What are Ready Capital's total assets?

Ready Capital (RC) holds $6.3B in total assets, down 36.7% year over year.

How much debt does Ready Capital have?

Ready Capital carries $1.4B in total debt against $1.3B of shareholders' equity, a debt-to-equity ratio of 1.02.

How much cash does Ready Capital have?

Ready Capital holds $241.2M in cash and equivalents.

Where does Ready Capital's balance sheet data come from?

Every line is extracted from Ready Capital's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Ready Capital RC Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Cash and cash equivalents	$241.2M-2.9%	$249.53M+36.5%	$194.5M-17.4%	$222.48M-20.3%	$248.38M+5.5%
Restricted cash	$38.91M-1.8%	$39.75M+30.1%	$44.49M+42.0%	$56.77M+89.4%	$39.6M+59.0%
Prepaid expenses and other current assets	$466.38M+16.7%	$508.24M+40.2%	$472.52M+14.6%	$462.71M+22.0%	$399.7M+26.6%
Derivative assets	$4.1M-40.6%	$6.74M-15.4%	$5.3M-52.0%	$5.75M-60.0%	$6.91M-55.3%
Loans held for sale	$87.2M—	$73.09M—	$143.82M—	$134.54M—	——
Goodwill	$49.5M—	$49.5M—	$49.5M—	$49.5M—	——
Intangible assets, net	——	——	——	——	——
Deferred tax assets	$201.57M—	$201.57M—	$111.33M—	$111.33M—	——
Other non-current assets	$19.46M—	$16.34M—	$13.19M—	$10.24M—	——
Equity method investments	$167.25M-2.1%	$161.42M-0.1%	$178.84M+22.2%	$169.37M+25.8%	$170.92M+28.8%
Available-for-sale securities	——	——	——	——	——
Gross loans	$4.17B—	$5.19B—	$6.32B—	$7.18B—	——
Mortgage servicing rights	$123.69M-4.7%	$126.28M-1.7%	$126.97M-0.8%	$124.28M+3.8%	$129.81M+25.4%
Accumulated depreciation	$18.34M—	$16.5M—	$16.05M—	$14.28M—	——
Total assets	$6.31B-36.7%	$7.77B-23.4%	$8.33B-26.0%	$9.31B-20.9%	$9.98B-17.2%
Accrued expenses	$24.35M—	$35.69M—	$37.74M—	$31.2M—	——
Current portion of long-term debt	——	——	——	——	——
Accrued interest	$33.66M—	$40.31M—	$40.04M—	$42.97M—	——
Dividends payable	$3.69M-84.6%	$3.63M-91.6%	$22.6M-49.3%	$22.92M-56.9%	$23.93M-55.6%
Derivative liabilities	$2.33B—	$2.8B—	$2.89B—	$3.52B—	——
Long-term debt	——	——	——	——	——
Other non-current liabilities	$4.24M—	$9.72M—	$5.18M—	$10.69M—	——
Lease intangible liabilities, net	——	——	——	——	——
Total liabilities	$21.39M-99.7%	$20.13M-99.8%	$6.45B-27.7%	$7.37B-21.3%	$7.93B-16.9%
Preferred stock	$111.38M0.0%	$111.38M0.0%	$111.38M0.0%	$111.38M0.0%	$111.38M0.0%
Common stock	500M0.0%	500M+2,941,076%	500M0.0%	500M+2,941,076%	500M+2,941,076%
Additional paid-in capital	$2.27B-1.6%	$2.26B+0.6%	$2.26B-1.5%	$2.27B-0.9%	$2.3B-0.2%
Retained earnings	-$1.01B-125%	-$807.52M-59.9%	-$569.71M-290%	-$528.52M-472%	-$450.28M-12,598%
Accumulated other comprehensive income (loss)	-$24.48M-12.9%	-$24.2M-30.4%	-$24.1M+0.6%	-$23.29M-67.8%	-$21.67M-75.7%
Noncontrolling interests	$100.81M+1.2%	$99.24M+1.6%	$100.53M+4.0%	$98.54M-0.4%	$99.64M+2.7%
Total stockholders' equity	$1.34B-31.0%	$1.54B-16.0%	$1.77B-20.5%	$1.83B-20.3%	$1.94B-19.2%
Total liabilities and stockholders' equity	$6.31B-36.7%	$7.77B-23.4%	$8.33B-26.0%	$9.31B-20.9%	$9.98B-17.2%
Allowance for Credit Losses - Receivable (Current)	$235.67M-1.5%	$218.52M-35.7%	$169.05M+73.8%	$232.58M+419%	$239.22M+255%
Prepaid expenses and other	$466.38M+16.7%	$508.24M+40.2%	$472.52M+14.6%	$462.71M+22.0%	$399.7M+26.6%
Derivative Assets - Fair Value	$18.99M—	$19.75M—	$21.76M—	$24.01M—	——
Derivative Assets - Net Reduction from Master Netting Arrangements	$0—	$0—	$0—	$0—	——
Derivative Collateral Right to Reclaim	$0—	$0—	$0—	$0—	——
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$22.02M—	$36.27M—	$17.8M—	$22.75M—	——
Financing Receivables	$4.17B—	$5.19B—	$6.32B—	$7.18B—	——
Loans and Lending Commitments	$4.17B—	$5.19B—	$6.32B—	$7.18B—	——
Net Cash Collateral Received - Derivative Instruments	$0—	$0—	$0—	$0—	——
Loans 90+ Days Past Due	$4.81M—	$90K—	$118.92M—	$106.74M—	——
Purchased Credit Deteriorated Loans	$4.17B—	$5.19B—	$6.32B—	$7.18B—	——
Equity Method Investments - Fair Value	$5.52M—	$5.74M—	$5.95M—	$6.16M—	——
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	——	——	——	——	——
Intangible Assets Gross (Excluding Goodwill)	$55.76M—	$54.68M—	$54.92M—	$51.84M—	——
Net Investment in Lease	$3.2M—	$3.37M—	$3.54M—	$3.7M—	——
Assets of consolidated VIEs	$960.88M—	$1.98B—	$2.17B—	$2.4B—	——
Deferred tax assets	$201.57M—	$201.57M—	$111.33M—	$111.33M—	——
Financing Receivable, Net Reported Amount Excluding Loans of Consolidated Variable Interest Entities	$3.35B-23.0%	$3.5B+3.6%	$4.36B+22.6%	$5.07B+47.1%	$4.35B+28.0%
Intangible assets — net	——	——	——	——	——
Other intangible assets—net	$37.42M—	$38.17M—	$38.87M—	$37.56M—	——
Loans, held for sale (including $87,198 and $73,094 held at fair value and net of valuation allowance of $74,315 and $67,612)	$360.23M—	$585.82M—	$163.79M—	$632.78M—	——
Carrying Amount, MBS	$31.65M+0.7%	$34.5M+11.3%	$33.11M+7.6%	$32.31M+7.1%	$31.42M+6.3%
Operating lease right-of-use assets	$3.2M—	$3.37M—	$3.54M—	$3.7M—	——
Other Assets	$19.46M—	$16.34M—	$13.19M—	$10.24M—	——
Operating Lease Right-of-Use Assets in Other Assets	$3.2M—	$3.37M—	$3.54M—	$3.7M—	——
Accrued Manufacturing Costs	$24.35M—	$35.69M—	$37.74M—	$31.2M—	——
Convertible Debt - Current	$8.36M—	$8.36M—	$8.36M—	$8.36M—	——
Accounts Payable And Other Accrued Liabilities	$161.2M-13.1%	$171.64M-8.7%	$166.41M-40.4%	$184.65M-9.8%	$185.53M-4.3%
Compensation and benefits	$24.35M—	$35.69M—	$37.74M—	$31.2M—	——
Derivative Liabilities - Fair Value	$0—	$0—	$0—	$0—	——
Derivative Liabilities Offset	$948K—	$1.43M—	$1.63M—	$2.16M—	——
Professional Service Fees Payable	$718K—	$2.7M—	$2.46M—	$7.91M—	——
Contingent Consideration Liability (Non-Current)	$0-100%	$18.7M+3,163%	$15.24M+659%	$15.24M+288%	$15.41M—
Debt Maturity - 2024	——	——	——	——	——
Debt Maturity - 2027	——	——	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	——	——	——	——	——
Due to third parties	$12.3M—	$3.14M—	$9.93M—	$9.79M—	——
Loan participations sold	$56.62M-42.3%	$56.62M-40.8%	$102.99M+3.3%	$101.86M+13.8%	$98.13M+33.1%
Other Accounts Payable and Accrued Liabilities	$51.74M—	$31.83M—	$29.65M—	$20.79M—	——
Senior secured notes, net	$723.71M+7.8%	$722.73M+65.1%	$721.15M+64.8%	$720.89M+72.9%	$671.51M+94.3%
Corporate debt, net	$536.97M-34.3%	$652.49M-27.1%	$666.62M-13.3%	$666.14M-13.2%	$817.16M+6.7%
Other Secured Financings	——	——	——	——	——
Servicing Liability	$18.42M—	$19.39M—	$20.89M—	$23.4M—	——
Total debt	——	——	——	——	——
Total Carrying Value of Debt	——	——	——	——	——
Unrecognized Tax Benefits - Income Tax Penalties and Interest Accrued	——	——	——	——	——
Common Stock Par Value Per Share	$0.00—	$0.00—	$0.00—	$0.00—	——
Common Stock Shares Issued	165.3M—	163M—	161.8M—	164.3M—	——
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$17K0.0%	$17K0.0%	$17K0.0%	$17K0.0%	$17K0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$111.38M0.0%	$111.38M0.0%	$111.38M0.0%	$111.38M0.0%	$111.38M0.0%
Preferred Stock Liquidation Preference Value	$25.00—	$25.00—	$25.00—	$25.00—	——
Temporary Equity Attributable to Parent	$8.36M—	$8.36M—	$8.36M—	$8.36M—	——
Aggregate Notional Principal Outstanding	$438.72M—	$438.72M—	$443.97M—	$457.38M—	——
Nonperforming Loans and Leases Percentage	29.3%—	25.5%—	7.2%—	11.5%—	——
Loans 90+ Days Past Due Percentage	100%—	100%—	100%—	100%—	——
Derivative Notional Amount	$438.72M—	$438.72M—	$443.97M—	$457.38M—	——
Fair Value Measurement Disclosure	$948K—	$1.43M—	$1.63M—	$1.99M—	——
Gross Assets/Liabilities	$948K—	$1.43M—	$1.63M—	$1.99M—	——
Line of Credit Maximum Borrowing Capacity	——	——	——	——	——
Managed Servicing Portfolio	$9.27B—	$9.35B—	$9.37B—	$9.3B—	——
PPP liabilities	$3.83M—	$8.59M—	$10.44M—	$12.76M—	——
Accrued Professional Fees Current And Noncurrent	$718K—	$2.7M—	$2.46M—	$7.91M—	——
Below Market Lease Accumulated Amortization	——	——	——	——	——
Below Market Lease Gross	——	——	——	——	——
Borrowings Under Guaranteed Investment Agreements	$501.74M-25.0%	$524.09M-24.2%	$565.88M-23.8%	$629.38M-19.6%	$668.85M-17.9%
Business Combination, Contingent Consideration, Liability	$20.44M+27.9%	$18.7M—	$18.39M—	$17.19M—	$15.98M—
Total REO, held for sale	——	——	——	——	——
Common stock, par value (in dollars per share)	$0—	$0—	$0—	$0—	——
Common stock, shares authorized (in shares)	$500M—	$500M—	$500M—	$500M—	——
Common stock, shares issued (in shares)	$165.26M—	$163.01M—	$161.83M—	$164.33M—	——
Common Stock, Shares, Outstanding	$165.26M—	$163.01M—	$161.83M—	$164.33M—	——
Other Contractual Commitments	——	——	——	——	——
Other Contractual Commitments - Remainder of Fiscal Year 2024	——	——	——	——	——
Contractual Obligation, to be Paid, Year Four	——	——	——	——	——
Contractual Obligation, to be Paid, Year Two	——	——	——	——	——
Contractual Obligation, to be Paid, Year Three	——	——	——	——	——
Contractual Obligation, to be Paid, Remainder of Fiscal Year	——	——	——	——	——
Thereafter	——	——	——	——	——
Long-term debt, gross	——	——	——	——	——
Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net	——	——	——	——	——
Deferred financing costs	$10.39M—	$12.49M—	$12.29M—	$10.17M—	——
Deferred loan exit fees	$10.14M—	$19.18M—	$22.47M—	$23.71M—	——
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset	$14.89M—	$13.01M—	$16.46M—	$18.25M—	——
Derivative, gross, assets	$18.99M—	$19.75M—	$21.76M—	$24.01M—	——
Derivative Asset, Including Not Subject to Master Netting Arrangement, after Offset and Deduction	$4.1M—	$6.74M—	$5.3M—	$5.75M—	——
Derivatives, gross, liabilities	$948K—	$1.43M—	$1.63M—	$1.99M—	——
Derivative Liability	$948K—	$1.43M—	$1.63M—	$1.99M—	——
Derivative Liability Securities Sold Under Agreements To Resell Securities Loaned Amount Offset Against Collateral	$948K—	$1.43M—	$1.63M—	$2.16M—	——
Derivative Liability, Security Sold under Agreement to Repurchase, and Security Loaned, Subject to Master Netting Arrangement, Deduction of Financial Instrument Not Offset	$2.33B—	$2.8B—	$2.89B—	$3.52B—	——
Derivative Liability Securities Sold Under Agreements To Resell Securities Loaned Collateral Right To Reclaim Cash	$0—	$0—	$0—	$0—	——
Notional	$438.72M—	$438.72M—	$443.97M—	$457.38M—	——
Due from servicers	$28.01M—	$72M—	$8.12M—	$0—	——
Receivable from third party	$57.18M—	$43.97M—	$47.2M—	$41.09M—	——
Equity method investments (Note 11)	$167.25M-2.1%	$161.42M-0.1%	$178.84M+22.2%	$169.37M+25.8%	$170.92M+28.8%
Equity Method Investments Fair Value Disclosure	$5.52M—	$5.74M—	$5.95M—	$6.16M—	——
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value	$90.99M-12.5%	$98.72M-6.6%	$97.57M-22.0%	$96.01M-22.9%	$103.96M-8.6%
Financing Receivable And Loans Held For Sale, After Allowance for Credit Loss And Valuation Allowance, Unpaid Principal Balance	$4.9B—	$6.27B—	$6.78B—	$8.54B—	——
Total, Carrying Value	$4.53B—	$5.91B—	$6.48B—	$7.9B—	——
Loans modified, nonaccrual	——	——	——	——	——
Number of loans that did not make payments in accordance with their modified terms	——	——	——	——	——
Allowance for loan losses related to non-accrual loans	-$146.65M—	-$133.75M—	-$47.84M—	-$178.16M—	——
UPB of non-accrual loans	$1.37B—	$1.47B—	$503.81M—	$1.03B—	——
Non-accrual loans with an allowance	$1.2B—	$1.29B—	$433.98M—	$802.17M—	——
Originated, at amortized cost, more than five years before current fiscal year	$1.92B—	$1.06B—	$1.19B—	——	——
2021	$1.27B—	$1.45B—	$2B—	——	——
Year one	$28.27M—	$290.78M—	$210.63M—	——	——
Year two	$225.04M—	$547.26M—	$574.14M—	——	——
2022	$231.18M—	$1.52B—	$1.99B—	——	——
2023	$489.1M—	$324.72M—	$353.89M—	——	——
With an allowance	$4.81M—	$90K—	$118.92M—	——	——
Total Loans, net	$4.47B—	$5.49B—	$6.57B—	——	——
Thereafter	——	——	——	——	——
Finite-Lived Intangible Assets, Accumulated Amortization	$18.34M—	$16.5M—	$16.05M—	$14.28M—	——
2028	——	——	——	——	——
2030	——	——	——	——	——
Remainder of 2026	——	——	——	——	——
2027	——	——	——	——	——
2029	——	——	——	——	——
Indefinite- lived intangible impairment	$55.76M—	$54.68M—	$54.92M—	$51.84M—	——
Lease payable	$8.25M—	$8.57M—	$8.51M—	$8.78M—	——
Liabilities of consolidated VIEs	$3.32M—	$2.52M—	$2.52M—	$17.64M—	——
Committed Revolving Credit Facilities	——	——	——	——	——
Loans, net	$462K—	$737K—	$1.09M—	$1.26M—	——
Loans, held for sale, valuation allowance	$74.32M—	$67.61M—	$53.94M—	$212.69M—	——
2028	——	——	——	——	——
2029	——	——	——	——	——
2030	——	——	——	——	——
2027	——	——	——	——	——
Remainder of 2026	——	——	——	——	——
Thereafter	——	——	——	——	——
Noncontrolling interests in subsidiaries	$100.81M+1.2%	$99.24M+1.6%	$100.53M+4.0%	$98.54M-0.4%	$99.64M+2.7%
Mortgage-backed securities, fair value	——	——	——	——	——
Mortgage Loans In Process Of Foreclosure Amount	$25.7M—	$17.9M—	$31.3M—	$14.6M—	——
PPP receivables	$6.82M—	$8.78M—	$10.64M—	$12.59M—	——
PPP loans	——	——	——	——	——
Preferred equity investment	——	——	——	——	——
Preferred Stock Liquidation Preference	$25—	$25—	$25—	$25—	——
Total REO, held for use	——	——	——	——	——
Depreciation and accumulated depreciation	——	——	——	——	——
Receivable from third party	——	——	——	——	——
Repair and denial reserve	$12.68M—	$12.33M—	$8.99M—	$8.52M—	——
Thereafter	——	——	——	——	——
2026	——	——	——	——	——
2030	——	——	——	——	——
2027	——	——	——	——	——
2029	——	——	——	——	——
2028	——	——	——	——	——
Tax receivable	$16.73M—	$719K—	$60.24M—	$50.02M—	——
Preferred stock Series C, liquidation preference (in dollars per share)	$25.00—	$25.00—	$25.00—	$25.00—	——
Penalties and interest accrued on unrecognized tax benefits	——	——	——	——	——
Cash, cash equivalents, and restricted cash in assets of consolidated VIEs	——	——	——	——	——
Purchase Obligation	——	——	——	——	——
Remainder of Fiscal Year 2024	——	——	——	——	——
Remainder of Fiscal Year 2025	——	——	——	——	——

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What are Ready Capital's total assets?: Ready Capital (RC) holds $6.3B in total assets, down 36.7% year over year.
How much debt does Ready Capital have?: Ready Capital carries $1.4B in total debt against $1.3B of shareholders' equity, a debt-to-equity ratio of 1.02.
How much cash does Ready Capital have?: Ready Capital holds $241.2M in cash and equivalents.
Where does Ready Capital's balance sheet data come from?: Every line is extracted from Ready Capital's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.