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Credit Acceptance CACC Provision for Credit Losses on Forecast Changes

Provision for Credit Losses on Forecast Changes at other companies

KeyCorp logo
KeyCorpKEY
$106M-10.2%
M&T Bank logo
M&T BankMTB
$140M+7.7%
First Horizon logo
First HorizonFHN
$15M-62.5%
Zions Bancorporation logo
Zions BancorporationZION
-$7M-139%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$213.2M+583%
Huntington Bancshares logo
Huntington BancsharesHBAN
$158M+37.4%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.17B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept cacc:ProvisionForCreditLossesOnForecastChanges.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's provision for credit losses on forecast changes?
Credit Acceptance (CACC) reported provision for credit losses on forecast changes of $54.4M in Q1 2026.
How has Credit Acceptance's provision for credit losses on forecast changes changed year-over-year?
Credit Acceptance's provision for credit losses on forecast changes decreased by 28.7% year-over-year, from $76.3M to $54.4M.
What is the long-term trend for Credit Acceptance's provision for credit losses on forecast changes?
Over 2 years (2022 to 2025), Credit Acceptance's provision for credit losses on forecast changes has grown at a 56.7% compound annual growth rate (CAGR), from $137.7M to $338.3M.
What does provision for credit losses on forecast changes mean?
This represents adjustments to the allowance for credit losses resulting from changes in macroeconomic forecasts or internal credit risk models. It captures the impact of shifting economic outlooks on the estimated collectability of the loan portfolio. High volatility in this metric suggests sensitivity to external economic cycles and potential risk management challenges.