What are Esquire Financial Holdings, Inc.'s total assets?

Esquire Financial Holdings, Inc. (ESQ) holds $2.4B in total assets, up 23.9% year over year.

How much debt does Esquire Financial Holdings, Inc. have?

Esquire Financial Holdings, Inc. carries $2.4M in total debt against $301.3M of shareholders' equity, a debt-to-equity ratio of 0.01.

How much cash does Esquire Financial Holdings, Inc. have?

Esquire Financial Holdings, Inc. holds $222.2M in cash and equivalents.

Where does Esquire Financial Holdings, Inc.'s balance sheet data come from?

Every line is extracted from Esquire Financial Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Esquire Financial Holdings, Inc. ESQ Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$222.22M+28.4%	$235.89M+86.7%	$240.76M+63.0%	$162.97M+6.7%	$173.04M+9.4%
Accrued investment income	$13.31M+23.3%	$12.64M+24.9%	$11.69M—	$11.09M—	$10.79M—
Property and equipment, net	$4.19M+25.9%	$4.38M+79.8%	$4.41M+68.9%	$4.23M+50.5%	$3.33M+25.1%
Accumulated depreciation	——	$7.54M+19.3%	——	——	——
Operating lease right-of-use assets	4.5%+0.3%	4.4%+0.2%	4.3%+1.0%	4.3%+1.0%	4.2%+0.9%
Other non-current assets	$70.41M+9.7%	$68.48M+34.3%	$71M+19.9%	$81.48M+46.7%	$64.19M+21.1%
Held-to-maturity securities	$58.31M-12.6%	$60.19M-12.3%	$62.29M-12.0%	$64.47M-11.8%	$66.74M-11.3%
Total assets	$2.42B+23.9%	$2.37B+25.0%	$2.18B+22.5%	$2.06B+20.1%	$1.95B+18.1%
Accrued expenses	$17.32M+11.1%	$13.06M-0.9%	$25.64M+89.8%	$14.09M+23.5%	$15.59M+18.5%
Operating lease liabilities, current	$2.41M-27.0%	$2.6M-25.7%	$2.5M+56.3%	$3.1M+72.2%	$3.3M+65.0%
Accrued interest	$1.1M+10.0%	$1.1M+3.2%	$1.1M-88.7%	$1.1M-88.0%	$1M-89.3%
Deposits	$2.1B+24.6%	$2.06B+25.6%	$1.88B+22.3%	$1.78B+19.9%	$1.69B+17.7%
Time deposits	$14.38M+143%	$6.17M-56.2%	$6.06M-57.2%	$6.11M-48.9%	$5.93M-58.7%
Deferred tax liabilities	——	$2.03M+8.8%	——	——	——
Operating Lease Liabilities (Total)	$2.41M-27.0%	$2.6M-25.7%	$2.5M+56.3%	$3.1M+72.2%	$3.3M+65.0%
Total liabilities	$2.12B+24.4%	$2.08B+25.4%	$1.91B+22.9%	$1.8B+19.9%	$1.7B+17.7%
Common stock	15M0.0%	15M0.0%	15M0.0%	15M0.0%	15M0.0%
Additional paid-in capital	$112.04M+6.6%	$109.89M+5.6%	$108.51M+5.4%	$106.81M+4.9%	$105.15M+4.3%
Retained earnings	$208.26M+27.9%	$197.79M+29.3%	$185.82M+30.5%	$173.27M+30.9%	$162.86M+32.3%
Accumulated other comprehensive income (loss)	-$9.45M+19.1%	-$8.49M+40.6%	-$9.5M+7.9%	-$10.92M+23.3%	-$11.68M+18.7%
Treasury stock	$9.68M+70.1%	$9.68M+70.1%	$5.69M+122%	$5.69M+122%	$5.69M+122%
Total stockholders' equity	$301.27M+20.2%	$289.6M+22.1%	$279.23M+20.1%	$263.56M+21.2%	$250.72M+21.1%
Total liabilities and stockholders' equity	$2.42B+23.9%	$2.37B+25.0%	$2.18B+22.5%	$2.06B+20.1%	$1.95B+18.1%
Available-for-Sale Debt Securities - Amortized Cost	$270.94M+7.2%	$258.42M-1.2%	$278.06M+23.2%	$272.23M+38.6%	$252.81M+56.1%
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$84.76M-2.4%	$93.09M+3.0%	$96.12M—	$84.85M—	$86.82M—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$84.76M-2.4%	$93.09M+3.0%	$96.12M—	$84.85M—	$86.82M—
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$43.67M+16.7%	$1.63M-98.4%	$3.07M—	$22.58M—	$37.43M—
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$43.67M+16.7%	$1.63M-98.4%	$3.07M—	$22.58M—	$37.43M—
Available-for-Sale Debt Securities - Unrealized Loss Position	$13.87M-17.2%	$13.45M-32.7%	$14.36M—	$15.89M—	$16.75M—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$84.76M-2.4%	$93.09M+3.0%	$96.12M—	$84.85M—	$86.82M—
AFS and Trading Securities - Unrealized Loss Position Fair Value	$128.43M+3.4%	$94.72M-50.5%	$99.19M—	$107.44M—	$124.26M—
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$43.67M+16.7%	$1.63M-98.4%	$3.07M—	$22.58M—	$37.43M—
Cash, Cash Equivalents, and Marketable Securities	$128.43M+3.4%	$94.72M-50.5%	$99.19M-53.1%	$107.44M-39.2%	$124.26M-12.6%
Interest Receivable - Loans	$13.31M+23.3%	$12.64M+24.9%	$11.69M—	$11.09M—	$10.79M—
Restricted Marketable Securities	$3.17M+4.6%	$3.17M+4.6%	$3.17M+4.6%	$3.17M+4.6%	$3.03M+3.6%
Subordinated Trading Assets	——	$40K-4.8%	——	——	——
Loans 90+ Days Past Due	$736K-90.8%	$8.57M-21.6%	$8.65M-21.0%	$8.74M-20.1%	$8M-26.9%
Capitalized Computer Software, Net	——	$3.63M-11.8%	——	——	——
Deferred Tax Assets and Other Non-Current Assets	——	$2.28M-11.1%	——	——	——
Deferred Tax Assets - Loan Loss Reserves	——	$6.46M+16.5%	——	——	——
Held-to-Maturity Debt Securities - Fair Value	$53.25M-11.7%	$55.5M-8.9%	$57.2M-12.1%	$58.5M-9.7%	$60.3M-10.0%
Investments - Amortized Cost Basis	$270.94M+7.2%	$258.42M-1.2%	$278.06M+23.2%	$272.23M+38.6%	$252.81M+56.1%
Net Investment in Lease	$1.9M-36.7%	$2.1M-34.1%	$2.3M+76.9%	$2.8M+100%	$3M+87.5%
Loans receivable, net of allowances of $42 and $30 (Note 7)	$1.79B+28.3%	$1.73B+26.0%	$1.53B—	$1.48B—	$1.4B—
Operating lease right-of-use assets	$1.9M-36.7%	$2.1M-34.1%	$2.3M+76.9%	$2.8M+100%	$3M+87.5%
Other Assets	$70.41M+9.7%	$68.48M+34.3%	$71M+19.9%	$81.48M+46.7%	$64.19M+21.1%
Property, plant and equipment at cost	——	$11.92M+36.1%	——	——	——
Operating Lease Right-of-Use Assets in Other Assets	$1.9M-36.7%	$2.1M-34.1%	$2.3M+76.9%	$2.8M+100%	$3M+87.5%
Software and Technology Licenses, Net	——	$3.63M-11.8%	——	——	——
Time Deposit Maturities - Year One	——	$3.95M-70.5%	——	——	——
Time Deposit Maturities - Year Two	——	$2.22M+209%	——	——	——
Lease Liability Payments - 2020 (Remaining Three Months)	$727K—	——	——	——	——
Operating Lease Liability Payments - 2024 (Lessee)	$248K-74.9%	$240K-75.7%	$988K+23.0%	$988K+23.0%	$988K+23.0%
Operating Lease Liability Payments - 2025 (Lessee)	$263K+6.0%	$255K+2.8%	$248K-69.1%	$248K-69.1%	$248K-69.1%
Lease Liability Payments - Due Year Two	$248K-74.9%	$240K-75.7%	$988K+23.0%	$988K+23.0%	$988K+23.0%
Lease Liability Payments - Due Year Three	$255K+6.3%	$248K+3.3%	$240K-68.2%	$240K-68.2%	$240K-68.2%
Lease Liability Payments - Due Year Four	$263K+6.0%	$255K+2.8%	$248K—	$248K—	$248K—
Lease Liability Payments - Remainder of Fiscal Year	$240K-69.1%	$988K-4.5%	——	$519K+31.1%	$776K+31.3%
Operating Lease Liability Payments Due	$2.86M-26.6%	$3.12M-24.9%	$3.01M+71.2%	$3.64M+86.5%	$3.9M+81.5%
Operating Lease Liability - Undiscounted Excess Amount	$454K—	$482K-27.1%	——	——	——
Borrowings at Fair Value	——	$40K-4.8%	——	——	——
Debt Instrument Face Amount	——	$0—	——	——	——
Debt Maturity - 2024	——	$3.95M-70.5%	——	——	——
Debt Maturity - 2027	——	$2.22M+209%	——	——	——
Deferred Tax Liabilities - Investments	——	——	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	$255K0.0%	$263K+3.1%	$255K-66.2%	$255K-66.2%	$255K-66.2%
Operating Lease Liability Payments - 2028 (Lessee)	$263K+6.0%	$255K+2.8%	$248K—	$248K—	$248K—
Accrued expenses and other liabilities	$17.32M+11.1%	$13.06M-0.9%	$25.64M+89.8%	$14.09M+23.5%	$15.59M+18.5%
NOW and money market deposit accounts	$1.54B+33.1%	$1.48B+31.0%	$1.27B+29.0%	$1.21B+21.9%	$1.16B+22.4%
Total debt	$2.41M-27.0%	$2.6M-25.7%	$2.5M+56.3%	$3.1M+72.2%	$3.3M+65.0%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$13.45M-18.7%	$13.44M-28.9%	$14.36M—	$15.68M—	$16.53M—
Common Equity Tier 1 Capital	——	$266.11M+21.8%	——	——	——
Common Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common Stock Shares Issued	8.8M+2.8%	8.7M+2.8%	8.7M+3.4%	8.6M+2.9%	8.6M+2.1%
Convertible Preferred Stock Authorized Shares	2M0.0%	2M0.0%	2M0.0%	2M0.0%	2M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—	0—
Cumulative Gross Losses and Impairments	$5.08M-21.2%	$4.72M-38.9%	$5.11M-10.1%	$5.98M-27.8%	$6.44M-22.2%
Cumulative Gross Unrealized Gains	$10K+100%	$26K—	$23K+2,200%	$16K—	$5K—
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$88K+3.5%	$87K+2.4%	$87K+3.6%	$86K+2.4%	$85K+1.2%
Investments - Gross Unrealized Losses	$128.43M+3.4%	$94.72M-50.5%	$99.19M—	$107.44M—	$124.26M—
Preferred Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Capital Conservation Buffer	——	8%0.0%	——	——	——
G-SIB Surcharge	——	$289.58M+22.2%	——	——	——
Unrealized Gains on Investments	$925K+7.7%	$1.54M+466%	$1.43M+50.8%	$1.03M+522%	$859K+582%
Unrealized Losses on Investments (Before Tax)	$13.87M-17.2%	$13.45M-32.7%	$14.36M-5.4%	$15.89M-19.8%	$16.75M-16.0%
Cumulative Cost Basis	$270.94M+7.2%	$258.42M-1.2%	$278.06M+23.2%	$272.23M+38.6%	$252.81M+56.1%
Line of Credit Maximum Borrowing Capacity	——	$29M+65.7%	——	——	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$13.87M-17.2%	$13.45M-32.7%	$14.36M-5.4%	$15.89M-19.8%	$16.75M-16.0%
Gross Unrealized Gains	$925K+7.7%	$1.54M+466%	$1.43M+50.8%	$1.03M+522%	$859K+582%
Total	$270.94M+7.2%	$258.42M-1.2%	$278.06M+23.2%	$272.23M+38.6%	$252.81M+56.1%
Available for sale investments	$257.99M+8.9%	$246.51M+2.0%	$265.13M+25.4%	$257.38M+45.6%	$236.92M+66.7%
Capital Required For Capital Adequacy Including Capital Conservation Buffer	——	$197.09M+26.1%	——	——	——
Capital Required For Capital Adequacy Including Capital Conservation Buffer To Risk Weighted Assets	——	10.5%0.0%	——	——	——
Capital Required To Be Well Capitalized To Risk Weighted Assets	——	10%0.0%	——	——	——
Common Equity Tier One Capital Required For Capital Adequacy	——	$84.47M+26.1%	——	——	——
Common Equity Tier One Capital Required For Capital Adequacy Including Capital Conservation Buffer To Risk Weighted Assets	——	7%0.0%	——	——	——
Common Equity Tier One Capital Required For Capital Adequacy To Risk Weighted Assets	——	0%-4.5%	——	——	——
Common Equity Tier One Capital Required For Capital Adequacy Including Capital Conservation Buffer	——	$131.39M+26.1%	——	——	——
Common Equity Tier One Capital Required To Be Well Capitalized	——	$122.01M+26.1%	——	——	——
Common Equity Tier One Capital Required To Be Well Capitalized To Risk Weighted Assets	——	6.5%0.0%	——	——	——
Common stock, par value (in dollars per share)	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common stock, shares authorized (in shares)	$15M0.0%	$15M0.0%	$15M0.0%	$15M0.0%	$15M0.0%
Common stock, shares issued (in shares)	$8.79M+2.8%	$8.71M+2.8%	$8.68M+3.4%	$8.62M+2.9%	$8.55M+2.1%
Common Stock, Shares, Outstanding	$8.64M+2.4%	$8.55M+2.4%	$8.57M+2.9%	$8.5M+2.5%	$8.43M+1.7%
Fixed maturities, allowance for credit loss	$0—	$0—	$0—	$0—	$0—
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$13.45M-18.7%	$13.44M-28.9%	$14.36M—	$15.68M—	$16.53M—
Less than 12 months	$43.67M+16.7%	$1.63M-98.4%	$3.07M—	$22.58M—	$37.43M—
12 months or more	$84.76M-2.4%	$93.09M+3.0%	$96.12M—	$84.85M—	$86.82M—
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$419K+90.5%	$15K-98.6%	$3K—	$206K—	$220K—
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$13.87M-17.2%	$13.45M-32.7%	$14.36M—	$15.89M—	$16.75M—
Debt Securities, Available-for-Sale, Unrealized Loss Position	$128.43M+3.4%	$94.72M-50.5%	$99.19M—	$107.44M—	$124.26M—
Debt securities, held-to-maturity, allowance for credit loss	$0—	$0—	$0—	$0—	$0—
Deferred Tax Liabilities, Gross	——	$2.03M+8.8%	——	——	——
Deferred Tax Assets, Gross	——	$13.15M-12.3%	——	——	——
Deferred Tax Assets, Net	——	$11.12M-15.3%	——	——	——
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost	——	$928K-36.8%	——	——	——
Deferred Tax Assets Tax Deferred Expense Loan Fee	——	$53K—	——	——	——
Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross	——	$3.43M-36.8%	——	——	——
Deferred Tax Liabilities, Deferred Expense, Debt Issuance Costs	——	——	——	——	——
Deferred Tax Liabilities, Property, Plant and Equipment	——	$2.03M+16.9%	——	——	——
Allowance for credit losses	$23.54M+21.0%	$24.02M+14.5%	$21.12M—	$19.41M—	$19.46M—
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Noncurrent	$1.82B+28.2%	$1.76B+25.9%	$1.55B—	$1.49B—	$1.42B—
Financing Receivables Recorded Investment Current	$1.81B+28.9%	$1.75B+26.3%	$1.54B+19.6%	$1.49B+18.8%	$1.41B+15.6%
Financing Receivables Recorded Investment Past Due	$748K-90.7%	$8.59M-21.5%	$8.65M-22.2%	$8.86M-20.0%	$8.04M-27.3%
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss	$5.08M-21.2%	$4.72M-38.9%	$5.11M-10.1%	$5.98M-27.8%	$6.44M-22.2%
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	$10K+100%	$26K—	$23K+2,200%	$16K—	$5K—
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	$5.08M-21.2%	$4.72M-38.9%	$5.11M—	$5.98M—	$6.44M—
HTM unrealized loss position 12 months or more - fair value	$46.68M-16.9%	$48.41M-14.4%	$53.58M—	$54.66M—	$56.15M—
Internal Use Software Accumulated Amortization	——	$1.72M-6.4%	——	——	——
Lessee Operating Lease Liability Payments Due	$2.86M-26.6%	$3.12M-24.9%	$3.01M+71.2%	$3.64M+86.5%	$3.9M+81.5%
Lessee Operating Lease Liability To Be Paid After Year Four	$1.13M—	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	$454K—	$482K-27.1%	——	——	——
Lessor, operating lease, lease not yet commenced (approximately)	$24.4M—	$24.36M—	——	——	——
Amount outstanding under the credit facility	——	$0—	——	——	——
Committed Revolving Credit Facilities	——	$29M+65.7%	——	——	——
Loans Receivable Allowance For Loan Losses	$23.54M+21.0%	$24.02M+14.5%	$21.12M+8.6%	$19.41M+4.8%	$19.46M+11.1%
Loans Receivable Deferred Fees And Unearned Premiums Net	-$342K+6.0%	-$182K+26.3%	-$254K-1,370%	-$490K-240%	-$364K-176%
Loans Receivable Held For Investment Before Allowance For Loan Losses And Deferred Fees And Premiums	$1.81B+28.2%	$1.76B+25.9%	$1.55B+19.2%	$1.49B+18.4%	$1.42B+15.2%
Loans Receivable Held For Investment Net	$1.79B+28.3%	$1.73B+26.0%	$1.53B+19.4%	$1.48B+18.7%	$1.4B+15.3%
Non Revolving Loans Internally Assigned Grade	$1.82B+28.2%	$1.76B+25.9%	$1.55B+19.2%	$1.49B+18.5%	$1.42B+15.3%
Operating Lease Weighted Average Discount Rate Percent	$0.05+6.4%	$0.04+3.5%	$0.04+29.8%	$0.04+30.4%	$0.04+28.5%
Preferred Stock, Par or Stated Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Preferred Stock, Shares Authorized	$2M0.0%	$2M0.0%	$2M0.0%	$2M0.0%	$2M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—	$0—
Related Party Loans Receivable	——	$0—	——	——	——
Tier One Leverage Capital Capital Required For Capital Adequacy Including Capital Conservation Buffer To Risk Weighted Assets	——	4%0.0%	——	——	——
Tier One Leverage Capital Capital Required For Capital Adequacy Including Capital Conservation Buffer	——	$89.64M+20.0%	——	——	——
Tier One Leverage Capital Required To Be Well Capitalized To Average Assets	——	5%0.0%	——	——	——
Tier One Risk Based Capital Required For Capital Adequacy Including Capital Conservation Buffer To Risk Weighted Assets	——	8.5%0.0%	——	——	——
Tier One Risk Based Capital Required For Capital Adequacy Including Capital Conservation Buffer	——	$159.55M+26.1%	——	——	——
Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets	——	8%0.0%	——	——	——
2027	——	$3.95M-70.5%	——	——	——
Time Deposit Maturities, Year Two	——	$2.22M+209%	——	——	——
Time Deposits	$14.38M+143%	$6.17M-56.2%	$6.06M-57.2%	$6.11M-48.9%	$5.93M-58.7%
Treasury stock, shares (in shares)	$156.52K+31.6%	$156.52K+31.6%	$118.9K+49.8%	$118.9K+49.8%	$118.9K+49.8%
Unrealized Losses Gains On Securities Available For Sale	$9.45M-19.1%	$8.49M-40.6%	-$9.5M+7.9%	-$10.92M+23.3%	$11.68M+181%
Regulatory Capital Requirement	——	$150.16M+26.1%	——	——	——
Remainder of Fiscal Year 2024	$727K—	——	——	——	——
Tier 1 Capital Adequacy Requirement	——	$112.62M+26.1%	——	——	——
Tier 1 Leverage Adequacy Requirement	——	$89.64M+20.0%	——	——	——
Tier 1 Leverage Well-Capitalized Requirement	——	$112.05M+20.0%	——	——	——
Tier 1 Well-Capitalized Requirement	——	$150.16M+26.1%	——	——	——
Well-Capitalized Regulatory Requirement	——	$187.71M+26.1%	——	——	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Esquire Financial Holdings, Inc..

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What are Esquire Financial Holdings, Inc.'s total assets?: Esquire Financial Holdings, Inc. (ESQ) holds $2.4B in total assets, up 23.9% year over year.
How much debt does Esquire Financial Holdings, Inc. have?: Esquire Financial Holdings, Inc. carries $2.4M in total debt against $301.3M of shareholders' equity, a debt-to-equity ratio of 0.01.
How much cash does Esquire Financial Holdings, Inc. have?: Esquire Financial Holdings, Inc. holds $222.2M in cash and equivalents.
Where does Esquire Financial Holdings, Inc.'s balance sheet data come from?: Every line is extracted from Esquire Financial Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.