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Fair Isaac FICO Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Gross margin82.2%+2.5pp79.7%+0.3pp79.4%+1.4pp78.1%+3.3pp
Operating margin46.5%+3.7pp42.7%+0.2pp42.5%+3.1pp39.4%+1.0pp
Net margin32.7%+2.9pp29.9%+1.5pp28.4%+1.2pp27.1%-2.7pp
EBITDA margin47.2%+3.7pp43.5%+0.1pp43.4%+2.6pp40.9%+0.5pp
Free cash flow margin38.7%+2.3pp36.3%+5.6pp30.7%-5.9pp36.6%+4.9pp
Returns
Return on assets36.4%+5.2pp31.1%+2.7pp28.5%+3.6pp24.8%+0.1pp
Return on invested capital63.3%+12.6pp50.7%+4.2pp46.4%+4.0pp42.5%+3.9pp
Efficiency
Asset turnover1.1×+0.1×0.0×+0.1×0.9×+0.1×
Liquidity
Current ratio0.8×-0.8×1.6×+0.1×1.5×+0.1×1.5×+0.5×
Quick ratio0.8×-0.8×1.6×+0.1×1.5×+0.1×1.5×+0.5×
Cash ratio0.2×-0.2×0.4×+0.1×0.3×0.0×0.3×0.0×
Leverage
Debt-to-assets1.7×+0.3×1.3×+0.1×1.2×-0.1×1.3×+0.5×
Net debt / EBITDA3.1×+0.3×2.8×0.0×2.8×-0.4×3.2×+1.0×
Interest coverage6.9×0.0×6.9×+0.2×6.7×-1.1×7.9×-4.7×
Per Share
Book value per share-$71.08-85.2%-$38.39-41.5%-$27.12+10.9%-$30.44-703%
Valuation
Market capitalization$35.92B-25.0%$47.9B+122%$21.56B+109%$10.32B-4.5%
Enterprise value$38.88B-22.3%$50.03B+114%$23.4B+93.1%$12.12B+1.4%
Price / earnings55.1×-38.3×93.4×+43.2×50.2×+22.6×27.6×+0.1×
Price / sales18×-9.8×27.9×+13.6×14.2×+6.8×7.5×-0.7×
EV / EBITDA41.4×-25.6×66.9×+31.3×35.6×+14.1×21.5×-1.0×
EV / sales19.5×-9.6×29.1×+13.7×15.5×+6.7×8.8×-0.3×
Free cash flow yield2.1%+0.8pp1.3%-0.9pp2.2%-2.7pp4.9%+1.0pp
Earnings yield1.8%+0.7pp1.1%-0.9pp2%-1.6pp3.6%0.0pp
PEG ratio-2.8×4.8×+1.4×3.4×

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Questions, answered.

What are Fair Isaac's profit margins?
Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
Where do Fair Isaac's ratios come from?
Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.