When did OppFi report Q3 2025 earnings?

OppFi (OPFI) reported Q3 2025 earnings on August 6, 2025 before market open.

What were OppFi's Q3 2025 revenue and EPS?

OppFi reported revenue of $155.1M and eps of $0.45 for Q3 2025.

Did OppFi beat estimates in Q3 2025?

Revenue beat the consensus estimate of $153.4M by $1.7M. EPS beat the consensus estimate of $0.30 by $0.15.

Where can I find OppFi's Q3 2025 SEC filings?

You can read the 10-Q periodic report (0001818502-25-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.

OppFi OPFI Q3 2025 earnings

Reported August 6, 2025 · Before market open

Revenue$155.1MBeat by $1.7M

EPS$0.45Beat by $0.15

Revenue estimate$153.4M

EPS estimate$0.30

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$155.9M

EPS estimate$0.48

Financials

Q3 2025

Income statement

See full

Revenue$104.6M+14.7%

Operating income$48.4M+38.1%

Net income$41.6M+876%

EPS (diluted)$0.77+267%

Balance sheet

See full

Cash & equivalents$75.2M+1.3%

Total debt$11.9M-13.3%

Total equity$49.4M+41.7%

Total assets$720.6M+16.4%

Cash flow

See full

Operating cash flow$105.1M+35.5%

CapEx$5.2M+33.5%

Free cash flow$99.9M+35.6%

Valuation & ratios

Valuation

as of 07/28/25

See full

Market cap$321.29M+245%

Enterprise value$258.01M+692%

P/E13.7×+0.9×

P/S0.9×+0.5×

Profitability

See full

Operating margin42.6%+17.0pp

Net margin6.2%+3.8pp

FCF margin95.7%-2.5pp

Returns & leverage

See full

Return on equity55.6%+24.1pp

Debt / equity0.2×-0.2×

Segments

By segment

See full

Reportable Segment$104.6M+14.7%

Versus estimates

Revenue

Q1 2026$151.9MBeat by $739.2K Q4 2025$159.3MMiss by $549.3K

Q3 2025$155.1MBeat by $1.7M

Q2 2025$142.4MBeat by $1.2M Q1 2025$140.3MMiss by $672.0K Q4 2024$135.7MMiss by $2.3M

Diluted EPS

Q1 2026$0.35Beat by $0.02 Q4 2025$0.30Beat by $0.02

Q3 2025$0.45Beat by $0.15

Q2 2025-$0.78Miss by $1.08 Q1 2025$0.38Beat by $0.12 Q4 2024$0.23Beat by $0.09

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Questions, answered.

When did OppFi report Q3 2025 earnings?: OppFi (OPFI) reported Q3 2025 earnings on August 6, 2025 before market open.
What were OppFi's Q3 2025 revenue and EPS?: OppFi reported revenue of $155.1M and eps of $0.45 for Q3 2025.
Did OppFi beat estimates in Q3 2025?: Revenue beat the consensus estimate of $153.4M by $1.7M. EPS beat the consensus estimate of $0.30 by $0.15.
Where can I find OppFi's Q3 2025 SEC filings?: You can read the 10-Q periodic report (0001818502-25-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.