Where does Upstart Holdings, Inc.'s income statement data come from?

Every line is extracted from Upstart Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Net interest income	$93.85M+8,737%	$1.06M+102%	-$46.87M+27.7%	-$64.83M-237%
Total revenue	$1.04B+64.0%	$636.53M+23.9%	$513.56M-39.0%	$842.44M-0.7%
Research and development	$257.6M+1.6%	$253.65M-9.5%	$280.14M+18.1%	$237.25M+77.1%
Selling and marketing	$301.51M+80.8%	$166.8M+31.2%	$127.14M-63.2%	$345.78M+3.7%
General and administrative	$253.74M+9.9%	$230.94M+8.7%	$212.39M+14.6%	$185.29M+51.0%
Total operating expenses	$1B+23.7%	$809.38M+5.1%	$770.09M-19.5%	$956.31M+35.1%
Operating income	$42.63M+125%	-$172.86M+32.6%	-$256.53M-125%	-$113.86M-181%
Operating margin	4.1%+31.2pp	-27.2%+22.8pp	-50%-36.4pp	-13.5%-30.1pp
Interest expense	$31.66M-21.7%	$40.43M+15.9%	$34.89M+222%	$10.84M+231%
Other income (expense), net	$24.32M+29.4%	$18.79M-11.4%	$21.21M+124%	$9.47M—
Income tax expense	$728K+294%	$185K+72.9%	$107K+126%	-$409K—
Net income	$53.6M+142%	-$128.58M+46.5%	-$240.13M-121%	-$108.67M-180%
Net margin	5.1%+25.3pp	-20.2%+26.6pp	-46.8%-33.9pp	-12.9%-28.9pp
Diluted earnings per share	$0.42+129%	-$1.45+49.8%	-$2.89-109%	-$1.38-197%
EBITDA	$67.47M+144%	-$152.31M+34.2%	-$231.62M-131%	-$100.35M-168%
EBITDA margin	6.5%+30.4pp	-23.9%+21.2pp	-45.1%-33.2pp	-11.9%-29.4pp
EBIT	$42.63M+125%	-$172.86M+32.6%	-$256.53M-125%	-$113.86M-181%

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Where does Upstart Holdings, Inc.'s income statement data come from?: Every line is extracted from Upstart Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.