $436.6M.
What does purchase obligation mean?
This metric represents the total value of legally binding, non-cancelable commitments to purchase goods or services from third parties in future periods. It highlights the company's future capital expenditure or operational spending requirements that are contractually locked in. Investors monitor this to understand the company's future cash outflow commitments and its flexibility in managing operational costs.