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OppFi OPFI Q1 2025 earnings

Reported May 7, 2025 · Before market open

Revenue$140.3MMiss by $672.0K
EPS$0.38Beat by $0.12
Revenue estimate$140.9M
EPS estimate$0.26

Next report

Nov 4, 2026 (in 2 months)
Revenue estimate$152.9M
EPS estimate$0.35

Financials

Q1 2025

Income statement

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Revenue$90.8M+43.7%
Operating income$42.5M+704%
Net income-$11.4M-305%
EPS (diluted)-$0.48-580%

Balance sheet

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Cash & equivalents$90.8M+2.3%
Total debt$12.8M-16.3%
Total equity$22.6M+24.1%
Total assets$640.1M+13.6%

Cash flow

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Operating cash flow$83.7M+12.5%
CapEx$4.4M+106%
Free cash flow$79.4M+9.8%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$225.31M+398%
Enterprise value$147.38M+623%
P/E22.7×+12.1×
P/S0.6×+0.5×

Profitability

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Operating margin37.7%+20.6pp
Net margin2.8%+1.3pp
FCF margin91.1%-14.9pp

Returns & leverage

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Return on equity48.8%+5.1pp
Debt / equity0.6×-0.3×

Segments

By segment

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Reportable Segment$90.8M+43.7%

FAQ

When did OppFi report Q1 2025 earnings?
OppFi (OPFI) reported Q1 2025 earnings on May 7, 2025 before market open.
What were OppFi's Q1 2025 revenue and EPS?
OppFi reported revenue of $140.3M and eps of $0.38 for Q1 2025.
Did OppFi beat estimates in Q1 2025?
Revenue missed the consensus estimate of $140.9M by $672.0K. EPS beat the consensus estimate of $0.26 by $0.12.
How did OppFi's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.1% from $127.3M a year earlier and eps grew 280.0% from $0.10.
Where can I find OppFi's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001818502-25-000005) and the 10-Q periodic report (0001818502-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.