Ready Capital RC Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Other income by Business | ||||||
| LMM Commercial Real Estate | $11.94M-6.4% | $12.76M+76.3% | $7.24M+161% | $2.78M-8.6% | $3.04M+33.3% | |
| Small Business Lending | $5.19M+159% | $2.01M-69.0% | $6.48M-13.9% | $7.52M+3.6% | $7.26M-20.7% | |
| Noninterest Income by Business | ||||||
| LMM Commercial Real Estate | -$68M-307% | -$16.7M-198% | $17.03M+147% | -$36.56M+68.1% | -$114.48M-895% | |
| Small Business Lending | $19.05M— | —— | $32.56M+35.0% | $24.13M-33.8% | $36.45M+0.2% | |
| Net realized gain (loss) on financial instruments and real estate owned by Business | ||||||
| LMM Commercial Real Estate | -$68.24M-14,420% | -$470K+99.7% | -$179.28M-6,582% | $2.77M+119% | -$14.6M+56.0% | |
| Small Business Lending | $8.16M— | —— | $18.88M+22.2% | $15.45M-38.9% | $25.27M+13.5% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| LMM Commercial Real Estate | -$197.25M+6.5% | -$210.92M-382% | -$43.79M+30.5% | -$63.04M-220% | -$19.68M+93.5% | |
| Small Business Lending | -$7.87M+76.4% | -$33.28M-495% | $8.42M+132% | $3.63M-54.1% | $7.9M-27.2% | |
| Total Assets by Business | ||||||
| LMM Commercial Real Estate | $4.52B-23.8% | $5.94B-7.8% | $6.44B-12.8% | $7.38B-6.6% | $7.9B-2.0% | |
| Small Business Lending | $1.29B+1.0% | $1.28B-14.2% | $1.49B-2.5% | $1.53B+1.3% | $1.51B+5.8% | |
| Interest Income (Expense), after Provision for Loan Loss by Business | ||||||
| LMM Commercial Real Estate | -$88.3M+37.2% | -$140.57M-344% | -$31.68M-3,164% | $1.03M-99.2% | $122.56M+151% | |
| Small Business Lending | $2.29M-38.2% | $3.71M-12.3% | $4.22M-41.5% | $7.22M+379% | $1.51M-73.1% | |
| Noninterest Expense by Business | ||||||
| LMM Commercial Real Estate | $40.94M-23.7% | $53.64M+84.1% | $29.14M+5.9% | $27.52M-0.9% | $27.76M-47.1% | |
| Small Business Lending | $29.21M+3.8% | $28.14M-0.8% | $28.36M+2.3% | $27.72M-7.8% | $30.06M-3.5% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| LMM Commercial Real Estate | $66.52M-53.7% | $143.54M+363% | $30.98M+502% | $5.15M+104% | -$117.94M-142% | |
| Small Business Lending | $4.38M-32.0% | $6.45M-7.8% | $7M+100% | $3.49M-58.3% | $8.37M+58.6% | |
| Other Cost and Expense, Operating by Business | ||||||
| LMM Commercial Real Estate | $17.35M-16.9% | $20.88M+60.3% | $13.02M+191% | $4.47M+34.1% | $3.34M-23.0% | |
| Small Business Lending | $9.31M-2.5% | $9.55M+0.7% | $9.48M-4.9% | $9.97M-9.9% | $11.07M-8.8% | |
| Servicing income, net of amortization and impairment of $6,587 and $5,294 by Business | ||||||
| LMM Commercial Real Estate | $1.6M-14.5% | $1.87M+61.7% | $1.16M-40.2% | $1.93M+36.5% | $1.42M-19.6% | |
| Small Business Lending | $3.82M+20.5% | $3.17M-50.0% | $6.35M+384% | -$2.24M-144% | $5.04M+114% | |
| Net unrealized gain (loss) on financial instruments by Business | ||||||
| LMM Commercial Real Estate | -$8.8M0.0% | -$8.8M-486% | $2.28M+155% | -$4.13M-583% | -$604K+96.9% | |
| Small Business Lending | $1.88M+148% | -$3.91M-563% | $845K-75.0% | $3.38M+395% | -$1.15M-144% | |
| Net interest income (loss) before provision for loan losses by Business | ||||||
| LMM Commercial Real Estate | -$21.78M-834% | $2.97M+524% | -$700K-111% | $6.18M+33.8% | $4.62M-88.2% | |
| Small Business Lending | $6.68M-34.3% | $10.15M-9.5% | $11.22M+4.7% | $10.72M+8.5% | $9.88M-9.3% | |
| Interest Expense, Operating by Business | ||||||
| LMM Commercial Real Estate | $80.67M-12.1% | $91.75M-13.9% | $106.56M-8.2% | $116.09M-3.5% | $120.35M-8.2% | |
| Small Business Lending | $16.16M-15.4% | $19.11M-6.4% | $20.42M+3.4% | $19.75M-1.8% | $20.11M-11.7% | |
| Interest Income by Business | ||||||
| LMM Commercial Real Estate | $58.89M-37.8% | $94.71M-10.5% | $105.86M-13.4% | $122.27M-2.2% | $124.97M-26.6% | |
| Small Business Lending | $22.84M-22.0% | $29.26M-7.5% | $31.64M+3.8% | $30.47M+1.6% | $29.99M-10.9% | |
| Income (loss) on unconsolidated joint ventures by Business | ||||||
| LMM Commercial Real Estate | $2.05M+63.3% | $1.26M-83.0% | $7.41M+4,881% | -$155K+96.1% | -$4.01M-166% | |
| Small Business Lending | $5K-61.5% | $13K+85.7% | $7K-36.4% | $11K-52.2% | $23K— | |
| Goodwill by Business | ||||||
| LMM Commercial Real Estate | $27.32M0.0% | $27.32M0.0% | $27.32M0.0% | $27.32M0.0% | $27.32M0.0% | |
| Small Business Lending | $22.18M0.0% | $22.18M0.0% | $22.18M0.0% | $22.18M0.0% | $22.18M0.0% | |
| Labor and Related Expense by Business | ||||||
| LMM Commercial Real Estate | $7.65M+6.2% | $7.2M+43.4% | $5.02M-22.5% | $6.48M+10.4% | $5.87M+23.8% | |
| Small Business Lending | $15.32M+5.3% | $14.55M+4.4% | $13.94M-3.4% | $14.44M-5.7% | $15.3M+5.1% | |
| Loan Portfolio Expense by Business | ||||||
| LMM Commercial Real Estate | $14.57M+310% | $3.56M-56.0% | $8.08M-26.6% | $11.01M-26.9% | $15.06M+30.0% | |
| Small Business Lending | $1.1M+5.1% | $1.05M-38.0% | $1.69M+6,660% | $25K-96.8% | $780K-32.6% | |
| Impairment (recovery) on real estate owned, held for sale by Business | ||||||
| LMM Commercial Real Estate | -$469K-103% | $15.03M+707% | $1.86M-56.4% | $4.27M+81.9% | $2.35M-92.1% | |
| Small Business Lending | $0— | $0— | $0— | $0— | $0-100% | |
| Professional Fees by Business | ||||||
| LMM Commercial Real Estate | $1.48M-77.4% | $6.54M+728% | $790K-15.0% | $929K+13.6% | $818K-50.1% | |
| Small Business Lending | $3.48M+16.4% | $2.99M-8.3% | $3.26M-1.1% | $3.29M+13.3% | $2.91M-9.5% | |
| Valuation allowance, loans held for sale by Business | ||||||
| LMM Commercial Real Estate | $6.56M— | —— | -$178.23M-548% | $39.75M-60.1% | $99.72M— | |
| Small Business Lending | $0— | $0— | $0— | $0— | $0— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Ready Capital break its business down?
- Ready Capital (RC) reports other income by business across 2 parts — LMM Commercial Real Estate and Small Business Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Ready Capital's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Ready Capital's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
