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Upstart Holdings, Inc. UPST Business Segments — General, administrative, and other

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GeneralAndAdministrativeExpense.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s business segments — general, administrative, and other?
Upstart Holdings, Inc. (UPST) reported business segments — general, administrative, and other of $76.07M in Q1 2026.
How has Upstart Holdings, Inc.'s business segments — general, administrative, and other changed year-over-year?
Upstart Holdings, Inc.'s business segments — general, administrative, and other increased by 25.6% year-over-year, from $60.56M to $76.07M.
What is the long-term trend for Upstart Holdings, Inc.'s business segments — general, administrative, and other?
Over 3 years (2022 to 2025), Upstart Holdings, Inc.'s business segments — general, administrative, and other has grown at a 11.0% compound annual growth rate (CAGR), from $185.29M to $253.74M.
What does business segments — general, administrative, and other mean?
Includes the allocated fixed costs for administrative functions, legal, human resources, and other corporate overhead supporting the personal lending segment. Monitoring these expenses is vital for understanding the operating leverage of the business unit.