What is PCB Bancorp's revenue?

PCB Bancorp (PCB) generated $119.0M in revenue over the trailing twelve months, up 16.0% year over year.

Is PCB Bancorp profitable?

PCB Bancorp reported $40.4M in net income over the trailing twelve months, a 33.9% net margin.

What is PCB Bancorp's earnings per share?

PCB Bancorp's diluted EPS over the trailing twelve months is $2.78.

Where does PCB Bancorp's income statement data come from?

Every line is extracted from PCB Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

PCB Bancorp PCB Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$103.88M+17.2%	$88.62M+0.1%	$88.5M-1.3%	$89.63M+16.2%
Net interest income after provision for credit losses	$99.85M+17.2%	$85.22M-3.9%	$88.64M+3.0%	$86.03M+5.3%
Total noninterest income	$11.84M+6.7%	$11.09M+3.8%	$10.68M-26.3%	$14.5M-21.3%
Total interest income	$197.54M+9.2%	$180.82M+19.6%	$151.18M+48.6%	$101.75M+24.9%
Total revenue	$115.71M+16.1%	$99.71M+0.5%	$99.19M-4.7%	$104.13M+9.0%
Total interest expense (banking)	$92.26M+2.0%	$90.49M+45.6%	$62.17M+419%	$11.98M+196%
Selling and marketing	$2.12M+12.2%	$1.89M-19.0%	$2.33M+8.2%	$2.15M+29.8%
Compensation and benefits	$36.55M+2.5%	$35.66M+3.1%	$34.57M+4.6%	$33.06M+18.2%
Occupancy and equipment	$9.24M+1.4%	$9.12M+15.1%	$7.92M+22.3%	$6.48M+16.3%
Professional fees	$2.81M-17.6%	$3.41M+10.4%	$3.09M+37.9%	$2.24M+3.7%
Depreciation and amortization	——	——	——	——
Provision for credit losses	——	——	——	$4.81M+205%
Other operating expenses	$4.79M-23.9%	$6.29M+32.8%	$4.74M+13.0%	$4.19M+33.4%
Total noninterest expense	$59.2M-1.4%	$60.02M+7.1%	$56.06M+9.6%	$51.13M+18.3%
Interest expense	$93.66M+1.6%	$92.2M+47.1%	$62.67M+417%	$12.12M+180%
Interest income	$180.35M+9.8%	$164.3M+20.8%	$136.03M+43.1%	$95.05M+20.1%
Income before income taxes	$52.49M+44.7%	$36.29M-16.1%	$43.26M-12.4%	$49.4M-13.3%
Income tax expense	$15.04M+43.5%	$10.48M-16.6%	$12.56M-12.9%	$14.42M-14.5%
Net income	$37.45M+45.1%	$25.81M-15.9%	$30.71M-12.2%	$34.99M-12.8%
Net margin	32.4%+6.5pp	25.9%-5.1pp	31%-2.6pp	33.6%-8.4pp
Preferred stock dividends	——	——	——	——
Diluted earnings per share	$2.57+46.9%	$1.75-17.5%	$2.12-8.2%	$2.31-11.8%
Basic earnings per share	$2.59+48.0%	$1.75-17.8%	$2.13-9.7%	$2.36-11.3%
Weighted-average shares, diluted	57.3M0.0%	57.3M-0.7%	57.7M-4.4%	60.4M-1.2%
Weighted-average shares, basic	56.9M-0.1%	57M-0.6%	57.3M-3.6%	59.4M-1.4%
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Stock options excluded as their inclusion would be anti-dilutive (in shares)	——	——	——	——
Bank Owned Life Insurance Income	$1.03M+8.5%	$949K+26.0%	$753K+6.7%	$706K+554%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
New transactions	——	——	——	——
Dividends declared (in dollars per share)	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Contractually specified servicing fees, late charges and ancillary fees	——	——	——	——
Deferred taxes	-$3.85M+51.8%	-$7.98M-294%	$4.1M-66.3%	$12.17M+723%
Depreciation	$2.21M-1.7%	$2.25M+3.1%	$2.18M+36.8%	$1.6M+16.1%
Dividends, Common Stock, Cash	——	——	——	——
Dividends on preferred shares	——	——	——	——
Effective tax rates	——	——	——	——
Share-Based Payment Arrangement, Expense, Tax Benefit	——	——	——	——
Net gains recognized	——	——	——	——
FDIC assessments	$1.46M+16.6%	$1.26M+13.9%	$1.1M+84.8%	$597K+11.2%
Service charges and fees on deposits	$1.54M-0.3%	$1.55M+4.7%	$1.48M+11.2%	$1.33M—
Gross charge-offs	$1.31M+89.3%	$691K—	——	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	——	——	——	——
Provision for credit losses	$4.03M+18.4%	$3.4M—	——	$3.6M+178%
Prior	$196K+28.1%	$153K—	——	——
Purchases	——	——	——	——
Retained loans reclassified to held-for-sale	——	——	——	——
Revolving Loans	$0-100%	$248K—	——	——
Revolving Loans Converted to Term	$0—	——	——	——
Transfer of loans to held-for-investment	——	——	——	——
Term loan by year, year 4	$307K+1,435%	$20K—	——	——
Term loan by year, year 1	$247K—	$0—	——	——
Term loan by year, year 2	$279K—	——	——	——
Term loan by year, year 3	——	——	——	——
Term loan by year, year 5	——	——	——	——
Net gains/(losses) on sales of loans	$4.62M+23.1%	$3.75M+5.1%	$3.57M-55.3%	$7.99M-38.2%
Income taxes paid	$23.06M+262%	$6.37M+48.6%	$4.28M-69.3%	$13.98M-6.7%
Increase Decrease In Accrued Interest Receivable Net	-$2.18M—	——	$934K-92.7%	$12.74M—
Increase (Decrease) in Deposits	——	——	——	——
Increase Decrease In Interest Payable Net	——	$21.59M+48.2%	$14.57M+745%	$1.72M-11.3%
Add - Incremental shares under stock-based compensation plans (in shares)	——	——	——	——
Data processing and equipment	$1.33M-11.0%	$1.5M-3.4%	$1.55M-9.0%	$1.71M+8.5%
Interest and Dividend Income, Operating	$197.54M+9.2%	$180.82M+19.6%	$151.18M+48.6%	$101.75M+24.9%
Interest and Fee Income, Loans and Leases	$180.35M+9.8%	$164.3M+20.8%	$136.03M+43.1%	$95.05M+20.1%
Interest Expense Borrowings	$1.4M-18.4%	$1.71M+237%	$508K+276%	$135K-53.8%
Interest Expense, Deposits	$92.26M+2.0%	$90.49M+45.6%	$62.17M+419%	$11.98M+196%
Interest Income (Expense), after Provision for Loan Loss	$99.85M+17.2%	$85.22M-3.9%	$88.64M+3.0%	$86.03M+5.3%
Interest Income (Expense), Operating	$103.88M+17.2%	$88.62M+0.1%	$88.5M-1.3%	$89.63M+16.2%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$92.84M+8.1%	$85.85M+79.7%	$47.78M+391%	$9.73M+68.1%
(Amortization) accretion on investments	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	——	$242.6M-21.0%	$307.24M+15.1%	$266.99M+43.5%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	——	-$311.74M-13.2%	-$275.27M+22.8%	-$356.67M-87.6%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$26.59M-31.8%	$38.99M-38.5%	$63.34M+10.6%	$57.27M+3,642%
Net Change In Loans Held-For-Investment	——	——	——	——
Net income available to common shareholders	$37.15M+48.8%	$24.98M-18.7%	$30.71M-12.2%	$34.99M—
Noninterest Expense	$59.2M-1.4%	$60.02M+7.1%	$56.06M+9.6%	$51.13M+18.3%
Noninterest Expense Directors Fees	$898K-0.9%	$906K+19.8%	$756K+7.1%	$706K+18.9%
Number of operating segments	——	——	——	——
Number of reportable segments	——	——	——	——
Operating Lease Payments	——	——	——	——
Net unrealized gains on securities available for sale	——	——	——	——
Net unrealized gains/(losses) on available-for-sale securities	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Other Interest And Dividend Income	$11.33M+1.3%	$11.19M+6.9%	$10.47M+176%	$3.79M+438%
Other Preferred Stock Dividends And Adjustments	$300K-64.0%	$834K—	$0—	$0—
Payments For Origination Of Mortgage Loans Held For Sale	$92.2M+24.6%	$73.98M+7.1%	$69.04M-34.6%	$105.57M-38.7%
Payments for Repurchase of Common Stock	$7.1M—	——	$8.83M+31.1%	$6.73M-38.1%
Payments of Ordinary Dividends, Common Stock	$11.47M+11.6%	$10.27M+3.7%	$9.91M+10.8%	$8.95M+34.4%
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$346K-55.2%	$772K—	——	$0—
Payments to Acquire Debt Securities, Available-for-Sale	$31.66M+34.8%	$23.48M+36.0%	$17.27M-69.9%	$57.36M+21.3%
Payments to Acquire Property, Plant, and Equipment	$2.19M-46.2%	$4.08M+210%	$1.32M-75.9%	$5.45M+1,168%
Dividend rate of preferred stock per annum (as a percent)	——	——	——	——
Short-term Federal Home Loan Bank borrowings	$0—	——	$39M—	$0—
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$24.2M+22.5%	$19.76M+10.6%	$17.87M-23.0%	$23.2M-43.5%
Proceeds from (Repayments of) Short-Term Debt	$19M+26.7%	$15M—	——	$20M—
Proceeds from sales and paydowns	——	——	——	——
Cash received from option exercises	$2.28M+545%	$353K-73.9%	$1.35M+60.7%	$840K-34.3%
Revenue From Contract With Customer Excluding Assessed Tax	$2.9M+4.5%	$2.77M+4.7%	$2.65M+0.3%	$2.64M+11.5%
(Loss) gain on sales of financial assets	——	——	——	——
Servicing Asset At Amortized Value Additions	——	——	——	——
Loan servicing income	$2.95M-12.5%	$3.37M+1.1%	$3.33M+12.2%	$2.97M+7.2%
Stock-based compensation	$973K+93.1%	$504K+3.3%	$488K-9.5%	$539K+19.0%
Exercised (in shares)	——	——	——	——
Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Weighted Average Grant Date Fair Value	——	——	——	——
Issue of shares upon vesting of restricted stock units (in shares)	——	——	——	——
Amounts related to stock incentive plans, net of forfeitures	——	——	——	——
New issues (in shares)	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	——	——	——	——
Issuance of common stock in connection with the Spin-Off and reclassification of net parent investment	——	——	——	——
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Shares repurchased (in shares)	——	——	2.1M—	——
Value of shares repurchased	——	——	——	——
Average price paid (in dollars per share)	——	——	$69.27—	——
Undistributed Earnings Loss Allocated To Participating Securities Basic	——	——	——	——
Weighted Average Number Of Shares Issued Basic	——	——	——	——
Weighted Average Number of Shares, Restricted Stock	——	——	——	——

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Questions, answered.

What is PCB Bancorp's revenue?: PCB Bancorp (PCB) generated $119.0M in revenue over the trailing twelve months, up 16.0% year over year.
Is PCB Bancorp profitable?: PCB Bancorp reported $40.4M in net income over the trailing twelve months, a 33.9% net margin.
What is PCB Bancorp's earnings per share?: PCB Bancorp's diluted EPS over the trailing twelve months is $2.78.
Where does PCB Bancorp's income statement data come from?: Every line is extracted from PCB Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.