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Upstart Holdings, Inc. UPST Collection agency fees — Revenue from fees, net

Other product segments

Servicing and other fees, net
$52.45M+52.0%
Servicing fees
$32.33M+41.7%
Borrower fees
$10.09M+51.5%
Other fees
$3.87M+3,894%

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ECPGCollection Agency Commissions
$6.34M-7.8%
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ECPGService fee receivables
$12M
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PFSBanking service charges and other fees — Revenue
$6.36M+7.9%
Walker & Dunlop logo
WDServicing Fees — Revenue
$85.44M+3.9%
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SEZLConsumer Fees — Revenue
$38.1M+9.8%
Kyndryl Holdings logo
KDFinancing Receivable Fees And Net Gain Losses
$6M-40.0%

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:RevenueFromFeesNet.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s collection agency fees — revenue from fees, net?
Upstart Holdings, Inc. (UPST) reported collection agency fees — revenue from fees, net of $3.91M in Q1 2026.
How has Upstart Holdings, Inc.'s collection agency fees — revenue from fees, net changed year-over-year?
Upstart Holdings, Inc.'s collection agency fees — revenue from fees, net increased by 3.2% year-over-year, from $3.79M to $3.91M.
What is the long-term trend for Upstart Holdings, Inc.'s collection agency fees — revenue from fees, net?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s collection agency fees — revenue from fees, net has grown at a 34.0% compound annual growth rate (CAGR), from $4.47M to $14.43M.
What does collection agency fees — revenue from fees, net mean?
This metric represents the net revenue generated from services related to the recovery of delinquent or defaulted loan accounts. It reflects the income earned by the company for facilitating or managing the collection process on behalf of its lending partners. This figure is a key indicator of the company's secondary revenue streams derived from credit lifecycle management and portfolio performance monitoring.