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OppFi OPFI Q2 2026 earnings

Reported August 10, 2026 · After market close

Revenue$145.2MMiss by $10.7M
EPS$0.33Miss by $0.11
Revenue estimate$155.9M
EPS estimate$0.45

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$86.2M-14.0%
Operating income$24.4M-45.6%
Net income$14.8M+171%
EPS (diluted)$0.18+123%

Balance sheet

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Cash & equivalents$91.8M+17.4%
Total debt$10.4M-15.8%
Total equity$414.3M+3,003%
Total assets$770.7M+14.5%

Cash flow

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Operating cash flow$92.0M-3.7%
CapEx$4.6M-0.3%
Free cash flow$87.4M-3.9%

Valuation & ratios

Valuation

as of 06/30/26
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Market cap$847.95M+124%
Enterprise value$766.54M+145%
P/E8.3×—
P/S2.3×+1.3×

Profitability

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Operating margin38.3%-2.3pp
Net margin28%+25.0pp
FCF margin105.9%+13.8pp

Returns & leverage

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Return on equity47.6%+28.9pp
Debt / equity0×-0.9×

Segments

By segment

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Reportable Segment$86.2M-14.0%

FAQ

When did OppFi report Q2 2026 earnings?
OppFi (OPFI) reported Q2 2026 earnings on August 10, 2026 after market close.
What were OppFi's Q2 2026 revenue and EPS?
OppFi reported revenue of $145.2M and eps of $0.33 for Q2 2026.
Did OppFi beat estimates in Q2 2026?
Revenue missed the consensus estimate of $155.9M by $10.7M. EPS missed the consensus estimate of $0.45 by $0.11.
How did OppFi's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 1.9% from $142.4M a year earlier.
Where can I find OppFi's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001818502-26-000073) and the 10-Q periodic report (0001818502-26-000075) directly on SEC EDGAR. The filing index links above go to sec.gov.