Connect your AI

Navient NAVI Provision for Credit Losses

Provision for Credit Losses at other companies

Great Southern BancorpGSBC

$0—

Independent Bank CorporationIBCP

$362K-49.8%

The BancorpTBBK

$27.6M-41.1%

First Financial CorporationTHFF

$2.55M+30.8%

NB Bancorp, Inc.NBBK

$6.33M+446%

Origin BancorpOBK

$4.97M+44.2%

Segments

By segment

Consumer Lending$22M—

Federal Education Loans$9M+213%

All Other Segments$0—

Business Processing$0—

Other financials

Income statement

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

Operating cash flow-$47.0M-166%

Valuation

Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

Net margin48.3%—

Returns & leverage

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Navient's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Navient's provision for credit losses?: Navient (NAVI) reported provision for credit losses of $27M in Q1 2026.
How has Navient's provision for credit losses changed year-over-year?: Navient's provision for credit losses decreased by 10.0% year-over-year, from $30M to $27M.
What is the long-term trend for Navient's provision for credit losses?: Over 4 years (2021 to 2025), Navient's provision for credit losses has grown at a 43.4% compound annual growth rate (CAGR), from -$66M to $279M.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.