How much cash does BCB Bancorp generate?

BCB Bancorp (BCBP) generated $36.1M in operating cash flow over the trailing twelve months.

What is BCB Bancorp's free cash flow?

After $1.0M of capital expenditures, BCB Bancorp's free cash flow was $35.1M over the trailing twelve months, down 44.4% year over year.

Where does BCB Bancorp's cash flow data come from?

Every line is extracted from BCB Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

BCB Bancorp BCBP Cash Flow Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Net income	$4.9M+159%	-$12.03M-468%	$4.26M-36.1%	$3.56M+26.5%	-$8.32M-242%
Stock-based compensation	$148K-53.9%	$236K+67.4%	$229K0.0%	$230K+13.9%	$321K+64.6%
Deferred income taxes	-$725K+87.8%	-$833K-12,000%	-$167K—	——	-$5.95M-948%
Impairment charges	$0—	$0—	$0—	$0—	$0—
Gain (loss) on sale of assets	——	——	——	——	——
Provision for credit losses	-$420K-282%	$350K+2.3%	-$207K+28.1%	-$16K+89.7%	-$110K-269%
Change in other assets	-$2.82M-53.6%	$5.16M+198%	-$827K-3.0%	-$40K-105%	-$1.83M-10.4%
Change in other liabilities	-$1.73M-159%	——	$767K—	$732K+352%	-$668K+41.0%
Other working capital changes	$489K-29.3%	-$2.86M-11.8%	$1.26M+80.3%	$907K+24.2%	$692K-38.8%
Net gains (losses) on investments	-$93K+19.1%	——	——	——	-$115K-188%
Non-cash operating lease expense	$965K+2.7%	$965K+6.5%	$934K+3.3%	$953K+5.8%	$940K+6.2%
Pension and postretirement benefit expense	——	$23.75K+111%	$23.75K+111%	$23.75K+111%	$23.75K+111%
Change in accrued investment income	$1.43M+21.0%	-$1.97M-48.9%	——	——	$1.18M-14.0%
Loans held for sale activity	$330K-8.3%	$580K-30.9%	$265K-78.3%	$488K-68.5%	$360K-71.5%
Net cash from operating activities	$5.17M+3.3%	$11.84M+52.1%	$8.74M-79.9%	$10.33M+27.2%	$5.01M-39.6%
Capital expenditures	$266K-8.6%	$320K-66.4%	$280K+215%	$156K+290%	$291K+102%
Purchases of investments	$15.61M+5.1%	$24.93M+411%	$0—	$22.55M—	$14.85M—
Proceeds from maturities/sales of investments	$7.54M+454%	——	——	——	$1.36M+118%
Proceeds from sale of property, plant and equipment	——	——	——	——	——
Net change in loans and leases	-$32.65M+44.2%	-$85.98M-3.2%	-$47.29M+34.0%	-$52.6M-136%	-$58.56M-13.9%
Net cash from investing activities	$24.73M-47.4%	$77.62M-7.0%	$66.09M+5.9%	$41.69M+67.0%	$46.98M-9.5%
Dividends paid	$1.38M-48.6%	$2.64M+0.8%	$2.64M+0.6%	$2.67M+2.9%	$2.68M+2.7%
Proceeds from issuance of debt	$3.67M-37.4%	——	——	——	$5.86M+2.1%
Repayments of debt	$10M-80.0%	$45.8M+309%	$25M—	$100M—	$50M—
Proceeds from issuance of common stock	$250K-46.9%	$249K+152%	$201K+101%	$199K+59.2%	$471K-5.8%
Dividends paid on preferred stock	$482K0.0%	$483K+1.5%	$482K+1.5%	$482K+7.6%	$482K+11.1%
Proceeds from issuance of preferred stock	——	——	——	——	$520K-80.7%
Net change in deposits	-$1.14M+98.2%	-$13.81M—	——	-$24.97M+55.7%	-$64.35M-612%
Net cash from financing activities	-$12.75M+89.1%	-$62.49M-265%	-$32.06M+83.1%	-$97.93M-66.9%	-$116.52M-1,016%
Net increase (decrease) in cash	$17.15M+127%	-$40.7M-208%	——	-$45.9M—	-$64.53M-188%
Interest paid	$18.44M-21.2%	$17.32M-27.1%	$20.52M-21.3%	$19.8M-25.2%	$23.41M-10.9%
Income taxes paid	$665K+70.1%	$0-100%	$745K-25.5%	$665K-54.1%	$391K-60.1%
Amortization And Accretion Net	-$279K-55.0%	-$207K+24.2%	-$79K+76.4%	-$126K+61.3%	-$180K+66.0%
Bank Owned Life Insurance Income	$946K+55.6%	$1M+57.6%	$931K+42.8%	$786K+17.1%	$608K-9.9%
Depreciation Nonproduction	$407K+5.4%	$403K+3.1%	$394K-7.7%	$377K-13.9%	$386K-15.5%
Equity Securities, FV-NI, Gain (Loss)	-$93K+19.1%	-$427K—	$350K-69.1%	-$108K+51.4%	-$115K-188%
Gain (Loss) on Sales of Loans, Net	$7K—	$8K+101%	$21K-40.0%	——	——
Increase (Decrease) in Accrued Interest Receivable, Net	$1.43M+21.0%	-$1.97M-48.9%	——	——	$1.18M-14.0%
Increase Decrease In Interest Payable Net	-$876K+28.4%	——	-$1.19M-148%	——	-$1.22M-864%
Increase (Decrease) in Other Operating Assets	-$2.82M-53.6%	$5.16M+198%	-$827K-3.0%	-$40K-105%	-$1.83M-10.4%
Other Real Estate, Valuation Adjustments	——	$3.77M—	$3.77M—	$3.77M—	$3.77M—
Payments For Origination Of Mortgage Loans Held For Sale	$330K-8.3%	$580K-30.9%	$265K-78.3%	$488K-68.5%	$360K-71.5%
Pension and other postretirement income	——	$23.75K+111%	$23.75K+111%	$23.75K+111%	$23.75K+111%
Stock-based compensation expense — restricted shares	$126K-51.0%	$211K+75.8%	$203K+14.0%	$204K+10.3%	$257K+64.7%
Stock Option Plan Expense	$21K-67.2%	$25K+19.0%	$26K-49.0%	$26K+52.9%	$64K+64.1%
Payments for (Proceeds from) Federal Home Loan Bank Stock	-$419K+81.0%	-$2.11M-358%	-$2.48M-822%	-$3.3M—	-$2.21M—
Payments for (Proceeds from) Loans Receivable	-$32.65M+44.2%	-$85.98M-3.2%	-$47.29M+34.0%	-$52.6M-136%	-$58.56M-13.9%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$7.54M+454%	$14.79M+937%	$16.6M+1,653%	$8.49M+1,000%	$1.36M+118%
Proceeds From Sale Of Buildings	——	——	——	——	——
Proceeds From Sale Of Mortgage Loans Held For Sale	$337K—	$588K-46.8%	——	——	——
Proceeds from disposals of property, plant and equipment	——	——	——	——	——
Increase (Decrease) in Deposits	-$1.14M+98.2%	-$13.81M—	——	-$24.97M+55.7%	-$64.35M-612%
Issuance of related party loans	——	$137.75K-67.6%	$137.75K-67.6%	$137.75K-67.6%	$137.75K-67.6%
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$482K0.0%	$482K+1.3%	$482K+1.5%	$482K+7.6%	$482K+11.1%
Payments of FHLBank Borrowings, Financing Activities	$10M-80.0%	$45.8M+309%	$25M—	$100M—	$50M—
Current Income Tax Expense (Benefit)	——	$42.75K-97.7%	$42.75K-97.7%	$42.75K-97.7%	$42.75K-97.7%
Financing Receivable Allowance For Credit Losses Recovery	$214K+346%	$695K+84.4%	$559K+1,703%	$313K+1,465%	$48K+167%
Financing Receivable Allowance For Credit Losses Write Offs	$4.12M-2.0%	$17M+283%	$17.49M+404%	$6.03M+239%	$4.2M+265%
Amortized Cost	——	$0-100%	$2.94M-88.6%	$31.2M+77.9%	$16.57M+9,105%
Financing Receivable Impaired Interest Lost On Non Accrual Loans	——	$1.35M-3.6%	$1.35M-3.6%	$1.35M-3.6%	$1.35M-3.6%
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	$1.98M+90.3%	$2.76M+388%	$351K—	$0—	$1.04M—
Financing Receivable, Revolving, Writeoff	$957K-55.8%	$9.43M+197%	$3.1M-5.7%	$3.47M+337%	$2.17M+93.0%
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	——	$19K—	$0—	$8K—	$255K—
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	——	——	$12.84M+29,406%	——	——
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	$641K—	——	——	——	——
Income Tax Reconciliation Bank Owned Life Insurance Income	——	$174.5K+26.2%	$174.5K+26.2%	$174.5K+26.2%	$174.5K+26.2%
Interest expense	$17.57M-20.8%	$18.32M-25.1%	$19.33M-24.4%	$20.08M-22.2%	$22.19M-15.1%
Customer receivables and Other	$990K+2.3%	$914K-6.5%	$1.11M+12.1%	$1.06M+5.1%	$968K-0.7%
Labor And Related Expense	$8.33M+12.5%	$7.96M+11.8%	$8.32M+16.6%	$7.71M+10.3%	$7.4M+6.0%
Loans And Leases Receivable Related Parties Changes In Related Party Status	——	$14.25K—	$14.25K—	$14.25K—	$14.25K—
Net Income Loss Available To Common Stockholders Diluted	$4.42M+150%	-$12.51M-547%	$3.78M-39.0%	$3.08M+30.1%	-$8.81M-262%
Noninterest Income	$2.1M+17.3%	$1.94M+107%	$2.75M-12.2%	$2.08M+164%	$1.79M-15.1%
Number Of Locations	270.0%	——	——	——	27-3.6%
Number Of Operating Leases	——	——	——	——	——
Occupancy and equipment	$2.72M0.0%	$2.62M+5.4%	$2.56M-1.1%	$2.5M-1.1%	$2.72M+3.0%
Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent	——	$223K+44.3%	$223K+44.3%	$223K+44.3%	$223K+44.3%
Other Comprehensive Income Loss Available For Sale Securities Tax	——	$223K+44.3%	$223K+44.3%	$223K+44.3%	$223K+44.3%
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, before Tax	——	-$18.5K+85.7%	-$18.5K+85.7%	-$18.5K+85.7%	-$18.5K+85.7%
Professional services	$627K-9.4%	$834K+39.2%	$800K+29.4%	$767K+27.0%	$692K+16.3%
Regulatory Assessments	$765K+7.9%	$790K+2.7%	$984K+47.7%	$804K-15.6%	$709K-37.9%
Granted (in dollars per share)	7.5-29.7%	10.7+12.9%	——	——	10.7—
Vested (in dollars per share)	11.9-26.3%	12.5-9.8%	——	——	16.1+2.5%
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period	$46.52K+118%	$4.69K—	$0-100%	$23.23K—	$21.3K+3.3%
Granted (in shares)	$47.62K+8.8%	——	——	——	$43.77K+250%
Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Lower Range Limit	$9.910.0%	——	——	——	$9.91+276%
Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Upper Range Limit	$13.680.0%	——	——	——	$13.68+300%
Shortterm Debt Average Outstanding Amount	——	$87K+4,250%	——	——	——
Shortterm Debt Maximum Monthend Outstanding Amount	——	$7.5M—	$7.5M—	$7.5M—	$7.5M—
Stock Issued During Period Shares Restricted Stock Award Forfeited	——	$525—	$525—	$525—	$525—
Treasury Stock Reissued At Lower Than Repurchase Price Dividend Reinvestment Plan	——	-$250—	-$250—	-$250—	-$250—
Underwriting Income Loss	$1.19M+1.5%	$1.17M-1.2%	$1.31M+9.6%	$1.31M+16.6%	$1.17M-3.5%
Income Taxes Paid, Net	$665K+70.1%	$0-100%	$745K-25.5%	$665K-54.1%	$391K-60.1%
Free cash flow	$4.91M+4.0%	$11.52M+68.6%	$8.46M-80.5%	$10.18M+25.9%	$4.72M-42.1%
Free cash flow	$4.91M+4.0%	$11.52M+68.6%	$8.46M-80.5%	$10.18M+25.9%	$4.72M-42.1%

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Questions, answered.

How much cash does BCB Bancorp generate?: BCB Bancorp (BCBP) generated $36.1M in operating cash flow over the trailing twelve months.
What is BCB Bancorp's free cash flow?: After $1.0M of capital expenditures, BCB Bancorp's free cash flow was $35.1M over the trailing twelve months, down 44.4% year over year.
Where does BCB Bancorp's cash flow data come from?: Every line is extracted from BCB Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.