What are Insperity's total assets?

Insperity (NSP) holds $2.2B in total assets, up 2.5% year over year.

How much debt does Insperity have?

Insperity carries $430.0M in total debt against $67.0M of shareholders' equity, a debt-to-equity ratio of 6.42.

How much cash does Insperity have?

Insperity holds $24.0M in cash and equivalents.

Can Insperity cover its short-term obligations?

Its current ratio is 1.09 — current assets exceed current liabilities.

Where does Insperity's balance sheet data come from?

Every line is extracted from Insperity's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Insperity NSP Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$24M+9.1%	$22M-4.3%	$23M+4.5%	$22M+46.7%	$15M-44.4%
Short-term investments	$18M0.0%	$18M0.0%	$18M+20.0%	$15M-11.8%	$17M+6.3%
Restricted cash	$80M-2.4%	$82M+3.8%	$79M+3.9%	$76M+2.7%	$74M+7.2%
Accounts receivable, net	$880M+6.5%	$826M-7.6%	$894M+6.0%	$843M+1.1%	$834M+0.6%
Prepaid expenses and other current assets	$118M-0.8%	$119M+33.7%	$89M-1.1%	$90M-21.1%	$114M+6.5%
Income taxes receivable	$30M+3.4%	$29M-17.1%	$35M+218%	$11M+37.5%	$8M—
Total current assets	$1.73B+0.5%	$1.72B+10.8%	$1.55B+2.4%	$1.52B-8.3%	$1.65B-20.7%
Property and equipment, net	$172M-2.8%	$177M-1.7%	$180M-1.1%	$182M-2.2%	$186M-3.1%
Operating lease right-of-use assets	$60M-4.8%	$63M-3.1%	$65M-1.5%	$66M-1.5%	$67M+3.1%
Goodwill	$13M0.0%	$13M0.0%	$13M0.0%	$13M0.0%	$13M0.0%
Deferred tax assets	$7M—	$0-100%	$3M-86.4%	$22M+120%	$10M-33.3%
Other non-current assets	$48M+17.1%	$41M+24.2%	$33M+22.2%	$27M+8.0%	$25M+92.3%
Long-term investments	$41M+2.5%	$40M-59.6%	$99M+41.4%	$70M-47.4%	$133M0.0%
Total assets	$2.2B-0.3%	$2.2B+9.5%	$2.01B-0.3%	$2.02B-5.8%	$2.14B-17.5%
Accounts payable	$6M0.0%	$6M-25.0%	$8M+33.3%	$6M-25.0%	$8M-20.0%
Accrued expenses	$91M-20.2%	$114M+42.5%	$80M-1.2%	$81M-10.0%	$90M-23.1%
Accrued compensation	$53M-32.1%	$78M+5.4%	$74M+42.3%	$52M+6.1%	$49M-40.2%
Deferred revenue	——	$181M—	——	——	——
Total current liabilities	$1.59B-2.0%	$1.62B+17.2%	$1.38B+1.8%	$1.36B-7.4%	$1.47B-24.0%
Deferred tax liabilities	——	$3M—	——	——	——
Long-term debt	$369M0.0%	$369M0.0%	$369M0.0%	$369M0.0%	$369M0.0%
Operating lease liabilities, non-current	$61M-7.6%	$66M-1.5%	$67M0.0%	$67M0.0%	$67M+1.5%
Total noncurrent liabilities	$541M+0.7%	$537M-1.1%	$543M-1.1%	$549M-1.6%	$558M-2.1%
Preferred stock	——	$0—	——	——	——
Common stock	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%	$1M-99.2%
Additional paid-in capital	$244M-5.1%	$257M+5.3%	$244M+7.0%	$228M+9.1%	$209M-5.9%
Retained earnings	$648M+1.6%	$638M-8.1%	$694M-5.7%	$736M-3.7%	$764M+3.5%
Treasury stock	$826M-2.8%	$850M-0.2%	$852M-0.1%	$853M-0.2%	$855M-1.0%
Total stockholders' equity	$67M+45.7%	$46M-47.1%	$87M-22.3%	$112M-5.9%	$119M+22.7%
Total liabilities and stockholders' equity	$2.2B-0.3%	$2.2B+9.5%	$2.01B-0.3%	$2.02B-5.8%	$2.14B-17.5%
Allowance for Doubtful Accounts	——	$1M—	——	——	——
Allowance for Doubtful Accounts Receivable (Current)	——	$1M—	——	——	——
Cash Cash Equivalents And Short Term Investments	$555M-15.9%	$660M+50.0%	$440M-3.5%	$456M-19.7%	$568M-46.2%
Funds Held for Clients	$53M-27.4%	$73M+82.5%	$40M-4.8%	$42M-16.0%	$50M-13.8%
Short- term Investments	$18M0.0%	$18M0.0%	$18M+20.0%	$15M-11.8%	$17M+6.3%
Other current assets	$118M-0.8%	$119M+33.7%	$89M-1.1%	$90M-21.1%	$114M+6.5%
Capitalized Computer Software, Net	——	$34M—	——	——	——
Deferred Tax Assets and Other Non-Current Assets	$48M+17.1%	$41M+24.2%	$33M+22.2%	$27M+8.0%	$25M+92.3%
Deferred Tax Assets - Reserves and Accruals	——	$3M—	——	——	——
Goodwill and Intangible Assets, Net	$13M+333%	$3M-76.9%	$13M0.0%	$13M0.0%	$13M+333%
Net Investment in Lease	$60M-4.8%	$63M-3.1%	$65M-1.5%	$66M-1.5%	$67M+3.1%
Capitalized software licenses	——	$34M—	——	——	——
Deferred tax assets	$0-100%	$22M+633%	$3M-86.4%	$22M+120%	$10M-70.6%
Deposits – health insurance	$8M0.0%	$8M0.0%	$8M0.0%	$8M0.0%	$8M0.0%
Deposits workers compensation	$156M+5.4%	$148M+0.7%	$147M-15.5%	$174M+1.8%	$171M-3.9%
Goodwill and intangible assets, net	$13M0.0%	$13M0.0%	$13M0.0%	$13M0.0%	$13M0.0%
nsp:Depositsandprepaidhealthinsurance	——	$165M—	——	——	——
Operating lease right-of-use assets	$60M-4.8%	$63M-3.1%	$65M-1.5%	$66M-1.5%	$67M+3.1%
Other non-current assets	$48M+17.1%	$41M+24.2%	$33M+22.2%	$27M+8.0%	$25M+92.3%
Prepaid health insurance	$9M0.0%	$9M0.0%	$9M0.0%	$9M0.0%	$9M0.0%
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)	$41M+2.5%	$40M-59.6%	$99M+41.4%	$70M-47.4%	$133M0.0%
Operating Lease Right-of-Use Assets in Other Assets	$60M-4.8%	$63M-3.1%	$65M-1.5%	$66M-1.5%	$67M+3.1%
Software and Technology Licenses, Net	$48M+41.2%	$34M+3.0%	$33M+22.2%	$27M+8.0%	$25M-21.9%
Tax Credit Carryforward Valuation Allowance	——	$1M—	——	——	——
Accrued Employee Benefits	$82M-2.4%	$84M+3.7%	$81M+2.5%	$79M+3.9%	$76M+7.0%
Other Commercial Liabilities	$91M-20.2%	$114M+42.5%	$80M-1.2%	$81M-10.0%	$90M-23.1%
Commercial Paper Outstanding	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%
Accrued health insurance costs	$67M+123%	$30M-3.2%	$31M-45.6%	$57M-16.2%	$68M+258%
Accrued Liabilities, Current	$91M-20.2%	$114M+42.5%	$80M-1.2%	$81M-10.0%	$90M-23.1%
Accrued worksite employee payroll costs	$818M+7.1%	$764M-1.3%	$774M+8.1%	$716M-0.3%	$718M-1.6%
Workers Compensation Liability Current And Noncurrent	$184M0.0%	$184M-1.1%	$186M-1.6%	$189M-3.6%	$196M-3.9%
Lease Liability Payments - Remainder of Fiscal Year	——	$23M—	——	——	——
Deferred Tax Liabilities - Deferred Expense	——	$4M—	——	——	——
Deferred Tax Liabilities - Leasing Arrangements	——	$19M—	——	——	——
Total debt	$430M-5.3%	$454M+4.1%	$436M0.0%	$436M0.0%	$436M-4.0%
Unrecognized Tax Benefits - Income Tax Penalties and Interest Accrued	——	$0—	——	——	——
Common Stock Par Value Per Share	——	$0.01—	——	——	——
Common Stock Shares Issued	55M0.0%	55M0.0%	55M0.0%	55M0.0%	55M0.0%
Convertible Preferred Stock Authorized Shares	——	20M—	——	——	——
Convertible Preferred Stock Issued Shares	——	0—	——	——	——
Additional paid-in capital	$244M-5.1%	$257M+5.3%	$244M+7.0%	$228M+9.1%	$209M-5.9%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	——	$0—	——	——	——
Treasury Stock, Value	$826M-2.8%	$850M-0.2%	$852M-0.1%	$853M-0.2%	$855M-1.0%
Share Repurchase Authorization Limit	1.4M0.0%	1.4M0.0%	1.4M0.0%	1.4M0.0%	1.4M-3.1%
Shares Reserved for Future Issuance Under Stock Plans	——	1.3M—	——	——	——
Line of Credit Maximum Borrowing Capacity	$750M0.0%	$750M+15.4%	$650M0.0%	$650M0.0%	$650M0.0%
Line of Credit Remaining Borrowing Capacity	$380M0.0%	$380M+35.7%	$280M0.0%	$280M0.0%	$280M0.0%
Employee payroll tax withheld on employee stock transactions	$471M-13.4%	$544M+62.9%	$334M-8.7%	$366M-19.9%	$457M-49.3%
Adjusted Term SOFR Rate Plus Applicable Margin	2%0.0%	2%0.0%	2%0.0%	2%0.0%	2%0.0%
Allowance for doubtful accounts	——	$1M—	——	——	——
Applicable Margin Federal Funds Rate	0.5%0.0%	0.5%0.0%	0.5%0.0%	0.5%0.0%	0.5%0.0%
Benefits costs incurred (reduced) related to run-off	-$2M-118%	$11M+22.2%	$9M-18.2%	$11M-8.3%	$12M+141%
Client Prepayments Included in Cash Balance	$104M-23.0%	$135M+275%	$36M+38.5%	$26M-35.0%	$40M-56.0%
Common stock, par value (in dollars per share)	——	$0.01—	——	——	——
Common stock, shares authorized (in shares)	——	$120M—	——	——	——
Common stock, shares issued (in shares)	——	$55.5M—	——	——	——
Common Stock, Shares, Outstanding	——	$37.7M—	——	——	——
Deferred income taxes	$7M—	$0—	——	——	——
Deferred Tax Assets, Gross	——	$57M—	——	——	——
Deferred Tax Assets, Net	——	$22M—	——	——	——
Deferred Tax Assets, Net of Valuation Allowance	——	$56M—	——	——	——
DeferredTaxAssetsOperatingLeaseLiabilities	——	$22M—	——	——	——
Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Bonuses	——	$11M—	——	——	——
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost	——	$15M—	——	——	——
Other	——	$2M—	——	——	——
Self-insured related reserves	——	$4M—	——	——	——
Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Deferred Rent	——	$3M—	——	——	——
Deferred Tax Assets, Tax Deferred Expenses, Capitalized Software	——	$0—	——	——	——
Deferred Tax Assets, Valuation Allowance	——	$1M—	——	——	——
Deferred Tax Liabilities, Net	——	$34M—	——	——	——
Capitalized software	——	$2M—	——	——	——
Deferred Tax Liabilities, Other	——	$3M—	——	——	——
Deferred Tax Liabilities, Property, Plant and Equipment	——	$3M—	——	——	——
Deposit And Prepaid Health Insurance	——	$165M—	——	——	——
Drafts payable	$19M-52.5%	$40M+135%	$17M-22.7%	$22M-31.3%	$32M-11.1%
Cloud computing arrangements	——	$31M—	——	——	——
Tax receivable within other current assets	$30M+3.4%	$29M-17.1%	$35M+218%	$11M+37.5%	$8M—
Landlord funded tenant improvements	——	$10M—	——	——	——
Lessor, operating lease, lease not yet commenced (approximately)	——	$5M—	——	——	——
Letters of Credit Outstanding, Amount	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%
Liability For Unpaid Claims And Claims Adjustment Expense Opening Balance Adjustments	——	$184M—	——	——	——
Line Of Credit Facility Current Borrowing Capacity	$750M0.0%	$750M+15.4%	$650M0.0%	$650M0.0%	$650M0.0%
Committed Revolving Credit Facilities	$800M0.0%	$800M+14.3%	$700M0.0%	$700M0.0%	$700M0.0%
Overnight Holdings	$509M-20.2%	$638M+90.4%	$335M-13.2%	$386M-14.6%	$452M-51.5%
Payroll Withholdings Included in Cash Balance	$415M-11.3%	$468M+64.8%	$284M-10.1%	$316M-21.8%	$404M-51.3%
Percentage of our health insurance coverage provided by United	85%0.0%	85%+1.0%	84%0.0%	84%+1.0%	83%-3.0%
Preferred Stock, Shares Authorized	——	$20M—	——	——	——
Preferred Stock, Shares Issued	——	$0—	——	——	——
Premiums owed to United	$62M+786%	$7M-73.1%	$26M-50.9%	$53M-17.2%	$64M+6,300%
Prepaid health insurance current	——	$9M—	——	——	——
Prepaid health insurance current	$41M—	——	$10M-61.5%	$26M-39.5%	$43M+960%
Prepaid Insurance	$67M+1,017%	$6M-64.7%	$17M-58.5%	$41M-26.8%	$56M+124%
Required deposit equal to approximately one day of claims funding activity	$7M0.0%	$7M0.0%	$7M0.0%	$7M0.0%	$7M0.0%
Incentive stock program, shares reserved for future grants (in shares)	——	$1.3M—	——	——	——
Shares, Issued	$55M0.0%	$55M0.0%	$55M0.0%	$55M0.0%	$55M0.0%
Treasury stock, shares (in shares)	——	$17.8M—	——	——	——
Unbilled	$867M+7.0%	$810M-8.2%	$882M+6.4%	$829M+1.2%	$819M+1.1%
Unbilled Accrued worksite employee payroll costs	——	$764M—	——	——	——
Unbilled balances	——	$181M—	——	——	——
Penalties and interest accrued on unrecognized tax benefits	——	$0—	——	——	——
Unrecorded Unconditional Purchase Obligation, to be Paid, Year Two	——	$48M—	——	——	——
Unrecorded Unconditional Purchase Obligation	——	$149M—	——	——	——
Purchase commitments, Due in 2027	——	$58M—	——	——	——
WorkersCompDepositsHeldInTrust	$231M+0.4%	$230M+1.8%	$226M-7.0%	$243M+0.4%	$242M+0.4%
Workers compensation administrative fees accrued	$2M0.0%	$2M0.0%	$2M-33.3%	$3M+50.0%	$2M0.0%
WorkersCompensationLiabilityNetOfAdminFeesCurrent	$80M-2.4%	$82M+3.8%	$79M+3.9%	$76M+2.7%	$74M+7.2%
Workers Compensation Liability Noncurrent	$104M+2.0%	$102M-4.7%	$107M-5.3%	$113M-7.4%	$122M-9.6%
Workers' Compensation, Maximum aggregate economic burden for claims in excess of first layer cap per policy year	——	——	——	——	——
Workers' Compensation, Maximum economic burden first layer of claims per occurrence	——	——	——	——	——
Unrecorded Unconditional Purchase Obligation	——	$58M—	——	——	——

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Questions, answered.

What are Insperity's total assets?: Insperity (NSP) holds $2.2B in total assets, up 2.5% year over year.
How much debt does Insperity have?: Insperity carries $430.0M in total debt against $67.0M of shareholders' equity, a debt-to-equity ratio of 6.42.
How much cash does Insperity have?: Insperity holds $24.0M in cash and equivalents.
Can Insperity cover its short-term obligations?: Its current ratio is 1.09 — current assets exceed current liabilities.
Where does Insperity's balance sheet data come from?: Every line is extracted from Insperity's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.