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OppFi OPFI Business Segments — Salaries and employee benefits

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%
Enterprise value$662.47M+175%
P/E11.4×-20.5×
P/S+1.1×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's business segments — salaries and employee benefits?
OppFi (OPFI) reported business segments — salaries and employee benefits of $14.25M in Q1 2026.
How has OppFi's business segments — salaries and employee benefits changed year-over-year?
OppFi's business segments — salaries and employee benefits increased by 3.5% year-over-year, from $13.78M to $14.25M.
What is the long-term trend for OppFi's business segments — salaries and employee benefits?
Over 3 years (2022 to 2025), OppFi's business segments — salaries and employee benefits has grown at a 0.4% compound annual growth rate (CAGR), from $59.98M to $60.7M.
What does business segments — salaries and employee benefits mean?
Includes all compensation-related expenses, such as wages, bonuses, and benefits, for personnel directly supporting the reportable segment. This metric reflects the human capital investment required to operate and scale the business segment. Monitoring this helps evaluate the segment's operational efficiency and labor cost structure relative to its revenue generation.