Ready Capital RC Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other income by Business | ||||||
| LMM Commercial Real Estate | $34.71M+169% | $25.81M+14.2% | $15.33M-53.6% | $10.89M-71.9% | $12.92M-69.4% | |
| Small Business Lending | $21.19M-23.2% | $23.26M-0.7% | $30.42M-37.1% | $34.73M-26.7% | $27.59M-51.7% | |
| Noninterest Income by Business | ||||||
| LMM Commercial Real Estate | -$104.24M+54.8% | -$150.71M+36.9% | -$145.51M+29.8% | -$181.68M-15.9% | -$230.5M-395% | |
| Net realized gain (loss) on financial instruments and real estate owned by Business | ||||||
| LMM Commercial Real Estate | -$245.23M-60.2% | -$191.58M-44.3% | -$224.32M-142% | -$140.25M-1,567% | -$153.1M-537% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| LMM Commercial Real Estate | -$514.99M-19.9% | -$337.43M+33.0% | -$431.02M-158% | -$433.92M-710% | -$429.41M-1,184% | |
| Small Business Lending | -$29.1M-159% | -$13.33M-129% | $30.8M-41.6% | $38.31M-21.6% | $48.97M+12.6% | |
| Total Assets by Business | ||||||
| LMM Commercial Real Estate | $24.27B-29.5% | $27.65B-24.1% | $29.77B-23.0% | $32.28B— | $34.43B— | |
| Small Business Lending | $5.6B-3.3% | $5.82B+3.1% | $5.96B+6.3% | $5.95B— | $5.79B— | |
| Interest Income (Expense), after Provision for Loan Loss by Business | ||||||
| LMM Commercial Real Estate | -$259.52M-291% | -$48.66M+58.2% | -$148.65M-191% | -$123.45M-153% | -$66.37M-131% | |
| Small Business Lending | $17.44M-24.5% | $16.66M-30.7% | $18.57M-25.5% | $18.62M-30.7% | $23.1M+4.1% | |
| Noninterest Expense by Business | ||||||
| LMM Commercial Real Estate | $151.24M+14.1% | $138.06M-6.9% | $136.86M+11.1% | $128.8M-2.3% | $132.55M+6.0% | |
| Small Business Lending | $113.44M+4.2% | $114.28M+18.0% | $117.29M+17.0% | $119.27M+36.5% | $108.84M+21.8% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| LMM Commercial Real Estate | $246.19M+25.2% | $61.73M-78.3% | $197.91M+1,756% | $216.17M+508% | $196.61M+1,027% | |
| Small Business Lending | $21.32M+62.5% | $25.31M+183% | $24.14M+539% | $21.07M+874% | $13.12M+52.0% | |
| Other Cost and Expense, Operating by Business | ||||||
| LMM Commercial Real Estate | $55.72M+298% | $41.71M+174% | $25.16M+131% | $15.53M+16.1% | $13.99M-0.5% | |
| Small Business Lending | $38.31M-8.4% | $40.07M+11.0% | $42.66M+13.1% | $45.88M+51.7% | $41.83M+44.1% | |
| Servicing income, net of amortization and impairment of $6,587 and $5,294 by Business | ||||||
| LMM Commercial Real Estate | $6.55M+11.5% | $6.37M+10.6% | $6.26M+11.1% | $6.55M+21.6% | $5.88M-2.5% | |
| Small Business Lending | $11.12M-16.9% | $12.33M+14.2% | $11.51M+0.8% | $9.13M-30.4% | $13.38M-6.1% | |
| Net unrealized gain (loss) on financial instruments by Business | ||||||
| LMM Commercial Real Estate | -$19.44M+19.6% | -$11.25M+45.4% | -$22.08M-8,459% | -$26.81M-260% | -$24.18M-238% | |
| Small Business Lending | $2.19M-22.0% | -$834K-115% | $5.68M+44.4% | $6.05M+81.3% | $2.81M+14.0% | |
| Net interest income (loss) before provision for loan losses by Business | ||||||
| LMM Commercial Real Estate | -$13.33M-110% | $13.07M-92.2% | $49.26M-71.7% | $92.73M-49.0% | $130.25M-31.4% | |
| Small Business Lending | $38.77M+7.0% | $41.97M+27.1% | $42.71M+48.8% | $39.69M+36.7% | $36.22M+17.5% | |
| Interest Expense, Operating by Business | ||||||
| LMM Commercial Real Estate | $395.06M-29.5% | $434.74M-27.4% | $474.13M-25.8% | $518.06M-21.3% | $560.32M-15.1% | |
| Small Business Lending | $75.43M-18.7% | $79.38M-18.7% | $83.06M-17.6% | $87.73M-9.1% | $92.8M+14.0% | |
| Interest Income by Business | ||||||
| LMM Commercial Real Estate | $381.73M-44.7% | $447.81M-41.6% | $523.39M-35.7% | $610.79M-27.3% | $690.56M-18.8% | |
| Small Business Lending | $114.2M-11.5% | $121.36M-7.1% | $125.77M-2.9% | $127.42M+1.5% | $129.02M+15.0% | |
| Income (loss) on unconsolidated joint ventures by Business | ||||||
| LMM Commercial Real Estate | $10.57M+65.0% | $4.51M-58.6% | $9.32M+195% | $5.11M+39,200% | $6.4M+686% | |
| Small Business Lending | $36K+9.1% | $54K+440% | $41K— | $44K— | $33K— | |
| Goodwill by Business | ||||||
| LMM Commercial Real Estate | $109.3M0.0% | $109.3M0.0% | $109.3M0.0% | $109.3M— | $109.3M— | |
| Small Business Lending | $88.71M+1.7% | $88.71M+16.4% | $88.71M+36.0% | $87.6M+58.2% | $87.19M+94.5% | |
| Labor and Related Expense by Business | ||||||
| LMM Commercial Real Estate | $26.36M+8.8% | $24.58M-4.8% | $22.11M-23.6% | $23.55M-28.0% | $24.22M-29.4% | |
| Small Business Lending | $58.25M+11.9% | $58.23M+26.5% | $58.24M+44.3% | $58.16M+66.1% | $52.05M+35.9% | |
| Loan Portfolio Expense by Business | ||||||
| LMM Commercial Real Estate | $37.22M-21.1% | $37.72M-15.6% | $45.75M+8.6% | $47.3M+5.8% | $47.18M+5.9% | |
| Small Business Lending | $3.86M+53.2% | $3.54M+78.1% | $3.65M+269% | $2.43M+183% | $2.52M+183% | |
| Impairment (recovery) on real estate owned, held for sale by Business | ||||||
| LMM Commercial Real Estate | $20.69M-50.5% | $23.5M-58.3% | $38.28M+33.0% | $36.94M+21.4% | $41.8M+78.3% | |
| Small Business Lending | $0-100% | $0-100% | $75K— | $75K— | $75K— | |
| Professional Fees by Business | ||||||
| LMM Commercial Real Estate | $9.73M+135% | $9.08M+82.9% | $4.18M-21.4% | $4.2M-27.3% | $4.14M-31.3% | |
| Small Business Lending | $13.01M+5.1% | $12.44M-1.9% | $12.66M-40.1% | $12.73M-40.1% | $12.37M-41.4% | |
| Valuation allowance, loans held for sale by Business | ||||||
| Small Business Lending | $0— | $0— | $0— | $0— | $0— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ready Capital break its business down?
- Ready Capital (RC) reports other income by business across 2 parts — LMM Commercial Real Estate and Small Business Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ready Capital's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ready Capital's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
