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Upstart Holdings, Inc. UPST Expense on convertible notes
Expense on convertible notes at other companies
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Where this comes from
Reported directly by Upstart Holdings, Inc. in its filing.
Tagged under the XBRL concept upst:IncomeExpenseOnConvertibleNotes.
The source filing: Upstart Holdings, Inc.’s 10-K, filed February 10, 2026.
- Filed
- Feb 10, 2026, 4:08 PM EST
- Fiscal year
- FY2025
- Accession
- 0001647639-26-000027
| Line item | Year Ended December 31, 2023 | Year Ended December 31, 2024 | 2025 |
|---|---|---|---|
| Total operating expenses | 770,087 | 809,384 | 1,001,226 |
| Income (loss) from operations | (256,525) | (172,856) | 42,631 |
| Other income, net | 21,206 | 18,793 | 24,324 |
| Expense on convertible notes | (4,706) | (7,694) | (19,872) |
| Gain on debt extinguishment | — | 33,361 | 7,246 |
| Net income (loss) before income taxes | (240,025) | (128,396) | 54,329 |
| Provision for income taxes | 107 | 185 | 728 |
| Net income (loss) | $(240,132) | $(128,581) | $53,601 |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is Upstart Holdings, Inc.'s expense on convertible notes?
- Upstart Holdings, Inc. (UPST) reported expense on convertible notes of -$4.97M in Q4 2025.
- How has Upstart Holdings, Inc.'s expense on convertible notes changed year-over-year?
- Upstart Holdings, Inc.'s expense on convertible notes decreased by 158.3% year-over-year, from -$1.92M to -$4.97M.
- What is the long-term trend for Upstart Holdings, Inc.'s expense on convertible notes?
- Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s expense on convertible notes has grown at a 78.1% compound annual growth rate (CAGR), from -$1.98M to -$19.87M.
- What does expense on convertible notes mean?
- This reflects the financial costs associated with the company's convertible debt instruments, including interest and non-cash amortization of debt discounts. It highlights the company's capital structure choices and the potential impact of debt servicing on net earnings. Investors monitor this to understand the cost of capital and the potential for future equity dilution.
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