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Upstart Holdings, Inc. UPST Revenue from fees, net

Revenue from fees, net at other companies

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HitachiHIT
$6.7M+107%
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$7.3M+29.0%
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$7.24M+14.9%
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Pagaya TechnologiesPGY
$266.9M+6.1%
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Pagaya TechnologiesPGY
$0
Pagaya Technologies logo
Pagaya TechnologiesPGY
$0

Segments

By product

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Servicing and other fees, net$54.81M+44.5%
Servicing fees$32.33M+41.7%
Borrower fees$10.09M+51.5%
Collection agency fees$3.91M+3.2%
Other fees$3.87M+3,894%

By segment

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Personal Lending$265.39M+45.7%

Other financials

Income statement

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Revenue$364.7M+41.7%
Operating income$14.6M+222%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

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Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

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Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

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Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

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Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7.9%+7.2pp
Debt / equity2.5×+0.5×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:RevenueFromFeesNet.

The source filing: Upstart Holdings, Inc.’s 8-K, filed August 4, 2026. Open the filing →

Filed
Aug 4, 2026, 4:05 PM EDT
Accession
0001647639-26-000062

FAQ

What is Upstart Holdings, Inc.'s revenue from fees, net?
Upstart Holdings, Inc. (UPST) reported revenue from fees, net of $348.02M in Q2 2026.
How has Upstart Holdings, Inc.'s revenue from fees, net changed year-over-year?
Upstart Holdings, Inc.'s revenue from fees, net increased by 44.5% year-over-year, from $240.78M to $348.02M.
What is the long-term trend for Upstart Holdings, Inc.'s revenue from fees, net?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s revenue from fees, net has grown at a 4.3% compound annual growth rate (CAGR), from $801.28M to $950.01M.
What does revenue from fees, net mean?
This represents the net income generated from service-based activities, such as platform access, loan origination, or servicing fees. It reflects the core revenue stream derived from facilitating transactions between borrowers and lending partners without relying on balance sheet interest income. This metric is a primary indicator of the scalability and adoption of the company's technology platform.

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