What is Regional Management Corporation's revenue?

Regional Management Corporation (RM) generated $659.9M in revenue over the trailing twelve months, up 10.5% year over year.

Is Regional Management Corporation profitable?

Regional Management Corporation reported $48.8M in net income over the trailing twelve months, a 7.4% net margin.

What is Regional Management Corporation's earnings per share?

Regional Management Corporation's diluted EPS over the trailing twelve months is $4.93.

Where does Regional Management Corporation's income statement data come from?

Every line is extracted from Regional Management Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Regional Management Corporation RM Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Total interest income	$537.56M+9.4%	$491.31M+8.0%	$454.86M+9.1%	$416.97M—
Net premiums earned	$58.77M+2.5%	$57.31M-4.2%	$59.83M-0.6%	$60.19M+13.1%
Total revenue	$645.6M+9.7%	$588.5M+6.7%	$551.4M+8.7%	$507.19M+18.4%
Selling and marketing	$18.55M-2.4%	$19.01M+20.5%	$15.77M+2.6%	$15.38M+6.8%
General and administrative	$257.58M+4.0%	$247.7M+1.9%	$243.12M+9.3%	$222.53M+13.8%
Compensation and benefits	$159.64M+3.8%	$153.79M-2.0%	$156.87M+11.1%	$141.24M+17.9%
Occupancy and equipment	$28.2M+9.2%	$25.82M+3.2%	$25.03M+5.1%	$23.81M-1.3%
Depreciation and amortization	$16.25M+15.5%	$14.07M-3.9%	$14.63M+15.3%	$12.69M+8.9%
Provision for credit losses	$239.16M+13.2%	$211.34M-4.3%	$220.93M+28.4%	$172.06M+93.3%
Other operating expenses	$51.18M+4.3%	$49.08M+8.0%	$45.44M+7.9%	$42.1M+13.3%
Interest expense	$78.4M+13.3%	$69.17M+15.1%	$60.08M+3,539%	$1.65M-94.7%
Interest income	$578.95M+9.5%	$528.89M+8.0%	$489.7M+8.6%	$450.85M+17.9%
Other income (expense), net	$21.08M+11.4%	$18.91M+10.1%	$17.17M+33.8%	$12.83M+24.3%
Income before income taxes	$57.78M+6.8%	$54.08M—	——	$65.32M-41.9%
Income tax expense	$13.37M+4.0%	$12.85M—	——	$15.26M-35.9%
Net income	$44.41M+7.7%	$41.23M—	——	$51.22M-42.2%
Net margin	6.9%-0.1pp	7%—	——	10.1%-10.6pp
Diluted earnings per share	$4.45+7.0%	$4.16—	——	$5.26-36.9%
Basic earnings per share	$4.72+10.0%	$4.29—	——	$5.47-38.1%
Weighted-average shares, diluted	40M+0.8%	39.7M+3.2%	38.4M-1.1%	38.9M-9.7%
Weighted-average shares, basic	37.9M-1.5%	38.5M+2.5%	37.6M+0.7%	37.3M-8.3%
Insurance revenue (Note 12)	$45.57M+12.0%	$40.7M-8.6%	$44.53M+2.4%	$43.5M+22.6%
Other expenses	$51.18M+4.3%	$49.08M+8.0%	$45.44M+7.9%	$42.1M+13.3%
Interest Income (Expense), Nonoperating	-$84.81M-13.8%	-$74.53M-10.5%	-$67.46M-97.1%	-$34.22M-9.2%
Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation	$4.41M+50.2%	$2.94M+10.8%	$2.65M-14.9%	$3.12M-62.1%
Share-based compensation expense related to employee stock plans	$12.37M+3.6%	$11.94M+1.6%	$11.76M+9.2%	$10.77M+45.5%
Pre-tax stock-based compensation cost	$11.87M+6.2%	$11.17M-5.0%	$11.76M+9.2%	$10.77M—
Amortization of capitalized software and acquired intangible assets	$5.6M+27.3%	$4.4M+18.9%	$3.7M+27.6%	$2.9M+20.8%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	-$37.64M-641%	$6.96M—	——	——
Dividends declared (in dollars per share)	$1.200.0%	$1.200.0%	$1.200.0%	$1.20+26.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$44.35M+6.4%	$41.66M—	——	$50.64M—
Federal	$444K-94.4%	$7.89M+121%	$3.57M-51.7%	$7.38M-70.2%
Current State And Local Tax Expense Benefit	$273K-62.3%	$724K-36.8%	$1.15M-41.2%	$1.95M-41.9%
Federal	$12.11M+217%	$3.82M+1,222%	$289K-94.5%	$5.25M+226%
Deferred taxes	$12.65M+198%	$4.24M+3,684%	$112K-97.7%	$4.77M+211%
Deferred and other income taxes	$12.65M+198%	$4.24M+3,684%	$112K-97.7%	$4.77M+211%
State	$542K+30.0%	$417K+336%	-$177K+63.2%	-$481K-270%
Depreciation	$5M+4.2%	$4.8M+4.3%	$4.6M+12.2%	$4.1M-8.9%
Discrete Tax Benefits Deficiencies	——	——	——	——
Dividends Cash	$12.17M-1.2%	$12.32M+3.4%	$11.92M+1.2%	$11.78M+18.7%
Effective tax rates	$0.23-2.9%	$0.24+2.6%	$0.23+7.4%	$0.22+2.4%
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Other	$0-50.0%	$0-20.0%	$0.01—	——
Share-based compensation	——	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Credits Research	——	——	——	——
Effective Income Tax Rate Reconciliation, Tax Credit, Other, Percent	——	——	——	——
Effective Income Tax Rate Reconciliation Unrecognized Tax Benefits Percent	——	——	——	——
Effective Income Tax Rate Reconciliation Unrecognized Tax Benefits	$120K-63.0%	$324K-15.2%	$382K—	——
Investment management and advisory fees	$41.39M+10.1%	$37.59M+7.9%	$34.84M+2.8%	$33.89M—
Accrued interest receivables written off	$27.6M+16.5%	$23.7M-2.5%	$24.3M+20.3%	$20.2M+127%
Recoveries	$15.13M+34.6%	$11.24M+18.3%	$9.5M+47.3%	$6.45M—
% of total class of receivables	3%+0.7%	2.3%+0.5%	1.8%—	——
Account Balances	$34.5M+35.7%	$25.42M+43.0%	$17.77M—	——
Account balance, modified and subsequent default	$13.07M+106%	$6.33M—	——	$27.49M+71.0%
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	$581K+12.4%	$517K+95.1%	$265K—	——
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	$3.55M+122%	$1.6M+3.1%	$1.55M—	——
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	$15.73M+28.4%	$12.25M+111%	$5.8M—	——
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	$28.96M+26.7%	$22.86M-21.2%	$29.01M—	——
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	$55.02M+8.3%	$50.83M+14.8%	$44.29M—	——
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	$135.31M+9.7%	$123.3M-11.9%	$140.01M—	——
Gain Loss On Disposition Of Intangible Assets And Property Plant Equipment	-$331K+18.7%	-$407K+53.1%	-$867K—	——
Income Tax Expense Benefit On Realized Items	——	-$5K—	——	——
Federal taxes	$5.67M+97.6%	$2.87M+181%	$1.02M—	——
State taxes	$441K+424%	-$136K-107%	$2.03M—	——
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$12.13M+6.8%	$11.36M+160%	$4.36M-68.2%	$13.72M-41.9%
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Amount	$128K-36.3%	$201K+77.9%	$113K—	——
Share-based compensation	$1.24M-7.0%	$1.33M+20.6%	$1.11M+76.4%	$627K-6.7%
Effective Income Tax Rate Reconciliation, Other Adjustments, Amount	-$322K-496%	-$54K-125%	$212K+14.6%	$185K+145%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	$870K-7.7%	$943K+136%	$399K-64.8%	$1.13M-56.7%
Effective Income Tax Rate Reconciliation, Tax Credit, Other, Amount	$55K-78.6%	$257K+27.9%	$201K—	——
Effective Income Tax Rate Reconciliation, Tax Credit, Research, Amount	$749K-25.0%	$999K-35.5%	$1.55M+26.8%	$1.22M—
Income Taxes Paid, Net	$6.36M+133%	$2.73M-10.4%	$3.05M-88.7%	$26.96M+16.8%
Accounts payable and other current liabilities	——	——	——	-$14.64M-244%
Increase Decrease In Lease Assets	——	$4.14M+1,999%	-$218K-104%	$5.8M+261%
Increase Decrease In Lease Liabilities	——	$4M+3,043%	-$136K-102%	$6.01M+301%
Increase (Decrease) in Other Operating Assets	$10.09M—	——	——	$13.27M+57.2%
Unearned premiums	$4.83M—	——	-$3.12M-198%	$3.17M-76.1%
Increase In Share Repurchase Program Authorized Amount	——	——	——	——
Insurance Claims Reserves And Certain Direct Expenses	$13.2M-20.6%	$16.62M+8.6%	$15.3M-8.3%	$16.69M-5.9%
Interest and Fee Income, Loans and Leases	$578.95M+9.5%	$528.89M+8.0%	$489.7M+8.6%	$450.85M+17.9%
Interest Income Operating	$537.56M+9.4%	$491.31M+8.0%	$454.86M+9.1%	$416.97M—
Interest Paid, Excluding Capitalized Interest, Operating Activity	$78.4M+13.3%	$69.17M+15.1%	$60.08M+48.4%	$40.48M+37.5%
Marketing	$18.55M-2.4%	$19.01M+20.5%	$15.77M+2.6%	$15.38M+6.8%
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$124.47M—	——	$26.43M-87.1%	$205.57M-15.5%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$471.18M-49.4%	-$315.37M-13.1%	-$278.72M+37.7%	-$447.29M-26.0%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$309.07M+14.9%	$268.93M+7.9%	$249.17M+11.1%	$224.33M+18.7%
Net Realized Gain Loss On Restricted AFS Investments	——	-$20K—	——	——
Number Of FICO Band Categories	——	——	——	6—
Number of reportable segments	——	10.0%	10.0%	1—
Operating Lease Payments	$13M+12.6%	$11.54M+13.2%	$10.19M+12.4%	$9.07M-6.8%
Operating Loss Carryforwards Expiration Year	2K0.0%	2K0.0%	2K0.0%	2K—
Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments Net Of Tax	-$64K-115%	$419K+95.8%	$214K+137%	-$586K—
Other comprehensive income (loss)	——	$434K+103%	$214K—	——
Other comprehensive income/(loss)	——	$434K+103%	$214K—	——
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	——	$112K+96.5%	$57K—	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	——	$531K+95.9%	$271K—	——
Membership and other income	$21.08M+11.4%	$18.91M+10.1%	$17.17M+33.8%	$12.83M+24.3%
Payments for Repurchase of Common Stock	$23.98M+578%	$3.54M—	——	——
Payments of Debt Issuance Costs	$8.04M+20.0%	$6.7M+142%	$2.77M-51.0%	$5.66M-36.5%
Payments Of Ordinary Dividends	$11.49M-5.4%	$12.14M+2.2%	$11.89M+4.7%	$11.35M+19.0%
Payment, Tax Withholding, Share-Based Payment Arrangement	$4.21M—	——	$2.92M-2.3%	$2.99M-69.9%
Payments to Acquire Intangible Assets	$12.31M-0.2%	$12.34M+67.2%	$7.38M+33.3%	$5.53M+69.1%
Advances on loans receivable	$1.97B+18.9%	$1.65B+7.1%	$1.54B-6.0%	$1.64B+13.1%
Payments to Acquire Property, Plant, and Equipment	$4.76M-5.8%	$5.05M+7.7%	$4.69M-20.1%	$5.87M+63.7%
Principal Forgiveness Interest Rate Reduction And Term Extension	——	$36K+89.5%	$19K—	——
Net borrowings under accounts receivable securitization program	——	——	——	——
Collections of finance receivables	$1.52B+11.9%	$1.36B+5.9%	$1.28B+4.2%	$1.23B+11.2%
Proceeds from revolver	$1.79B+1.6%	$1.76B+7.3%	$1.65B-10.2%	$1.83B-3.7%
Provision For Corporate Taxes	——	——	——	——
Net additions (releases) charged to costs and expenses	$245.43M+15.7%	$212.2M-3.6%	$220.03M+18.9%	$185.12M+108%
Total provisions for credit losses	$245.43M+15.7%	$212.2M-3.6%	$220.03M+18.9%	$185.12M—
Reclassification Adjustments Included In Net Income Loss Net Of Tax	——	-$15K—	——	——
Repayments of Accounts Receivable Securitization	$300.37M-30.1%	$429.41M—	——	——
Repayments of Lines of Credit	$1.84B+8.4%	$1.69B+8.2%	$1.57B-18.0%	$1.91B-3.8%
Segment Reporting Depreciation And Amortization	$10.52M+14.5%	$9.19M+11.8%	$8.22M+16.2%	$7.07M—
Stock-based compensation	$11.87M+6.2%	$11.17M-5.0%	$11.76M+9.2%	$10.77M+45.5%
Intrinsic value of stock options exercised	$1.16M—	——	——	——
Exercised (in shares)	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	——	——	——	——
Stock Issued During Period, Value, Stock Options Exercised	$7K—	——	——	——
Stock Repurchased During Period Shares	——	——	——	——
Treasury stock, value, acquired	$24.13M+582%	$3.54M—	——	——
Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions	$175K—	——	——	——
Interest expense and penalties, net (benefit)/charge recognized	$42K-58.0%	$100K0.0%	$100K+426%	$19K—
Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions	$206K-16.6%	$247K-7.8%	$268K+15.0%	$233K—
Additions for tax positions of prior years	——	$4K-92.2%	$51K-71.8%	$181K—
Add: dilutive effect of potential common shares (in shares)	$1.57M+79.4%	$873K—	——	——
EBIT	$136.17M+10.5%	$123.25M—	——	$66.97M-53.4%
EBITDA	$152.42M+11.0%	$137.32M—	——	$79.66M-48.8%
EBITDA	$152.42M+11.0%	$137.32M—	——	$79.66M-48.8%
EBITDA margin	23.6%+0.3pp	23.3%—	——	15.7%-20.6pp
EBIT	$136.17M+10.5%	$123.25M—	——	$66.97M-53.4%

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Regional Management Corporation.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Regional Management Corporation's revenue?: Regional Management Corporation (RM) generated $659.9M in revenue over the trailing twelve months, up 10.5% year over year.
Is Regional Management Corporation profitable?: Regional Management Corporation reported $48.8M in net income over the trailing twelve months, a 7.4% net margin.
What is Regional Management Corporation's earnings per share?: Regional Management Corporation's diluted EPS over the trailing twelve months is $4.93.
Where does Regional Management Corporation's income statement data come from?: Every line is extracted from Regional Management Corporation's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.