What is Upstart Holdings, Inc.'s financing receivables?

Upstart Holdings, Inc. (UPST) reported financing receivables of $1.01B in Q1 2026.

How has Upstart Holdings, Inc.'s financing receivables changed year-over-year?

Upstart Holdings, Inc.'s financing receivables increased by 24.5% year-over-year, from $814.68M to $1.01B.

What is the long-term trend for Upstart Holdings, Inc.'s financing receivables?

Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s financing receivables has grown at a 40.5% compound annual growth rate (CAGR), from $252.48M to $984.55M.

Upstart Holdings, Inc. UPST Financing Receivables

Financing Receivables at other companies

Affirm Holdings, Inc.AFRM

——

Ally FinancialALLY

——

Atlanticus Holdings CorporationATLC

——

Other financials

Income statement

See full

Revenue$308.2M+44.4%

Operating income-$7.5M-67.2%

Net income-$6.6M-172%

EPS (diluted)-$0.07-133%

Balance sheet

See full

Cash & equivalents$931.3M+10.9%

Total debt$1.9B+40.3%

Total equity$733.2M+8.4%

Total assets$3.0B+29.0%

Cash flow

See full

Operating cash flow-$133.3M-888%

CapEx$2.8M—

Free cash flow-$136.0M-909%

Valuation

See full

Market cap$3.12B-43.6%

Profitability

See full

Operating margin3.5%+1.9pp

Net margin4.3%+2.6pp

FCF margin27%+16.9pp

Returns & leverage

See full

Return on equity7%+4.4pp

Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Upstart Holdings, Inc.'s financing receivables.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Upstart Holdings, Inc.'s financing receivables?: Upstart Holdings, Inc. (UPST) reported financing receivables of $1.01B in Q1 2026.
How has Upstart Holdings, Inc.'s financing receivables changed year-over-year?: Upstart Holdings, Inc.'s financing receivables increased by 24.5% year-over-year, from $814.68M to $1.01B.
What is the long-term trend for Upstart Holdings, Inc.'s financing receivables?: Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s financing receivables has grown at a 40.5% compound annual growth rate (CAGR), from $252.48M to $984.55M.