Ready Capital RC Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other income by Business | ||||||
| LMM Commercial Real Estate | $34.71M+34.5% | $25.81M+68.4% | $15.33M+40.7% | $10.89M-15.6% | $12.92M-42.9% | |
| Small Business Lending | $21.19M-8.9% | $23.26M-23.5% | $30.42M-12.4% | $34.73M+25.9% | $27.59M+17.8% | |
| Noninterest Income by Business | ||||||
| LMM Commercial Real Estate | -$104.24M+30.8% | -$150.71M-3.6% | -$145.51M+19.9% | -$181.68M+21.2% | -$230.5M+3.5% | |
| Net realized gain (loss) on financial instruments and real estate owned by Business | ||||||
| LMM Commercial Real Estate | -$245.23M-28.0% | -$191.58M+14.6% | -$224.32M-59.9% | -$140.25M+8.4% | -$153.1M-15.3% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| LMM Commercial Real Estate | -$514.99M-52.6% | -$337.43M+21.7% | -$431.02M+0.7% | -$433.92M-1.1% | -$429.41M+14.7% | |
| Small Business Lending | -$29.1M-118% | -$13.33M-143% | $30.8M-19.6% | $38.31M-21.8% | $48.97M+7.1% | |
| Total Assets by Business | ||||||
| LMM Commercial Real Estate | $24.27B-12.2% | $27.65B-7.1% | $29.77B-7.8% | $32.28B-6.2% | $34.43B-5.5% | |
| Small Business Lending | $5.6B-3.7% | $5.82B-2.5% | $5.96B+0.1% | $5.95B+2.8% | $5.79B+2.7% | |
| Interest Income (Expense), after Provision for Loan Loss by Business | ||||||
| LMM Commercial Real Estate | -$259.52M-433% | -$48.66M+67.3% | -$148.65M-20.4% | -$123.45M-86.0% | -$66.37M+42.9% | |
| Small Business Lending | $17.44M+4.7% | $16.66M-10.3% | $18.57M-0.3% | $18.62M-19.4% | $23.1M-4.0% | |
| Noninterest Expense by Business | ||||||
| LMM Commercial Real Estate | $151.24M+9.5% | $138.06M+0.9% | $136.86M+6.3% | $128.8M-2.8% | $132.55M-10.6% | |
| Small Business Lending | $113.44M-0.7% | $114.28M-2.6% | $117.29M-1.7% | $119.27M+9.6% | $108.84M+12.3% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| LMM Commercial Real Estate | $246.19M+299% | $61.73M-68.8% | $197.91M-8.4% | $216.17M+9.9% | $196.61M-30.7% | |
| Small Business Lending | $21.32M-15.8% | $25.31M+4.8% | $24.14M+14.6% | $21.07M+60.6% | $13.12M+46.5% | |
| Other Cost and Expense, Operating by Business | ||||||
| LMM Commercial Real Estate | $55.72M+33.6% | $41.71M+65.8% | $25.16M+62.0% | $15.53M+11.1% | $13.99M-8.1% | |
| Small Business Lending | $38.31M-4.4% | $40.07M-6.1% | $42.66M-7.0% | $45.88M+9.7% | $41.83M+15.8% | |
| Servicing income, net of amortization and impairment of $6,587 and $5,294 by Business | ||||||
| LMM Commercial Real Estate | $6.55M+2.9% | $6.37M+1.7% | $6.26M-4.4% | $6.55M+11.5% | $5.88M+2.0% | |
| Small Business Lending | $11.12M-9.9% | $12.33M+7.1% | $11.51M+26.1% | $9.13M-31.8% | $13.38M+23.9% | |
| Net unrealized gain (loss) on financial instruments by Business | ||||||
| LMM Commercial Real Estate | -$19.44M-72.8% | -$11.25M+49.1% | -$22.08M+17.6% | -$26.81M-10.9% | -$24.18M-17.4% | |
| Small Business Lending | $2.19M+362% | -$834K-115% | $5.68M-6.0% | $6.05M+116% | $2.81M-49.9% | |
| Net interest income (loss) before provision for loan losses by Business | ||||||
| LMM Commercial Real Estate | -$13.33M-202% | $13.07M-73.5% | $49.26M-46.9% | $92.73M-28.8% | $130.25M-22.2% | |
| Small Business Lending | $38.77M-7.6% | $41.97M-1.7% | $42.71M+7.6% | $39.69M+9.6% | $36.22M+9.7% | |
| Interest Expense, Operating by Business | ||||||
| LMM Commercial Real Estate | $395.06M-9.1% | $434.74M-8.3% | $474.13M-8.5% | $518.06M-7.5% | $560.32M-6.4% | |
| Small Business Lending | $75.43M-5.0% | $79.38M-4.4% | $83.06M-5.3% | $87.73M-5.5% | $92.8M-4.9% | |
| Interest Income by Business | ||||||
| LMM Commercial Real Estate | $381.73M-14.8% | $447.81M-14.4% | $523.39M-14.3% | $610.79M-11.6% | $690.56M-9.9% | |
| Small Business Lending | $114.2M-5.9% | $121.36M-3.5% | $125.77M-1.3% | $127.42M-1.2% | $129.02M-1.2% | |
| Income (loss) on unconsolidated joint ventures by Business | ||||||
| LMM Commercial Real Estate | $10.57M+134% | $4.51M-51.6% | $9.32M+82.3% | $5.11M-20.2% | $6.4M-41.1% | |
| Small Business Lending | $36K-33.3% | $54K+31.7% | $41K-6.8% | $44K+33.3% | $33K+230% | |
| Goodwill by Business | ||||||
| LMM Commercial Real Estate | $109.3M0.0% | $109.3M0.0% | $109.3M0.0% | $109.3M0.0% | $109.3M0.0% | |
| Small Business Lending | $88.71M0.0% | $88.71M0.0% | $88.71M+1.3% | $87.6M+0.5% | $87.19M+14.4% | |
| Labor and Related Expense by Business | ||||||
| LMM Commercial Real Estate | $26.36M+7.2% | $24.58M+11.1% | $22.11M-6.1% | $23.55M-2.7% | $24.22M-6.2% | |
| Small Business Lending | $58.25M0.0% | $58.23M0.0% | $58.24M+0.1% | $58.16M+11.7% | $52.05M+13.1% | |
| Loan Portfolio Expense by Business | ||||||
| LMM Commercial Real Estate | $37.22M-1.3% | $37.72M-17.6% | $45.75M-3.3% | $47.3M+0.2% | $47.18M+5.6% | |
| Small Business Lending | $3.86M+9.1% | $3.54M-3.0% | $3.65M+50.2% | $2.43M-3.6% | $2.52M+26.8% | |
| Impairment (recovery) on real estate owned, held for sale by Business | ||||||
| LMM Commercial Real Estate | $20.69M-12.0% | $23.5M-38.6% | $38.28M+3.6% | $36.94M-11.6% | $41.8M-25.9% | |
| Small Business Lending | $0— | $0-100% | $75K0.0% | $75K0.0% | $75K0.0% | |
| Professional Fees by Business | ||||||
| LMM Commercial Real Estate | $9.73M+7.3% | $9.08M+117% | $4.18M-0.5% | $4.2M+1.3% | $4.14M-16.6% | |
| Small Business Lending | $13.01M+4.6% | $12.44M-1.8% | $12.66M-0.6% | $12.73M+2.9% | $12.37M-2.4% | |
| Valuation allowance, loans held for sale by Business | ||||||
| Small Business Lending | $0— | $0— | $0— | $0— | $0— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ready Capital break its business down?
- Ready Capital (RC) reports other income by business across 2 parts — LMM Commercial Real Estate and Small Business Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ready Capital's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ready Capital's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
