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UMB Financial UMBF Net Accretion Amortization Of Premiums And Discounts From Acquisition

Discontinued — last reported Q4 '25

Net Accretion Amortization Of Premiums And Discounts From Acquisition at other companies

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MFA FinancialMFA
-$3.15M-325%
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Wintrust FinancialWTFC
-$14.14M-339%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$81.47M+34.6%
Ladder Capital logo
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$4.53M+65.1%
ARMOUR Residential REIT logo
ARMOUR Residential REITARR
-$485K-662%
Popular logo
PopularBPOP

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:NetAccretionAmortizationOfPremiumsAndDiscountsFromAcquisition.

The official record: UMB Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's net accretion amortization of premiums and discounts from acquisition?
UMB Financial (UMBF) reported net accretion amortization of premiums and discounts from acquisition of $46.04M in Q4 2025.
How has UMB Financial's net accretion amortization of premiums and discounts from acquisition changed year-over-year?
UMB Financial's net accretion amortization of premiums and discounts from acquisition increased by 4225.0% year-over-year, from -$1.12M to $46.04M.
What is the long-term trend for UMB Financial's net accretion amortization of premiums and discounts from acquisition?
Over 2 years (2023 to 2025), UMB Financial's net accretion amortization of premiums and discounts from acquisition has grown at a 1048.3% compound annual growth rate (CAGR), from -$1.06M to $139.78M.
What does net accretion amortization of premiums and discounts from acquisition mean?
Non-cash adjustments to income based on the purchase price of acquired loan portfolios.
How do you interpret net accretion amortization of premiums and discounts from acquisition?
Higher levels indicate significant past acquisition activity, while trends reflect the aging of the acquired portfolio.
How does net accretion amortization of premiums and discounts from acquisition compare across companies?
Common among banks that grow through M&A; peers report this as part of purchase accounting adjustments.