Old Republic International ORI Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Net income excluding investment gains (losses) by Business | |||||
| Other | -$28.2M-436% | $8.4M-40.4% | $14.1M-73.4% | $53.1M— | |
| Specialty Insurance Group | $716.4M+6.2% | $674.7M+7.2% | $629.5M+14.4% | $550.1M— | |
| Title Insurance | $110.6M-2.6% | $113.6M+7.4% | $105.8M-56.2% | $241.8M— | |
| Total Assets by Business | |||||
| Specialty Insurance Group | $105.49B+9.7% | $96.17B+7.9% | $89.1B+6.1% | $84.01B+3.5% | |
| Title Insurance | $7.72B-0.4% | $7.75B-1.5% | $7.87B-6.0% | $8.37B— | |
| Total of major segments | $113.21B+8.9% | $103.92B— | —— | —— | |
| Other income by Business | |||||
| Other | $0— | $0— | $0— | $0— | |
| Specialty Insurance Group | $194.3M+9.8% | $176.9M+9.1% | $162.2M+8.9% | $148.9M— | |
| Title Insurance | $500K0.0% | $500K-28.6% | $700K-22.2% | $900K— | |
| Total statutory net income (loss) by Business | |||||
| RFIG Run-off | $0-100% | $4.1M-58.2% | $9.8M-86.1% | $70.5M+158% | |
| Title Insurance Group | $129.3M-7.7% | $140.1M-8.0% | $152.3M-32.3% | $224.9M-21.3% | |
| Premium Revenue by Business | |||||
| Corporate & Other | $9.4M-35.6% | $14.6M-43.0% | $25.6M-22.2% | $32.9M+199% | |
| Title Insurance Group | $2.59B+11.1% | $2.33B+1.5% | $2.3B-34.3% | $3.5B-11.6% | |
| Net investment income by Business | |||||
| Other | $91.4M-28.0% | $126.9M-6.0% | $135M+9.2% | $123.6M— | |
| Specialty Insurance Group | $611.6M+11.9% | $546.5M+18.1% | $462.7M+29.2% | $358M— | |
| Title Insurance | $69.5M+10.0% | $63.2M+10.9% | $57M+19.0% | $47.9M— | |
| Income (loss) before income taxes (credits) and realized investment gains or losses by Business | |||||
| Other | -$35.5M-586% | $7.3M-56.8% | $16.9M-71.8% | $59.9M— | |
| Specialty Insurance Group | $899.8M+6.1% | $848.2M+7.7% | $787.8M+14.2% | $689.8M— | |
| Title Insurance | $139.7M-3.0% | $144M+7.9% | $133.4M-56.8% | $308.7M-40.1% | |
| Total premiums and fees by Business | |||||
| Other | $9.3M-35.9% | $14.5M-43.4% | $25.6M-22.2% | $32.9M— | |
| Specialty Insurance Group | $5.18B+10.9% | $4.68B+13.5% | $4.12B+8.2% | $3.81B— | |
| Title Insurance | $2.86B+9.1% | $2.62B+2.2% | $2.56B-33.2% | $3.83B-13.0% | |
| Net Investment Income by Business | |||||
| Corporate & Other | $27.3M-56.9% | $63.3M+8.2% | $58.5M+9.3% | $53.5M+46.6% | |
| Title Insurance Group | $69.6M+10.1% | $63.2M+10.9% | $57M+19.0% | $47.9M+9.4% | |
| Policyholder Benefits and Claims Incurred, Net by Business | |||||
| Other | $3.1M+24.0% | $2.5M+146% | -$5.4M+59.7% | -$13.4M— | |
| Specialty Insurance Group | $3.3B+10.8% | $2.98B+17.3% | $2.54B+7.9% | $2.35B— | |
| Title Insurance | $62.1M+32.1% | $47M-3.5% | $48.7M-45.3% | $89.1M— | |
| Segment underwriting income (loss) by Business | |||||
| Other | -$56.4M-42.1% | -$39.7M+22.0% | -$50.9M-1,554% | $3.5M— | |
| Specialty Insurance Group | $352.5M-3.1% | $363.9M-10.4% | $406M+1.3% | $400.9M— | |
| Title Insurance | $69.9M-12.2% | $79.6M+5.6% | $75.4M-71.1% | $261.3M— | |
| Premiums Earned, Net by Business | |||||
| Other | $9.3M-35.9% | $14.5M-43.4% | $25.6M-22.2% | $32.9M— | |
| Specialty Insurance Group | $5.18B+10.9% | $4.68B+13.5% | $4.12B+8.2% | $3.81B— | |
| Title Insurance | $2.59B+11.1% | $2.33B+1.5% | $2.3B-34.3% | $3.5B-11.6% | |
| Amount of reserves for unpaid claims and claim adjustment expenses at the end of each period, net of reinsurance losses recoverable by Business | |||||
| Other | $17.6M-32.3% | $26M-87.8% | $213M+103% | $104.9M+227% | |
| Title Insurance | $2.25B-4.8% | $2.36B-3.3% | $2.44B-0.7% | $2.46B+4.6% | |
| Commissions, Insurance taxes, licenses, and fees by Business | |||||
| Other | $2.8M+47.4% | $1.9M-58.7% | $4.6M+24.3% | $3.7M— | |
| Specialty Insurance Group | $825.1M+14.7% | $719.5M+15.1% | $625.2M+4.9% | $596.2M— | |
| Title Insurance | $1.83B+11.7% | $1.64B+0.7% | $1.63B-35.9% | $2.54B— | |
| Premiums Written, Net by Business | |||||
| Other | $10.6M-32.9% | $15.8M-38.3% | $25.6M-22.0% | $32.8M— | |
| Specialty Insurance Group | $5.43B+7.9% | $5.03B+15.5% | $4.36B+9.5% | $3.98B— | |
| Title Insurance | $2.59B+11.1% | $2.33B+1.5% | $2.3B-34.3% | $3.5B— | |
| General expenses, taxes and fees by Business | |||||
| Other | $59.8M+20.8% | $49.5M-36.0% | $77.4M+98.0% | $39.1M— | |
| Specialty Insurance Group | $889.3M+15.4% | $770.9M+10.6% | $697M+17.0% | $595.7M— | |
| Title Insurance | $896.9M+4.9% | $855M+5.2% | $812.4M-14.1% | $945.8M— | |
| Income taxes (credits) on above by Business | |||||
| Other | -$7.6M-591% | -$1.1M-141% | $2.7M-59.7% | $6.7M— | |
| Specialty Insurance Group | $183.1M+5.7% | $173.3M+9.5% | $158.3M+13.4% | $139.6M— | |
| Title Insurance | $29.1M-3.3% | $30.1M+8.7% | $27.7M-58.7% | $67M— | |
| Title, escrow, and other fees by Business | |||||
| Other | $0— | $0— | $0— | $0— | |
| Specialty Insurance Group | $0— | $0— | $0— | $0— | |
| Title Insurance | $264M-7.2% | $284.4M+8.7% | $261.7M-21.4% | $333M-24.9% | |
| Other Operating Expenses by Business | |||||
| Corporate & Other | $69.1M+1.9% | $67.8M-6.7% | $72.7M+80.4% | $40.3M+178% | |
| Title Insurance Group | $2.73B+9.4% | $2.49B+2.2% | $2.44B-30.0% | $3.48B-8.8% | |
| Interest and other charges by Business | |||||
| Other | $70.4M-11.6% | $79.6M+18.5% | $67.2M+0.1% | $67.1M— | |
| Specialty Insurance Group | $64.2M+3.2% | $62.2M-23.1% | $80.9M+17.1% | $69.1M— | |
| Title Insurance | -$300K+70.0% | -$1M0.0% | -$1M-350% | $400K— | |
| Loss and Loss Adjustment Expenses by Business | |||||
| Corporate & Other | $3.2M+23.1% | $2.6M+148% | -$5.4M+59.7% | -$13.4M-306% | |
| Title Insurance Group | $62.2M+34.9% | $46.1M-5.3% | $48.7M-45.3% | $89.1M-21.1% | |
| Taxes and Licenses by Business | |||||
| Other | $2M+17.6% | $1.7M-61.4% | $4.4M+15.8% | $3.8M— | |
| Specialty Insurance Group | $202.9M+17.6% | $172.6M+8.0% | $159.8M-0.8% | $161.1M— | |
| Title Insurance | $44.9M+20.1% | $37.4M+100% | $18.7M-74.6% | $73.5M— | |
| Underwriting Acquisition And Other Expenses by Business | |||||
| Other | $62.7M+21.5% | $51.6M-37.1% | $82M+91.1% | $42.9M— | |
| Specialty Insurance Group | $1.71B+15.0% | $1.49B+12.7% | $1.32B+10.9% | $1.19B— | |
| Title Insurance | $2.73B+9.4% | $2.49B+2.2% | $2.44B-30.0% | $3.48B— | |
| Premiums Written by Business | |||||
| Corporate & Other | $10.7M-32.7% | $15.9M-37.9% | $25.6M-22.0% | $32.8M+201% | |
| Title Insurance Group | $2.59B+11.1% | $2.33B+1.5% | $2.3B-34.3% | $3.5B-11.6% | |
| Dividends to policyholders by Business | |||||
| Other | $0— | $0— | $0— | $0— | |
| Specialty Insurance Group | $16.1M-31.2% | $23.4M+41.8% | $16.5M+32.0% | $12.5M— | |
| Title Insurance | $0— | $0— | $0— | $0— | |
| Claims and claim adjustment expenses attributable to insured events of the current year by Business | |||||
| Other | $4M+33.3% | $3M-37.5% | $4.8M-4.0% | $5M-35.1% | |
| Title Insurance | $10.4M-6.3% | $11.1M-22.9% | $14.4M+9.9% | $13.1M-38.8% | |
| Provisions for insured events of the current year by Business | |||||
| Other | $6.9M-1.4% | $7M-68.8% | $22.4M-14.8% | $26.3M+119% | |
| Title Insurance | $96.6M+7.6% | $89.8M-4.1% | $93.6M-33.0% | $139.6M-13.1% | |
| Insurance Commissions by Business | |||||
| Other | $700K+600% | $100K0.0% | $100K— | $0— | |
| Specialty Insurance Group | $622.2M+13.8% | $546.7M+17.5% | $465.3M+6.9% | $435.1M— | |
| Title Insurance | $1.78B+11.5% | $1.6B-0.4% | $1.61B-34.8% | $2.46B— | |
| Claims and claim adjustment expenses attributable to insured events of prior years by Business | |||||
| Other | $2.6M+13.0% | $2.3M-82.7% | $13.3M-20.8% | $16.8M— | |
| Title Insurance | $78.8M+29.6% | $60.8M+24.8% | $48.7M-15.0% | $57.3M+7.3% | |
| Prior Year Claims and Claims Adjustment Expense by Business | |||||
| Other | $2.5M+31.6% | $1.9M-92.9% | $26.9M-31.0% | $39M+900% | |
| Title Insurance | $34.3M-21.3% | $43.6M-2.9% | $44.9M-10.9% | $50.4M+5.9% | |
| Net premiums earned by Product | |||||
| Accident and health Insurance | $5.5M+1.9% | $5.4M+1.9% | $5.3M-5.4% | $5.6M-8.2% | |
| Life Insurance in Force | $253.3M-15.3% | $299.1M-19.2% | $370.4M-23.2% | $482.1M-18.9% | |
| Life Insurance | $3.9M+11.4% | $3.5M-7.9% | $3.8M-2.6% | $3.9M-18.8% | |
| Title Insurance Group | $2.59B+11.1% | $2.33B+1.5% | $2.3B-34.3% | $3.5B-11.6% | |
| Percentage of amount assumed to net by Product | |||||
| Accident and health Insurance | 0%— | 0%— | 0%— | 0%— | |
| Life Insurance in Force | 0%— | 0%— | 0%— | 0%— | |
| Life Insurance | 43.3%— | 0%— | 0%— | 0%— | |
| Title Insurance Group | 0.1%0.0pp | 0.1%0.0pp | 0.1%— | 0%— | |
| Direct Premiums Earned by Product | |||||
| Accident and health Insurance | $8.9M-14.4% | $10.4M-6.3% | $11.1M-19.0% | $13.7M-9.9% | |
| Life Insurance | $3.9M-30.4% | $5.6M-13.8% | $6.5M-8.5% | $7.1M-9.0% | |
| Life Insurance in Force | $523.2M-19.6% | $650.6M-30.3% | $933.8M-26.3% | $1.27B-14.0% | |
| Title Insurance Group | $2.59B+11.1% | $2.33B+1.4% | $2.3B-34.3% | $3.5B-11.6% | |
| Assumed Premiums Earned by Product | |||||
| Accident and health Insurance | $0— | $0— | $0— | $0— | |
| Life Insurance | $1.7M— | $0— | $0— | $0— | |
| Life Insurance in Force | $0— | $0— | $0— | $0— | |
| Title Insurance Group | $2.2M0.0% | $2.2M+22.2% | $1.8M-30.8% | $2.6M+44.4% | |
| Ceded Premiums Earned by Product | |||||
| Accident and health Insurance | $3.4M-30.6% | $4.9M-15.5% | $5.8M-27.5% | $8M-11.1% | |
| Life Insurance | $1.6M-23.8% | $2.1M-19.2% | $2.6M-18.8% | $3.2M+6.7% | |
| Life Insurance in Force | $269.9M-23.2% | $351.4M-37.6% | $563.3M-28.2% | $784.5M-10.7% | |
| Title Insurance Group | $0— | $0— | $0-100% | $100K— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Old Republic International break its business down?
- Old Republic International (ORI) reports net income excluding investment gains (losses) by business across 3 parts — Other, Specialty Insurance Group and Title Insurance. Each is extracted from the segment footnotes and tracked over time.
- Where does Old Republic International's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Old Republic International's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
