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OppFi OPFI Total Interest Income

Total Interest Income at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$57.05M+25.0%
Oaktree Specialty Lending logo
Oaktree Specialty LendingOCSL
$1.05M-33.2%
OP Bancorp logo
OP BancorpOPBK
$38.19M+1.4%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$14.85M-0.5%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$1.14B+43.9%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Segments

By segment

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Reportable Segment$151.88M+8.3%

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$802.7M+167%
Enterprise value$713.71M+204%
P/E12.1×-77.2×
P/S2.1×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line itemThree Months Ended March 31, 20262025
Revenue:
Interest on finance receivables$150,526$139,118
Other revenue1,3551,150
151,881140,268
Change in fair value of finance receivables(64,583)(49,458)
Net revenue87,29890,810
Expenses:
Salaries and employee benefits14,25413,778

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's total interest income?
OppFi (OPFI) reported total interest income of $151.88M in Q1 2026.
How has OppFi's total interest income changed year-over-year?
OppFi's total interest income increased by 8.3% year-over-year, from $140.27M to $151.88M.
What is the long-term trend for OppFi's total interest income?
Over 4 years (2021 to 2025), OppFi's total interest income has grown at a 14.2% compound annual growth rate (CAGR), from $350.57M to $597.05M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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