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nCino, Inc. NCNO Q4 2025 Annual earnings

Reported April 1, 2025 · After market close

Revenue estimate$139.8M
EPS estimate$0.18

Next report

Aug 25, 2026 (in a month)
Revenue estimate$159.3M
EPS estimate$0.28

Financials

Q4 2025

Income statement

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Revenue$141.4M+14.3%
Gross profit$84.4M+13.3%
Operating income-$5.7M-80.2%
Net income-$18.6M
EPS (diluted)-$0.16

Balance sheet

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Cash & equivalents$121.3M+3.3%
Total debt$72.5M-4.2%
Total equity$1.1B+3.8%
Total assets$1.6B+20.1%

Cash flow

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CapEx$350.0K-19.0%

Valuation & ratios

Valuation

as of 01/31/25
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Market cap$3.94B+10.5%
Enterprise value$3.89B+10.4%
P/S7.3×-0.2×

Profitability

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Gross margin60.1%+0.3pp
Operating margin-3.4%-1.3pp
Net margin-7%-1.3pp

Returns & leverage

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Return on equity-3.5%-0.5pp
Debt / equity0.1×0.0×
Current ratio1.2×0.0×

Segments

By product

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Subscription$125.0M+16.3%
Subscriptions - non-mortgage$78.5M+15.1%
Subscriptions - mortgage$18.3M+7.6%
Professional services and other$16.4M+1.3%

By geography

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United States$108.1M+9.3%
United Kingdom$17.4M+66.0%

By segment

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Reportable Segment$141.4M+18.7%

Versus estimates

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Questions, answered.

When did nCino, Inc. report Q4 2025 earnings?
nCino, Inc. (NCNO) reported Q4 2025 earnings on April 1, 2025 after market close.
What were nCino, Inc.'s Q4 2025 revenue and EPS?
nCino, Inc. reported revenue of $141.4M and diluted EPS of $0.12 for Q4 2025.
Did nCino, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $139.8M by $1.6M. EPS missed the consensus estimate of $0.18 by $0.06.
Where can I find nCino, Inc.'s Q4 2025 SEC filings?
You can read the 10-K periodic report (0001902733-25-000026) directly on SEC EDGAR. The filing index links above go to sec.gov.