What is Encore Capital Group's loans and lending commitments?

Encore Capital Group (ECPG) reported loans and lending commitments of $4.44B in Q1 2026.

How has Encore Capital Group's loans and lending commitments changed year-over-year?

Encore Capital Group's loans and lending commitments increased by 12.3% year-over-year, from $3.95B to $4.44B.

What is the long-term trend for Encore Capital Group's loans and lending commitments?

Over 4 years (2021 to 2025), Encore Capital Group's loans and lending commitments has grown at a 9.3% compound annual growth rate (CAGR), from $3.07B to $4.37B.

Encore Capital Group ECPG Loans and Lending Commitments

Loans and Lending Commitments at other companies

Atlanticus Holdings CorporationATLC

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Credit AcceptanceCACC

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Associated Banc-CorpASB

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Other financials

Income statement

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Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation

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Market cap$1.87B+84.9%

Profitability

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Operating margin36.8%—

Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's loans and lending commitments?: Encore Capital Group (ECPG) reported loans and lending commitments of $4.44B in Q1 2026.
How has Encore Capital Group's loans and lending commitments changed year-over-year?: Encore Capital Group's loans and lending commitments increased by 12.3% year-over-year, from $3.95B to $4.44B.
What is the long-term trend for Encore Capital Group's loans and lending commitments?: Over 4 years (2021 to 2025), Encore Capital Group's loans and lending commitments has grown at a 9.3% compound annual growth rate (CAGR), from $3.07B to $4.37B.