When did OppFi report Q1 2025 earnings?

OppFi (OPFI) reported Q1 2025 earnings on May 7, 2025 before market open.

What were OppFi's Q1 2025 revenue and EPS?

OppFi reported revenue of $140.3M and eps of $0.38 for Q1 2025.

Did OppFi beat estimates in Q1 2025?

Revenue missed the consensus estimate of $140.9M by $672.0K. EPS beat the consensus estimate of $0.26 by $0.12.

How did OppFi's Q1 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 10.1% from $127.3M a year earlier and eps grew 280.0% from $0.10.

Where can I find OppFi's Q1 2025 SEC filings?

You can read the 10-Q periodic report (0001818502-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.

OppFi OPFI Q1 2025 earnings

Reported May 7, 2025 · Before market open

Revenue$140.3MMiss by $672.0K

EPS$0.38Beat by $0.12

Revenue estimate$140.9M

EPS estimate$0.26

Next report

Aug 5, 2026 (In 1 week)

Revenue estimate$155.9M

EPS estimate$0.48

Financials

Q1 2025

Income statement

See full

Revenue$90.8M+43.7%

Operating income$42.5M+704%

Net income-$11.4M-305%

EPS (diluted)-$0.48-580%

Balance sheet

See full

Cash & equivalents$90.8M+2.3%

Total debt$12.8M-16.3%

Total equity$22.6M+24.1%

Total assets$640.1M+13.6%

Cash flow

See full

Operating cash flow$83.7M+12.5%

CapEx$4.4M+106%

Free cash flow$79.4M+9.8%

Valuation & ratios

Valuation

as of 03/31/25

See full

Market cap$225.31M+398%

Enterprise value$147.38M+623%

P/E22.7×+12.1×

P/S0.6×+0.5×

Profitability

See full

Operating margin37.7%+20.6pp

Net margin2.8%+1.3pp

FCF margin91.1%-14.9pp

Returns & leverage

See full

Return on equity48.8%+5.1pp

Debt / equity0.6×-0.3×

Segments

By segment

See full

Reportable Segment$90.8M+43.7%

Versus estimates

Revenue

Q1 2026$151.9MBeat by $739.2K Q4 2025$159.3MMiss by $549.3K Q3 2025$155.1MBeat by $1.7M Q2 2025$142.4MBeat by $1.2M

Q1 2025$140.3MMiss by $672.0K

Q4 2024$135.7MMiss by $2.3M

Diluted EPS

Q1 2026$0.35Beat by $0.02 Q4 2025$0.30Beat by $0.02 Q3 2025$0.45Beat by $0.15 Q2 2025-$0.78Miss by $1.08

Q1 2025$0.38Beat by $0.12

Q4 2024$0.23Beat by $0.09

Ask the moment OppFi reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did OppFi report Q1 2025 earnings?: OppFi (OPFI) reported Q1 2025 earnings on May 7, 2025 before market open.
What were OppFi's Q1 2025 revenue and EPS?: OppFi reported revenue of $140.3M and eps of $0.38 for Q1 2025.
Did OppFi beat estimates in Q1 2025?: Revenue missed the consensus estimate of $140.9M by $672.0K. EPS beat the consensus estimate of $0.26 by $0.12.
How did OppFi's Q1 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 10.1% from $127.3M a year earlier and eps grew 280.0% from $0.10.
Where can I find OppFi's Q1 2025 SEC filings?: You can read the 10-Q periodic report (0001818502-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.