What is PRA Group's revenue?

PRA Group (PRAA) generated $1.2B in revenue over the trailing twelve months, up 10.5% year over year.

Is PRA Group profitable?

PRA Group is not currently profitable: it reported a net loss of $333.5M over the trailing twelve months, a -29.5% net margin.

What is PRA Group's earnings per share?

PRA Group's diluted EPS over the trailing twelve months is $-8.53.

Where does PRA Group's income statement data come from?

Every line is extracted from PRA Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

PRA Group PRAA Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	——	-$229.27M-26.2%	-$181.72M-39.1%	-$130.68M-5.3%
Total revenue	$1.2B+7.8%	$1.11B+38.9%	$802.55M-17.0%	$966.52M-11.8%
Compensation and benefits	$296.67M-0.7%	$298.9M+3.5%	$288.78M+1.1%	$285.54M-5.4%
Provision for credit losses	$1.1B+6.9%	$1.03B+12.1%	$917.03M-5.9%	$974.85M-17.8%
Other operating expenses	$1.23B+59.0%	$774.79M+10.4%	$702.06M+3.1%	$680.72M-5.6%
Total operating expenses	$1.23B+59.0%	$774.79M+10.4%	$702.06M+3.1%	$680.72M-5.6%
Operating income	——	$339.73M+238%	$100.49M-64.8%	$285.8M-23.8%
Interest expense	$263.29M+10.4%	$238.57M+22.6%	$194.67M+46.5%	$132.91M+6.1%
Other income (expense), net	-$336K+60.5%	-$851K+56.2%	-$1.94M-1,211%	$175K-40.5%
Income before income taxes	——	$109.61M+232%	-$82.89M-154%	$154.79M-38.2%
Income tax expense	$46.74M+122%	$21.03M+230%	-$16.13M-144%	$36.79M-32.9%
Net income	——	$70.6M+185%	-$83.48M-171%	$117.15M-36.0%
Net income attributable to noncontrolling interests	$15.17M-15.6%	$17.97M+7.5%	$16.72M+1,865%	$851K-93.1%
Diluted earnings per share	——	$1.79+184%	-$2.13-173%	$2.93-27.7%
Basic earnings per share	——	$1.79+184%	-$2.13-172%	$2.95-27.3%
Weighted-average shares, diluted	157.3M-0.4%	158M+0.9%	156.6M-2.3%	160.3M-12.5%
Weighted-average shares, basic	157.1M-0.2%	157.4M+0.5%	156.6M-1.6%	159.2M-12.4%
Changes in estimated recoveries	$176.45M-26.7%	$240.87M+727%	$29.13M-82.8%	$168.9M-14.7%
Financing Receivable, Allowance For Credit Loss, Portfolio Revenue	$1.19B+8.3%	$1.1B+39.7%	$786.26M-16.5%	$941.22M-12.3%
Less - amounts reclassified to portfolio income	$1.01B+18.2%	$857.19M+13.2%	$757.13M-2.0%	$772.32M-11.8%
Revenue From Contract With Customer And Fee Revenue, Excluding Assessed Tax	$12.12M-26.4%	$16.47M+1.1%	$16.29M-35.6%	$25.31M+12.5%
Agency Fees	$92.42M+10.9%	$83.33M+11.6%	$74.7M+17.1%	$63.81M+1.1%
Depreciation, amortization and impairment of long-lived assets	$10.44M-3.3%	$10.79M-42.0%	$18.62M+22.1%	$15.24M—
Depreciation, amortization and impairment of long-lived assets	$10.44M-3.3%	$10.79M-42.0%	$18.62M—	——
Legal Costs	$161.65M+29.5%	$124.78M+40.0%	$89.13M+16.1%	$76.76M-2.0%
Outside Fees And Services Expenses	$84.39M+1.4%	$83.22M+0.7%	$82.62M-10.5%	$92.36M-0.3%
Rent And Occupancy	$14.52M-14.2%	$16.93M-2.3%	$17.32M-6.8%	$18.59M+1.2%
Interest Income (Expense), Nonoperating	——	——	——	-$130.68M-5.3%
Share-based compensation expense related to employee stock plans	$15.91M+18.1%	$13.47M+21.4%	$11.1M-15.0%	$13.05M-18.1%
Amortization Of Financing Costs And Discounts	$7.94M-24.9%	$10.57M+14.6%	$9.22M-8.7%	$10.1M+6.2%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	-$6.26M—	——	——
Communication	$36.7M-15.5%	$43.43M+7.4%	$40.43M+3.1%	$39.21M-8.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	-$42.89M—	——	$36.13M-77.7%
Less: comprehensive income attributable to noncontrolling interest	$22.46M—	——	$23.32M+139%	$9.74M+99.5%
Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest	——	-$39.69M—	——	$45.87M-72.5%
Federal	$3.04M+240%	-$2.17M-1,456%	$160K-98.2%	$8.8M-71.3%
Foreign	$37.04M+47.4%	$25.13M+40.0%	$17.95M-33.5%	$27M+126%
Current State And Local Tax Expense Benefit	$263K+25.2%	$210K-87.6%	$1.7M+341%	$385K-92.9%
Deferred Compensation Arrangement With Individual Compensation Expense	$7.9M+5.3%	$7.5M+4.2%	$7.2M0.0%	$7.2M+10.8%
Federal	-$1.83M-129%	$6.25M+124%	-$25.92M-810%	-$2.85M+6.8%
Deferred Foreign Income Tax Expense Benefit	$9.93M+216%	-$8.57M-315%	-$2.07M-154%	$3.84M-62.3%
Deferred taxes	$6.39M+399%	-$2.14M+94.1%	-$35.94M-6,021%	$607K-91.1%
Deferred and other income taxes	$6.39M—	——	-$35.94M—	——
State	-$1.71M-1,067%	$177K+102%	-$7.96M-1,961%	-$386K-19.5%
Defined Contribution Plan Employer Matching Contribution Percent	——	——	——	——
Maximum percentage of annual compensation contributed by the participant (percent)	——	——	——	——
Effect of exchange rate changes on cash, cash equivalents and restricted cash	$30.72M+253%	-$20.03M—	——	——
Effective tax rates	$0.46+1.3%	$0.46—	——	$0.24+8.7%
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Foreign withholding taxes	——	——	——	——
Foreign withholding taxes	$10.02M—	——	——	——
Global Intangible Low-taxed Income, net of credits	$14.76M—	——	——	——
Global Intangible Low-taxed Income, net of credits	——	——	——	——
Subpart F income	——	——	——	——
Subpart F income	$14.3M—	——	——	——
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Exempt Income	——	——	——	——
Nondeductible legal settlement expenses	——	$0-100%	$3.02M—	$0—
Employee Stock Relinquished for Payment of Taxes	$2.33M-12.3%	$2.66M-57.1%	$6.19M-26.9%	$8.47M+41.4%
Federal Income Tax Expense Benefit Continuing Operations	$1.21M-70.4%	$4.08M+116%	-$25.76M-533%	$5.95M-78.4%
Changes in expected future recoveries	$55.76M-34.2%	$84.73M—	——	$62.21M—
Financing Receivable, Allowance for Credit Loss, Foreign Currency Translation	-$261.48M-291%	$136.66M+243%	-$95.4M—	——
Allowance for credit losses for acquired credit deteriorated receivables	$1.21B-14.2%	$1.41B+22.0%	$1.15B+35.8%	$850M-12.6%
Recoveries collected in excess of forecast	$120.7M-22.7%	$156.14M+140%	$65.13M-39.0%	$106.69M-57.3%
Recoveries	$2.11B+12.1%	$1.89B+12.6%	$1.67B-4.2%	$1.75B-15.2%
Recoveries	$1.1B+6.9%	$1.03B+12.1%	$917.03M-5.9%	$974.85M-17.8%
Expected recoveries	$1.21B-14.2%	$1.41B+22.0%	$1.15B+35.8%	$850M-12.6%
Financing Receivable Purchased With Credit Deterioration Discount Premium	$1.18B-11.3%	$1.33B+48.7%	$894.63M+57.0%	$569.96M-22.4%
Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price	$1.21B-14.2%	$1.41B+22.0%	$1.15B+35.8%	$850M-12.6%
Writeoffs, net	$6.14B-28.7%	$8.62B+36.0%	$6.34B+50.5%	$4.21B-10.8%
Acquisition PCD reserves	$6.14B-28.7%	$8.62B+36.0%	$6.34B+50.5%	$4.21B-10.8%
Credit deteriorated assets, par value	$8.53B-24.9%	$11.36B+35.4%	$8.38B+48.9%	$5.63B-12.4%
Gain (Loss), Foreign Currency Transaction, before Tax	$755K+8,489%	-$9K—	——	-$515K+36.3%
Unrealized Gain (Loss), Foreign Currency Transaction, before Tax	——	-$5.2M—	——	-$34.97M—
Foreign Income Tax Expense Benefit Continuing Operations	$46.98M+184%	$16.56M+4.3%	$15.89M-48.5%	$30.84M+39.3%
Foreign Currency Translation and Other Adjustments	$43.13M+222%	-$35.21M—	——	——
Income Loss From Continuing Operations Before Income Taxes Domestic	-$79.4M-44.0%	-$55.14M+72.4%	-$199.66M—	——
Income Loss From Continuing Operations Before Income Taxes Foreign	-$163.84M-199%	$164.75M+41.1%	$116.77M—	——
Federal taxes	$1.8M—	——	——	——
Foreign	$36.46M—	——	——	——
State taxes	$273K—	——	——	——
Income Tax Reconciliation Foreign Income Tax Rate Differential	——	-$2.63M-228%	$2.06M+75.1%	$1.18M+126%
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	-$51.08M-322%	$23.02M+232%	-$17.41M-154%	$32.51M-38.2%
Share-based compensation	——	$1.18M+909%	$117K-96.1%	$3.03M+36.8%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	——	$387K+108%	-$4.89M-27,044%	-$18K-100%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount	$15.54M—	——	——	——
Income taxes paid	$38.53M—	——	——	——
Income Taxes Paid, Net	$38.53M—	——	——	——
Accounts payable and other current liabilities	——	$30.95M—	——	-$8.81M—
Increase (Decrease) in Other Operating Assets	——	$10.39M—	——	-$7.1M—
Increase (Decrease) in Prepaid Expense and Other Assets	$17.81M+86.7%	$9.54M+420%	$1.84M—	——
Add - Incremental shares under stock-based compensation plans (in shares)	$201K-54.8%	$445K—	$0—	——
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements, Per Share	$0.00—	$0.00—	$0.00-100%	$0.02-33.3%
Interest Income (Expense), Operating	——	-$229.27M-26.2%	-$181.72M-39.1%	-$130.68M-5.3%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$259.06M+15.6%	$224.1M+62.0%	$138.31M+18.3%	$116.93M+4.1%
Legal Fees	$64.32M+13.6%	$56.62M+48.7%	$38.07M-1.0%	$38.45M-18.5%
Minority Interest Decrease From Distributions To Noncontrolling Interest Holders	$25.13M+30.3%	$19.29M—	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	——	$490.84M—	——	——
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	——	-$382.47M-62.9%	-$234.86M—	——
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	-$85.54M—	——	——	$21.59M-74.6%
Net increase/(decrease) in interest-bearing deposits	-$88.19M-247%	$59.85M—	——	$4.69M—
Net Income Loss Attributable To Noncontrolling Interest	$15.17M-15.6%	$17.97M+7.5%	$16.72M+1,865%	$851K-93.1%
Net income	——	$88.57M+233%	-$66.75M-157%	$118M-39.6%
Number of operating segments	——	1-50.0%	2—	——
Number of reportable segments	——	1—	——	——
Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax	$171.59M+238%	-$123.92M-372%	$45.52M—	——
Unrealized gains (losses) on available-for-sale securities	-$79K—	——	$302K—	——
AOCI before reclass, net of taxes	$161.87M+267%	-$96.97M-344%	$39.7M—	——
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	$5.2M+643%	$700K—	——	$9.2M+197%
Unrealized gains (losses) on hedge instruments	-$7.84M—	——	-$21.21M—	——
Other comprehensive income (loss)	$163.67M+228%	-$128.27M-621%	$24.62M—	——
Other comprehensive income/(loss)	$156.38M+238%	-$113.5M-730%	$18.03M—	——
Other Noncash Income (Expense)	——	——	——	-$246K—
Other income, net (Note 6)	-$336K+60.5%	-$851K+56.2%	-$1.94M-1,211%	$175K-40.5%
Other Nonoperating Income (Expense)	——	——	——	——
Payments For (Proceeds From) Marketable Securities)	——	——	——	$63M-43.2%
Payments for Repurchase of Common Stock	$20M—	——	$0-100%	$111.37M-44.6%
Payments of Financing Costs	$6.41M-58.2%	$15.32M—	——	$15.55M+64.0%
Payment, Tax Withholding, Share-Based Payment Arrangement	$2.33M-12.3%	$2.66M-57.1%	$6.19M-26.9%	$8.47M+41.4%
Payments to Acquire Finance Receivables	$1.2B-14.5%	$1.41B+21.3%	$1.16B+37.4%	$844.26M-13.1%
Payments to Acquire Property, Plant, and Equipment	$4.82M+19.2%	$4.05M+40.1%	$2.89M-78.2%	$13.25M+18.2%
Payments to Noncontrolling Interests	$25.13M+30.3%	$19.29M+90.2%	$10.14M+51.5%	$6.69M-68.7%
Recoveries collected and applied to Finance receivables, net	$1.1B+6.9%	$1.03B+12.1%	$917.03M-5.9%	$974.85M-17.8%
Proceeds from maturities of marketable securities	$107.37M—	——	——	$66.11M-4.1%
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	$5.49M-66.8%	$16.53M-23.8%	$21.68M—	——
Repayments of Long-term Lines of Credit	$1.29B-24.9%	$1.72B+258%	$480.1M-70.0%	$1.6B+37.4%
Repayments Of Other Long Term Debt	$10M-97.8%	$445M+5,833%	$7.5M-25.0%	$10M0.0%
Senior Notes Repurchased and Retired During Period	$0-100%	$298M-14.5%	$348.66M—	$0—
Stock-based compensation	$15.91M+18.1%	$13.47M+21.4%	$11.1M-15.0%	$13.05M-18.1%
State And Local Income Tax Expense Benefit Continuing Operations	-$1.45M-474%	$387K+106%	-$6.26M-625,800%	-$1K-100%
Stock Issued During Period Value Share Based Compensation Gross	$0—	$0—	——	——
Value of shares repurchased	——	——	——	$99.39M—
Additions for tax positions of prior years	$3.05M+212%	$978K-75.6%	$4M—	$0-100%
EBIT	——	$339.73M+238%	$100.49M-64.8%	$285.8M-23.8%
EBITDA	——	$350.33M+208%	$113.59M-62.2%	$300.7M-22.9%

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about PRA Group.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is PRA Group's revenue?: PRA Group (PRAA) generated $1.2B in revenue over the trailing twelve months, up 10.5% year over year.
Is PRA Group profitable?: PRA Group is not currently profitable: it reported a net loss of $333.5M over the trailing twelve months, a -29.5% net margin.
What is PRA Group's earnings per share?: PRA Group's diluted EPS over the trailing twelve months is $-8.53.
Where does PRA Group's income statement data come from?: Every line is extracted from PRA Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.