How much cash does Southern First Bancshares generate?

Southern First Bancshares (SFST) generated $35.7M in operating cash flow over the trailing twelve months.

What is Southern First Bancshares's free cash flow?

After $720.0K of capital expenditures, Southern First Bancshares's free cash flow was $35.3M over the trailing twelve months, down 5.8% year over year.

Where does Southern First Bancshares's cash flow data come from?

Every line is extracted from Southern First Bancshares's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Southern First Bancshares SFST Cash Flow Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net income	$34.99M+91.5%	$30.37M+95.5%	$26.14M+85.8%	$21.86M+58.5%	$18.27M+38.0%
Depreciation and amortization	$4.08M-12.4%	$4.3M-8.5%	$4.4M-8.9%	$4.58M-5.3%	$4.66M-3.6%
Stock-based compensation	$2.36M+4.1%	$2.27M-0.5%	$2.27M+4.5%	$2.31M+9.7%	$2.27M+12.4%
Deferred income taxes	——	——	——	——	-$2.1M-938%
Provision for credit losses	$3.5M—	$2.95M—	——	——	——
Change in other assets	——	——	$1.2M—	-$2.84M—	-$2.44M—
Change in other liabilities	-$5.72M—	-$2.33M—	——	——	——
Loans held for sale activity	$222.66M+11.8%	$217.42M+15.1%	$195.01M+6.6%	$190.74M+7.5%	$199.1M+20.2%
Net cash from operating activities	$35.73M-5.6%	$32.54M+18.9%	$32.54M-4.9%	$44.39M+84.7%	$37.87M+181%
Capital expenditures	$720K+11.5%	$581K-26.0%	$527K-23.5%	$634K-25.1%	$646K-51.9%
Purchases of investments	——	——	——	——	——
Proceeds from maturities/sales of investments	$26.76M—	$29.1M—	——	——	——
Net change in loans and leases	$258.93M—	$213.72M—	$169.76M—	——	——
Net cash from investing activities	-$250.82M—	-$206.33M—	-$166.77M—	-$131.63M—	——
Proceeds from issuance of common stock	$3.13M+829%	$2.04M+595%	$1.2M+469%	$643K+28.6%	$337K-49.6%
Net change in deposits	$252.57M—	$281.04M—	——	——	——
Net cash from financing activities	$254.89M—	$282.6M—	——	——	——
Net increase (decrease) in cash	——	——	——	——	——
Interest paid	$104.47M-11.7%	$106.85M-10.5%	$111.76M-3.7%	$115M+2.6%	$118.35M+13.6%
Accretion (Amortization) of Discounts and Premiums, Investments	-$225K+57.1%	-$430K+22.4%	-$453K—	-$494K—	-$524K—
Derivative, Fair Value Hedge, Included in Effectiveness, Gain (Loss)	——	$6.1M+46.0%	$5.62M—	$5.14M—	$4.66M—
Gain (Loss) on Sales of Loans, Net	$6.39M+12.1%	$6.34M+16.4%	$5.65M+5.5%	$5.5M+12.1%	$5.7M+33.4%
Gains Losses On Sales Of Investment Real Estate	——	——	——	——	——
Increase (Decrease) in Deferred Income Taxes	——	——	——	——	$923K—
Increase (Decrease) in Other Operating Assets	——	——	$1.2M—	-$2.84M—	-$2.44M—
Life Insurance, Corporate or Bank Owned, Change in Value	$1.75M+9.6%	$1.71M+8.7%	$1.66M+9.1%	$1.62M+10.3%	$1.6M+11.9%
Payment for Origination and Purchase, Loan, Held-for-Sale	$222.66M+11.8%	$217.42M+15.1%	$195.01M+6.6%	$190.74M+7.5%	$199.1M+20.2%
Proceeds From Sale Of Loans Held For Sale	$226.85M+10.6%	$216.75M+10.0%	$202.35M+8.4%	$200.26M+9.2%	$205.12M+24.3%
Provision for Loan, Lease, and Other Losses	$3.5M—	$2.95M—	——	——	——
Stock Option Plan Expense	——	$33K-91.2%	$118.25K-71.3%	$203.5K-54.9%	$288.75K-41.0%
Payments For Proceeds From Loans And Leases	$258.93M—	$213.72M—	$169.76M—	——	——
Payments to Acquire Other Investments	——	——	——	——	——
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$14.88M-2.0%	$11.89M-53.9%	$10.55M-75.1%	$13.59M-65.7%	$15.18M-58.3%
Increase (Decrease) in Deposits	$252.57M—	$281.04M—	——	——	——
Proceeds from borrowings under unsecured revolving credit facility	——	$15M—	——	——	——
Restricted Stock, Value, Shares Issued Net of Tax Withholdings	$812K—	$485K—	——	——	——
Derivatives designated as hedging instruments	——	-$5.95M-43.3%	-$5.5M—	-$5.05M—	-$4.6M—
Current Income Tax Expense (Benefit)	——	$10.54M+87.7%	$9.31M+76.7%	$8.08M+64.1%	$6.85M+49.6%
Current Period Gross Writeoffs2021	——	$20K-86.0%	$50.75K—	$81.5K—	$112.25K—
Current Period Gross Writeoffs2025	——	$30K—	——	——	——
Debt Securities Available For Sale Accrued Interest Writeoff	——	$11.8M+7.3%	$11.6M—	$11.4M—	$11.2M—
Federal	——	-$1.28M-49.8%	-$1.18M-68.2%	-$1.07M-97.3%	-$963.75K-150%
U.S. state and local	——	-$19K+94.9%	-$108.25K—	-$197.5K—	-$286.75K—
Effective Income Tax Rate Reconciliation, Percent	——	——	——	——	——
U.S. federal statutory tax	——	——	——	——	——
Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent	——	——	——	——	——
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	——	——	——	——	——
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	——	——	——	——	——
Employee Benefits And Share Based Compensation	——	$2.27M-0.5%	$2.27M+3.5%	$2.28M+7.8%	$2.28M+12.4%
U.S. federal income taxes	——	$9.41M+186%	$7.88M+192%	$6.35M+201%	$4.82M+218%
Recognized interest income	——	$0—	$0—	$0—	$0—
Proceeds From Sale Of Investment Securities	——	$11.9M-53.9%	$15.38M—	$18.85M—	$22.33M—
Granted (in dollars per share)	——	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period	——	——	——	——	——
Vested (in dollars per share)	——	——	——	——	——
Forfeited (in dollars per share)	——	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period	——	——	——	——	——
Granted (in shares)	——	——	——	——	——
State and local income taxes	——	$10.52M+173%	$8.85M+171%	$7.19M+168%	$5.52M+163%
Stock Issued During Period Value Share Based Compensation Forfeited	——	$2.27M—	——	——	——
Foreclosure Of Other Real Estate	——	——	——	——	——
Operating Leases	——	——	——	——	——
Unrealized Gain Loss On Securities Net Of Income Taxes	——	——	——	——	——
Free cash flow	$35.29M-5.8%	$32.23M+20.3%	$32.23M-3.9%	$43.97M+89.6%	$37.44M+208%
Free cash flow	$35.29M-5.8%	$32.23M+20.3%	$32.23M-3.9%	$43.97M+89.6%	$37.44M+208%

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Questions, answered.

How much cash does Southern First Bancshares generate?: Southern First Bancshares (SFST) generated $35.7M in operating cash flow over the trailing twelve months.
What is Southern First Bancshares's free cash flow?: After $720.0K of capital expenditures, Southern First Bancshares's free cash flow was $35.3M over the trailing twelve months, down 5.8% year over year.
Where does Southern First Bancshares's cash flow data come from?: Every line is extracted from Southern First Bancshares's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.