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Upstart Holdings, Inc. UPST Business Segments — Engineering and product development
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Where this comes from
Reported directly by Upstart Holdings, Inc. in its filing.
Tagged under the XBRL concept us-gaap:ResearchAndDevelopmentExpense.
The source filing: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026.
- Filed
- May 5, 2026, 4:08 PM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0001647639-26-000046
| Line item | Three Months Ended March 31, 2025 | Three Months Ended March 31, 2026 |
|---|---|---|
| Other Contribution Profit/(Loss)(1) | (5,340) | (11,160) |
| Sales and marketing, net of borrower acquisition costs(2) | (10,408) | (12,198) |
| Customer operations, net of borrower verification and servicing costs(3) | (5,960) | (7,563) |
| Engineering and product development | (57,838) | (80,112) |
| General, administrative, and other | (60,558) | (76,070) |
| Interest income, interest expense, and fair value adjustments, net | 27,896 | 31,151 |
| Other income, net | 2,078 | 956 |
| Net loss before income taxes | $(2,418) | $(6,562) |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is Upstart Holdings, Inc.'s business segments — engineering and product development?
- Upstart Holdings, Inc. (UPST) reported business segments — engineering and product development of $80.11M in Q1 2026.
- How has Upstart Holdings, Inc.'s business segments — engineering and product development changed year-over-year?
- Upstart Holdings, Inc.'s business segments — engineering and product development increased by 38.5% year-over-year, from $57.84M to $80.11M.
- What is the long-term trend for Upstart Holdings, Inc.'s business segments — engineering and product development?
- Over 3 years (2022 to 2025), Upstart Holdings, Inc.'s business segments — engineering and product development has grown at a 2.8% compound annual growth rate (CAGR), from $237.25M to $257.6M.
- What does business segments — engineering and product development mean?
- Covers the costs of research, development, and engineering efforts focused on enhancing the personal lending platform's technology and AI capabilities. This investment is critical for maintaining competitive advantage and driving long-term product innovation.
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