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Upstart Holdings, Inc. UPST Other income, net (Note 6)

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Segments

By segment

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Personal Lending$956K-54.0%

Other financials

Income statement

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Revenue$364.7M+41.7%
Operating income$14.6M+222%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

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Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

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Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

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Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

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Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7.9%+7.2pp
Debt / equity2.5×+0.5×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OtherNonoperatingIncomeExpense.

The source filing: Upstart Holdings, Inc.’s 8-K, filed August 4, 2026. Open the filing →

Filed
Aug 4, 2026, 4:05 PM EDT
Accession
0001647639-26-000062

FAQ

What is Upstart Holdings, Inc.'s other income, net (note 6)?
Upstart Holdings, Inc. (UPST) reported other income, net (note 6) of $2.51M in Q2 2026.
How has Upstart Holdings, Inc.'s other income, net (note 6) changed year-over-year?
Upstart Holdings, Inc.'s other income, net (note 6) increased by 125.7% year-over-year, from $1.11M to $2.51M.
What is the long-term trend for Upstart Holdings, Inc.'s other income, net (note 6)?
Over 3 years (2022 to 2025), Upstart Holdings, Inc.'s other income, net (note 6) has grown at a 36.9% compound annual growth rate (CAGR), from $9.47M to $24.32M.
What does other income, net (note 6) mean?
This captures miscellaneous financial items that fall outside the scope of core operating activities, such as foreign exchange gains or losses, minor investment income, or non-recurring legal settlements. It serves as a catch-all for peripheral financial events that do not stem from the primary business operations. Investors monitor this to isolate core earnings from transient or incidental financial fluctuations.

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