What is OppFi's total interest income?

OppFi (OPFI) reported total interest income of $151.88M in Q1 2026.

How has OppFi's total interest income changed year-over-year?

OppFi's total interest income increased by 8.3% year-over-year, from $140.27M to $151.88M.

What is the long-term trend for OppFi's total interest income?

Over 4 years (2021 to 2025), OppFi's total interest income has grown at a 14.2% compound annual growth rate (CAGR), from $350.57M to $597.05M.

What does total interest income mean?

Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

OppFi OPFI Total Interest Income

Total Interest Income at other companies

Upstart Holdings, Inc.UPST

$56.06M+38.2%

Oaktree Specialty LendingOCSL

$1.05M-33.2%

SoFi Technologies, Inc.SOFI

$1B+31.1%

Peoples BancorpPEBO

$126.82M+1.8%

Hilltop HoldingsHTH

$184.29M-4.4%

The BancorpTBBK

$129.79M-7.2%

Segments

By segment

See full

Reportable Segment$151.88M+8.3%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/E11.4×-22.5×

P/S2×+1.0×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's total interest income?: OppFi (OPFI) reported total interest income of $151.88M in Q1 2026.
How has OppFi's total interest income changed year-over-year?: OppFi's total interest income increased by 8.3% year-over-year, from $140.27M to $151.88M.
What is the long-term trend for OppFi's total interest income?: Over 4 years (2021 to 2025), OppFi's total interest income has grown at a 14.2% compound annual growth rate (CAGR), from $350.57M to $597.05M.
What does total interest income mean?: Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.