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Upstart Holdings, Inc. UPST Business Segments — Other income, net

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OtherNonoperatingIncomeExpense.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s business segments — other income, net?
Upstart Holdings, Inc. (UPST) reported business segments — other income, net of $956K in Q1 2026.
How has Upstart Holdings, Inc.'s business segments — other income, net changed year-over-year?
Upstart Holdings, Inc.'s business segments — other income, net decreased by 54.0% year-over-year, from $2.08M to $956K.
What is the long-term trend for Upstart Holdings, Inc.'s business segments — other income, net?
Over 3 years (2022 to 2025), Upstart Holdings, Inc.'s business segments — other income, net has grown at a 36.9% compound annual growth rate (CAGR), from $9.47M to $24.32M.
What does business segments — other income, net mean?
This metric represents the net non-operating income generated by the personal lending business segment, excluding core fee-based revenue. It captures ancillary financial gains or losses that are incidental to the primary lending operations, such as miscellaneous service fees or minor asset adjustments. Monitoring this helps investors distinguish between core platform performance and secondary income streams.