Where does Credit Acceptance's balance sheet data come from?

Every line is extracted from Credit Acceptance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Credit Acceptance CACC Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$551.4M+10.1%	$500.7M+0.4%	$498.8M-11.5%	$563.8M-49.7%	$1.12B+32.6%
Restricted cash	$525.7M+10.0%	$477.9M-1.0%	$482.9M-2.2%	$493.8M-16.6%	$591.8M+18.1%
Accounts receivable, net	$9B+0.3%	$8.97B-1.0%	$9.07B-0.4%	$9.1B+0.4%	$9.06B+1.5%
Income taxes receivable	$29.4M-56.3%	$67.2M+593%	$9.7M+3.2%	$9.4M+46.9%	$6.4M+52.4%
Trading assets	$6.8M-29.2%	$9.6M+12.9%	$8.5M0.0%	$8.5M-33.1%	$12.7M+35.1%
Property and equipment, net	$13.2M+4.8%	$12.6M-2.3%	$12.9M-2.3%	$13.2M-3.6%	$13.7M-6.8%
Other non-current assets	$34.8M-2.8%	$35.8M+2.9%	$34.8M+19.2%	$29.2M-3.0%	$30.1M-11.5%
Available-for-sale securities	$98.2M+5.4%	$93.2M+0.1%	$93.1M+2.2%	$91.1M+6.4%	$85.6M+1.5%
Gross loans	$7.96B+0.6%	$7.91B-0.8%	$7.98B-0.3%	$8B+0.3%	$7.98B+1.6%
Allowance for credit losses	$3.62B+0.5%	$3.6B+0.4%	$3.59B+0.8%	$3.56B+1.8%	$3.5B+1.7%
Total assets	$8.69B+0.7%	$8.63B-0.1%	$8.64B-1.0%	$8.72B-5.8%	$9.26B+4.6%
Accounts payable	$415.3M+3.8%	$400.2M+4.5%	$382.9M+1.1%	$378.8M+0.5%	$377M+19.4%
Deferred tax liabilities	$356.6M+0.7%	$354M+18.7%	$298.2M-2.6%	$306.1M-4.6%	$320.9M+0.6%
Total liabilities	$7.18B+1.0%	$7.11B+0.7%	$7.06B-1.5%	$7.17B-5.0%	$7.55B+6.2%
Preferred stock	$0—	$0—	$0—	$0—	$0—
Common stock	80M0.0%	80M0.0%	80M0.0%	80M0.0%	80M0.0%
Additional paid-in capital	$430.1M+6.6%	$403.3M+2.9%	$392.1M+6.2%	$369.3M+5.0%	$351.7M+5.0%
Retained earnings	$1.08B-3.2%	$1.12B-5.6%	$1.19B+0.1%	$1.18B-12.8%	$1.36B-4.0%
Accumulated other comprehensive income (loss)	$300K-70.0%	$1M-9.1%	$1.1M+10.0%	$1M+66.7%	$600K+300%
Total stockholders' equity	$1.51B-0.6%	$1.52B-3.5%	$1.58B+1.5%	$1.55B-9.1%	$1.71B-2.2%
Total liabilities and stockholders' equity	$8.69B+0.7%	$8.63B-0.1%	$8.64B-1.0%	$8.72B-5.8%	$9.26B+4.6%
Available-for-Sale Debt Securities - Amortized Cost	$6.8M-29.2%	$9.6M+12.9%	$8.5M0.0%	$8.5M-33.1%	$12.7M+33.7%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$6.8M-29.2%	$9.6M+12.9%	$8.5M0.0%	$8.5M-33.1%	$12.7M+33.7%
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$3.9M-41.8%	$6.7M-14.1%	$7.8M-9.3%	$8.6M-32.3%	$12.7M-24.9%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$3.9M-41.8%	$6.7M-14.1%	$7.8M-9.3%	$8.6M-32.3%	$12.7M-24.9%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$40.4M+405%	$8M+90.5%	$4.2M-16.0%	$5M-69.9%	$16.6M-55.1%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$40.4M+405%	$8M+90.5%	$4.2M-16.0%	$5M-69.9%	$16.6M-55.1%
Available-for-Sale Debt Securities - Unrealized Loss Position	$300K+200%	$100K0.0%	$100K0.0%	$100K-66.7%	$300K-62.5%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$3.9M-41.8%	$6.7M-14.1%	$7.8M-9.3%	$8.6M-32.3%	$12.7M-24.9%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$44.3M+201%	$14.7M+22.5%	$12M-11.8%	$13.6M-53.6%	$29.3M-45.6%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$40.4M+405%	$8M+90.5%	$4.2M-16.0%	$5M-69.9%	$16.6M-55.1%
Cash, Cash Equivalents, and Marketable Securities	$44.3M+201%	$14.7M+22.5%	$12M-11.8%	$13.6M-53.6%	$29.3M-45.6%
Equipment Installment Plan Receivables, Gross	$11.58B+0.6%	$11.51B-0.5%	$11.56B0.0%	$11.56B+0.8%	$11.48B+1.7%
Financing Receivables	$7.96B+0.6%	$7.91B-0.8%	$7.98B-0.3%	$8B+0.3%	$7.98B+1.6%
Loans and Lending Commitments	$7.96B+0.6%	$7.91B-0.8%	$7.98B-0.3%	$8B+0.3%	$7.98B+1.6%
Restricted Marketable Securities	$109.4M+3.0%	$106.2M-2.5%	$108.9M+1.7%	$107.1M-1.7%	$109M+2.4%
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$97.9M+6.3%	$92.1M+0.2%	$91.9M+2.1%	$90M+5.9%	$85M+0.4%
Purchased Credit Deteriorated Loans	$7.96B+0.6%	$7.91B-0.8%	$7.98B-0.3%	$8B+0.3%	$7.98B+1.6%
Investments - Amortized Cost Basis	$109.1M+3.9%	$105M-2.4%	$107.6M+1.6%	$105.9M-2.2%	$108.3M+1.4%
Other Assets	$34.8M-2.8%	$35.8M+2.9%	$34.8M+19.2%	$29.2M-3.0%	$30.1M-11.5%
Accrued Contingent Liabilities	$82.6M—	——	$46.8M+47.2%	$31.8M—	——
Accounts payable and other current liabilities (Note 11)	$415.3M+3.8%	$400.2M+4.5%	$382.9M+1.1%	$378.8M+0.5%	$377M+19.4%
Debt Instrument Face Amount	$219.6M+105%	$107.3M-27.8%	$148.7M+9,813%	$1.5M+7.1%	$1.4M+1,300%
Debt Maturity - 5 to 10 Years	$4.4M+29.4%	$3.4M-53.4%	$7.3M-2.7%	$7.5M-29.9%	$10.7M-15.7%
Debt Maturity - Over 10 Years	$0—	$0—	$0—	$0—	$0—
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	$29.4M-13.3%	$33.9M-2.6%	$34.8M-4.9%	$36.6M-12.6%	$41.9M+11.1%
Long-Term Debt - Fair Value	$6.41B+0.9%	$6.35B-0.2%	$6.37B-1.6%	$6.47B-3.5%	$6.71B+5.5%
Notes Payable - Fair Value	$1.11B-2.3%	$1.13B-0.7%	$1.14B-0.2%	$1.14B+1.2%	$1.13B+8.9%
Secured Debt	$5.1B-1.1%	$5.16B+0.5%	$5.13B-4.6%	$5.38B-4.2%	$5.62B+4.8%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$0-100%	$100K0.0%	$100K0.0%	$100K-50.0%	$200K-50.0%
Common Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common Stock Shares Issued	10.4M-2.4%	10.7M-3.3%	11M-1.7%	11.2M-4.3%	11.7M-2.5%
Convertible Preferred Stock Authorized Shares	1M0.0%	1M0.0%	1M0.0%	1M0.0%	1M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—	0—
Additional paid-in capital	$430.1M+6.6%	$403.3M+2.9%	$392.1M+6.2%	$369.3M+5.0%	$351.7M+5.0%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$100K0.0%	$100K0.0%	$100K0.0%	$100K0.0%	$100K0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—	$0—
Investments - Gross Unrealized Losses	$44.3M+201%	$14.7M+22.5%	$12M-11.8%	$13.6M-53.6%	$29.3M-45.6%
Preferred Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Share Repurchase Authorization Limit	1.4M—	——	2.2M+453%	391.1K-57.5%	919.6K—
Unrealized Gains on Investments	$600K-53.8%	$1.3M-7.1%	$1.4M+7.7%	$1.3M+30.0%	$1M+150%
Unrealized Losses on Investments (Before Tax)	$300K+200%	$100K0.0%	$100K0.0%	$100K-66.7%	$300K-62.5%
Nonperforming Loans and Leases Percentage	$11.58B+0.6%	$11.51B-0.5%	$11.56B0.0%	$11.56B+0.8%	$11.48B+1.7%
Cumulative Cost Basis	$109.1M+3.9%	$105M-2.4%	$107.6M+1.6%	$105.9M-2.2%	$108.3M+1.4%
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$300K+200%	$100K0.0%	$100K0.0%	$100K-66.7%	$300K-62.5%
Gross Unrealized Gains	$600K-53.8%	$1.3M-7.1%	$1.4M+7.7%	$1.3M+30.0%	$1M+150%
Total	$109.1M+3.9%	$105M-2.4%	$107.6M+1.6%	$105.9M-2.2%	$108.3M+1.4%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$4.4M+33.3%	$3.3M-54.2%	$7.2M-2.7%	$7.4M-30.2%	$10.6M-15.9%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$4.4M+29.4%	$3.4M-53.4%	$7.3M-2.7%	$7.5M-29.9%	$10.7M-15.7%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$97.9M+6.3%	$92.1M+0.2%	$91.9M+2.1%	$90M+5.9%	$85M+0.4%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$98.2M+5.4%	$93.2M+0.1%	$93.1M+2.2%	$91.1M+6.4%	$85.6M+1.5%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$0—	$0—	$0—	$0—	$0—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$0—	$0—	$0—	$0—	$0—
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$6.8M-29.2%	$9.6M+12.9%	$8.5M0.0%	$8.5M-33.1%	$12.7M+33.7%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$6.8M-29.2%	$9.6M+12.9%	$8.5M0.0%	$8.5M-33.1%	$12.7M+35.1%
Available for sale investments	$109.4M+3.0%	$106.2M-2.5%	$108.9M+1.7%	$107.1M-1.7%	$109M+2.4%
Cash Offer for Legal Settlement	$45M—	——	$45M—	——	——
Common stock, par value (in dollars per share)	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common stock, shares authorized (in shares)	$80M0.0%	$80M0.0%	$80M0.0%	$80M0.0%	$80M0.0%
Common stock, shares issued (in shares)	$10.42M-2.4%	$10.68M-3.3%	$11.04M-1.7%	$11.24M-4.3%	$11.75M-2.5%
Common Stock, Shares, Outstanding	$10.42M-2.4%	$10.68M-3.3%	$11.04M-1.7%	$11.24M-4.3%	$11.75M-2.5%
Debt Instrument, Fair Value Disclosure	$6.41B+0.9%	$6.35B-0.2%	$6.37B-1.6%	$6.47B-3.5%	$6.71B+5.5%
Principal Outstanding	$6.44B+0.8%	$6.39B-0.3%	$6.4B-1.6%	$6.51B-3.6%	$6.75B+5.6%
Less: net unamortized discount	$0-100%	$100K-75.0%	$400K-42.9%	$700K-30.0%	$1M-23.1%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$0-100%	$100K0.0%	$100K0.0%	$100K-50.0%	$200K-50.0%
Less than 12 months	$40.4M+405%	$8M+90.5%	$4.2M-16.0%	$5M-69.9%	$16.6M-55.1%
12 months or more	$3.9M-41.8%	$6.7M-14.1%	$7.8M-9.3%	$8.6M-32.3%	$12.7M-24.9%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$300K—	$0—	$0—	$0-100%	$100K-75.0%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$300K+200%	$100K0.0%	$100K0.0%	$100K-66.7%	$300K-62.5%
Debt Securities, Available-for-Sale, Unrealized Loss Position	$44.3M+201%	$14.7M+22.5%	$12M-11.8%	$13.6M-53.6%	$29.3M-45.6%
Deferred income taxes	$356.6M+0.7%	$354M+18.7%	$298.2M-2.6%	$306.1M-4.6%	$320.9M+0.6%
2027	$32.7M—	——	$42M+1.4%	$41.4M+3.0%	$40.2M—
2029	$22.7M—	——	$26.9M+1.5%	$26.5M+2.7%	$25.8M—
Remainder of 2026	$29.1M—	——	$12.2M-49.4%	$24.1M-32.9%	$35.9M—
2030	$21.3M—	——	$18.9M+1.1%	$18.7M+2.2%	$18.3M—
2028	$27.1M—	——	$33.5M+1.8%	$32.9M+3.5%	$31.8M—
Thereafter	$83.2M—	——	$76.8M+1.2%	$75.9M+2.2%	$74.3M—
Employee Service Share Based Compensation Estimated Allocation Of Recognized Period Costs Total	$216.1M—	——	$210.3M-4.2%	$219.5M-3.0%	$226.3M—
Expected Future Net Cash Flows	$11.74B+1.1%	$11.61B-1.2%	$11.75B-0.6%	$11.83B+0.3%	$11.8B+2.0%
Income taxes receivable	$29.4M-56.3%	$67.2M+593%	$9.7M+3.2%	$9.4M+46.9%	$6.4M+52.4%
Amount outstanding under the credit facility	$219.6M+105%	$107.3M-27.8%	$148.7M+9,813%	$1.5M+7.1%	$1.4M+1,300%
Lines Of Credit Fair Value Disclosure	$219.6M+105%	$107.3M-27.8%	$148.7M+9,813%	$1.5M+7.1%	$1.4M+1,300%
Loss Contingency Estimate Of Possible Loss	$82.6M—	——	$46.8M+47.2%	$31.8M—	——
Maximum hedging reserve	$1M—	——	$1M0.0%	$1M0.0%	$1M—
Number of business programs	2—	——	20.0%	20.0%	2—
Preferred Stock, Par or Stated Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Preferred Stock, Shares Authorized	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%	$1M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—	$0—
Restricted cash and cash equivalents	$525.7M+10.0%	$477.9M-1.0%	$482.9M-2.2%	$493.8M-16.6%	$591.8M+18.1%
Secured financing	$5.13B-1.7%	$5.23B+0.3%	$5.21B-4.4%	$5.45B-4.4%	$5.7B+4.9%
Senior Long Term Notes	$1.09B+0.1%	$1.09B+0.1%	$1.09B+0.1%	$1.09B+0.1%	$1.09B+9.5%
Increase in number of shares authorized for repurchase	——	——	2M—	——	——
Unamortized Debt Issuance Expense	$29.4M-13.3%	$33.9M-2.6%	$34.8M-4.9%	$36.6M-12.6%	$41.9M+11.1%

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Where does Credit Acceptance's balance sheet data come from?: Every line is extracted from Credit Acceptance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.