Southern First Bancshares SFST Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Total Consumer by Product | ||||||
| Construction | $109.93M+10.4% | $99.59M+4.3% | $95.47M+4.7% | $91.21M-7.8% | $98.93M-23.1% | |
| Home Equitys | $985.82M+4.2% | $946.35M+4.9% | $902.56M+5.2% | $857.95M+5.6% | $812.64M+5.0% | |
| Other | $158.84M+1.1% | $157.16M-0.7% | $158.21M-3.2% | $163.51M-2.4% | $167.45M-7.0% | |
| Real Estate | $4.63B0.0% | $4.62B+0.5% | $4.6B+0.6% | $4.57B+0.8% | $4.53B+1.0% | |
| Total Commercial by Product | ||||||
| Business | $2.49B+4.9% | $2.38B+2.7% | $2.31B+3.7% | $2.23B+2.9% | $2.17B+1.9% | |
| Construction | $273.48M-7.0% | $294.04M-11.9% | $333.57M-17.9% | $406.31M-15.9% | $482.86M-12.3% | |
| Non Owner Occupied Re | $3.79B+0.6% | $3.77B+0.9% | $3.73B+0.7% | $3.71B+0.6% | $3.69B-0.5% | |
| Owner Occupied Re | $2.89B+3.1% | $2.8B+3.1% | $2.72B+2.4% | $2.65B+1.7% | $2.61B+1.7% | |
| Notes Receivable Gross by Product | ||||||
| Business | $2.01M-8.1% | $2.19M-27.4% | $3.02M— | —— | —— | |
| Home Equitys | $2.86M+17.9% | $2.43M+19.3% | $2.04M— | —— | —— | |
| Non Owner Occupied Re | $22.48M-18.9% | $27.72M-2.5% | $28.44M— | —— | —— | |
| Real Estate | $17.97M+23.1% | $14.6M+35.9% | $10.74M— | —— | —— | |
| Total Loan Balances By Payment Amount by Product | ||||||
| Business | $2.49B+4.9% | $2.38B+2.7% | $2.31B+3.7% | $2.23B+2.9% | $2.17B+1.9% | |
| Construction | $273.48M-7.0% | $294.04M-11.9% | $333.57M-17.9% | $406.31M-15.9% | $482.86M-12.3% | |
| Home Equitys | $985.82M+4.2% | $946.35M+4.9% | $902.56M+5.2% | $857.95M+5.6% | $812.64M+5.0% | |
| Non Owner Occupied Re | $3.79B+0.6% | $3.77B+0.9% | $3.73B+0.7% | $3.71B+0.6% | $3.69B-0.5% | |
| Other | $158.84M+1.1% | $157.16M-0.7% | $158.21M-3.2% | $163.51M-2.4% | $167.45M-7.0% | |
| Owner Occupied Re | $2.89B+3.1% | $2.8B+3.1% | $2.72B+2.4% | $2.65B+1.7% | $2.61B+1.7% | |
| Real Estate | $4.63B0.0% | $4.62B+0.5% | $4.6B+0.6% | $4.57B+0.8% | $4.53B+1.0% | |
| Inventory Real Estate by Product | ||||||
| Business | $1.91M-12.7% | $2.19M-27.4% | $3.02M-14.2% | $3.52M+1.0% | $3.48M— | |
| Real Estate | $18.5M+26.7% | $14.6M+35.9% | $10.74M+16.3% | $9.24M+22.9% | $7.52M+27.6% | |
| Allowance For Loan And Lease Losses Write Offs Net Of Recoveries by Product | ||||||
| Business | -$211K-27.1% | -$166K+0.6% | -$167K+14.8% | -$196K-28.1% | -$153K+67.3% | |
| Home Equitys | $40K-4.8% | $42K-69.8% | $139K+46.3% | $95K0.0% | $95K-54.8% | |
| Other | -$35K-975% | $4K+116% | -$25K-132% | $79K-4.8% | $83K+337% | |
| Valuation Allowances And Reserves Recoveries by Product | ||||||
| Business | $76K-39.2% | $125K+6.8% | $117K-26.9% | $160K+0.6% | $159K+42.0% | |
| Home Equitys | $40K-4.8% | $42K-69.8% | $139K-0.7% | $140K0.0% | $140K-45.1% | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff by Product | ||||||
| Business | $287K-1.4% | $291K+2.5% | $284K-20.2% | $356K+14.1% | $312K-46.2% | |
| Provision For Loan Lease And Other Losses by Product | ||||||
| Construction | -$262K-0.4% | -$261K-250% | $174K— | —— | —— | |
| Home Equitys | $2.1M+479% | $362K— | —— | —— | —— | |
| Owner Occupied Re | $1.2M+1,075% | $102K— | —— | —— | —— | |
| Financing Receivable Allowance For Credit Losses by Product | ||||||
| Business | $48.96M+4.9% | $46.66M+10.4% | $42.26M+13.0% | $37.41M+12.2% | $33.35M+13.9% | |
| Construction | $2.69M+17.5% | $2.29M-12.6% | $2.62M-21.1% | $3.32M-20.8% | $4.18M-19.5% | |
| Home Equitys | $7.7M+13.3% | $6.79M-10.9% | $7.62M-8.1% | $8.29M-9.1% | $9.12M-11.4% | |
| Non Owner Occupied Re | $26.74M-5.1% | $28.19M-10.9% | $31.64M-11.0% | $35.53M-8.1% | $38.68M-9.0% | |
| Other | $2.04M+1.5% | $2.01M+9.6% | $1.84M+1.7% | $1.81M+3.8% | $1.74M+0.8% | |
| Owner Occupied Re | $14.91M-3.1% | $15.38M-9.3% | $16.95M-10.2% | $18.89M-7.2% | $20.35M-9.7% | |
| Real Estate | $63.73M+1.8% | $62.61M+5.9% | $59.11M+6.5% | $55.48M+6.0% | $52.35M+9.5% | |
| Allowance For Loan And Lease Losses Real Estate by Product | ||||||
| Business | $677K-36.1% | $1.06M-21.8% | $1.35M-17.6% | $1.64M-10.0% | $1.83M— | |
| Real Estate | $18.5M+26.7% | $14.6M+35.9% | $10.74M+16.3% | $9.24M+22.9% | $7.52M+27.6% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Southern First Bancshares break its business down?
- Southern First Bancshares (SFST) reports total consumer by product across 4 parts — Construction, Home Equitys, Other and Real Estate. Each is extracted from the segment footnotes and tracked over time.
- Where does Southern First Bancshares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Southern First Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
