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Upstart Holdings, Inc. UPST Other Non-Current Liabilities

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Other financials

Income statement

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Revenue$364.7M+41.7%
Operating income$14.6M+222%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

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Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

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Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

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Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

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Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7.9%+7.2pp
Debt / equity2.5×+0.5×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OtherLiabilities.

The source filing: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:08 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001647639-26-000046
Line itemDecember 31, 2025March 31, 2026
Accrued expenses$68,232$58,865
Accounts payable31,98122,719
Accrued payroll49,27516,217
Other liabilities6,78810,929
Loan servicing liabilities (at fair value)4,3836,646
Trailing fee liability (at fair value)5,7615,980
Beneficial interest liabilities (at fair value)5,0753,235
Total accrued expenses and other liabilities$171,495$124,591

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Upstart Holdings, Inc.'s other non-current liabilities?
Upstart Holdings, Inc. (UPST) reported other non-current liabilities of $10.93M in Q1 2026.
How has Upstart Holdings, Inc.'s other non-current liabilities changed year-over-year?
Upstart Holdings, Inc.'s other non-current liabilities increased by 168.1% year-over-year, from $4.08M to $10.93M.
What is the long-term trend for Upstart Holdings, Inc.'s other non-current liabilities?
Over 5 years (2020 to 2025), Upstart Holdings, Inc.'s other non-current liabilities has grown at a 38.5% compound annual growth rate (CAGR), from $1.33M to $6.79M.
What does other non-current liabilities mean?
Miscellaneous long-term obligations not classified in specific categories — pension liabilities, environmental remediation, and other long-term accruals.

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