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Navient NAVI Net Income

Net Income at other companies

SLM logo
SLMSLM
$307.95M+1.1%
Nelnet logo
NelnetNNI
$71.13M-13.8%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$166.73M+134%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$17.48M+1.8%
Enova International logo
Enova InternationalENVA
$91.1M+24.9%
WaFd, Inc. logo
WaFd, Inc.WAFD
$65.55M+16.5%

Segments

By segment

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Consumer Lending$46M
All Other Segments-$38M+17.4%
Federal Education Loans$22M-8.3%
Business Processing$0-100%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's net income?
Navient (NAVI) reported net income of $17M in Q1 2026.
How has Navient's net income changed year-over-year?
Navient's net income increased by 950.0% year-over-year, from -$2M to $17M.
What is the long-term trend for Navient's net income?
Over 3 years (2021 to 2025), Navient's net income has grown at a -52.3% compound annual growth rate (CAGR), from $728M to -$79M.
What does net income mean?
Net income as the starting point for the indirect method operating cash flow reconciliation.