What are Fair Isaac's profit margins?

Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.

Where do Fair Isaac's ratios come from?

Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Fair Isaac FICO Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q2 '26	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25
Profitability
Gross margin	331%+10.9pp	327.7%+8.7pp	325%+6.7pp	322.5%+4.4pp	320.1%+2.5pp
Operating margin	190.2%+17.9pp	184%+12.9pp	179.4%+9.1pp	175.7%+5.6pp	172.2%+3.2pp
Net margin	131.1%+10.3pp	128.8%+9.3pp	127.6%+9.6pp	124.7%+8.2pp	120.8%+4.8pp
EBITDA margin	193.1%+17.7pp	187%+12.8pp	182.5%+9.0pp	178.8%+5.4pp	175.4%+2.7pp
Free cash flow margin	155.2%+7.4pp	153.4%+14.4pp	156.2%+24.6pp	153.9%+27.9pp	147.7%+25.5pp
Returns
Return on assets	147.9%+22.1pp	141.4%+18.2pp	137.4%+17.5pp	132.2%+15.0pp	125.8%+10.1pp
Return on invested capital	252.7%+51.1pp	239%+42.6pp	226.4%+37.0pp	213.8%+28.6pp	201.7%+18.3pp
Efficiency
Asset turnover	4.5×+0.3×	4.4×+0.3×	4.3×+0.2×	4.2×+0.2×	4.2×+0.2×
Liquidity
Current ratio	4.9×-2.5×	4.8×-2.5×	5.7×-1.2×	6.5×-0.3×	7.4×+1.1×
Quick ratio	4.9×-2.5×	4.8×-2.5×	5.7×-1.2×	6.5×-0.3×	7.4×+1.1×
Cash ratio	1.1×-0.6×	1×-0.7×	1.3×-0.1×	1.5×+0.2×	1.7×+0.4×
Leverage
Debt-to-assets	6.7×+1.3×	6.3×+1.0×	6×+0.8×	5.7×+0.6×	5.4×+0.4×
Net debt / EBITDA	12.1×+0.6×	12.1×+0.6×	11.9×+0.4×	11.6×+0.1×	11.6×0.0×
Interest coverage	28×+0.3×	27.8×+0.2×	28×+0.4×	28×+0.7×	27.7×+0.7×
Per Share
Book value per share	-$291.91-79.2%	-$248.95-69.8%	-$219.32-69.3%	-$186.63-57.8%	-$162.92-44.3%
Valuation
Market capitalization	$148.22B-16.9%	$167.98B+2.2%	$176.37B+21.9%	$188.35B+59.1%	$178.4B+75.8%
Enterprise value	$160.32B-14.4%	$179.05B+3.6%	$186.67B+22.1%	$197.81B+56.7%	$187.26B+71.5%
Price / earnings	223.5×-114×	268.3×-55.9×	296.4×-2.3×	334.7×+79.1×	337.8×+111×
Price / sales	73×-29.0×	86.3×-10.6×	94.2×+6.0×	104×+29.5×	102×+36.2×
EV / EBITDA	164.8×-79.5×	197.2×-36.6×	219.2×+4.5×	244.8×+61.4×	244.2×+80.4×
EV / sales	78.9×-28.2×	91.9×-9.9×	99.6×+6.4×	109.2×+29.7×	107.1×+36.3×
Free cash flow yield	9.2%+3.4pp	7.2%+1.4pp	6.8%+0.7pp	6%-1.0pp	5.8%-1.8pp
Earnings yield	7.8%+3.0pp	6.1%+1.0pp	5.6%+0.1pp	4.8%-1.6pp	4.8%-2.4pp
PEG ratio	8.3×-10.2×	11.2×-6.0×	12.7×-3.8×	15.4×+0.4×	18.5×+5.4×

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Questions, answered.

What are Fair Isaac's profit margins?: Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
Where do Fair Isaac's ratios come from?: Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.