When did Chime Financial, Inc. Class A Common Stock report Q4 2024 earnings?

Chime Financial, Inc. Class A Common Stock (CHYM) reported Q4 2024 earnings on December 30, 2024 after market close.

What were Chime Financial, Inc. Class A Common Stock's Q4 2024 revenue and EPS?

Chime Financial, Inc. Class A Common Stock reported revenue of $475.2M and diluted EPS of $-0.05 for Q4 2024.

Chime Financial, Inc. Class A Common Stock CHYM Q4 2024 earnings

Reported December 30, 2024 · After market close

Revenue$475.2M Diluted EPS-$0.05

Next report

Aug 6, 2026 (in a month)

Revenue estimate$639.6M

EPS estimate-$0.01

Financials

Q4 2024

Income statement

See full

Revenue$475.2M+48.7%

Gross profit$419.2M+58.4%

Operating income-$27.1M+53.9%

Net income-$19.6M+61.4%

EPS (diluted)-$0.30+62.7%

Balance sheet

See full

Cash & equivalents$337.7M+40.9%

Total debt$96.3M—

Total equity-$1.9B+1.2%

Total assets$1.5B—

Cash flow

See full

Operating cash flow$18.2M+147%

CapEx$1.6M-39.9%

Free cash flow$16.7M+140%

Valuation & ratios

Q4 2024

Profitability

See full

Gross margin87.6%+4.8pp

Operating margin-4%-1.8pp

Net margin-1.5%-0.7pp

Returns & leverage

See full

Current ratio3.4×—

Segments

By product

See full

Payments revenue$339.1M+32.8%

Platform-related revenue$136.1M+112%

MyPay$63.8M+1,601%

Versus estimates

Revenue

Q1 2026$647.4MBeat by $11.7M Q4 2025$596.4MBeat by $19.4M Q3 2025$543.5MBeat by $12.2M Q2 2025$528.1MBeat by $25.4M Q1 2025$518.7M

Q4 2024$475.2M

Diluted EPS

Q1 2026$0.13Beat by $0.10 Q4 2025-$0.12Beat by $0.08 Q3 2025-$0.15Beat by $0.09 Q2 2025-$7.29Miss by $2.44 Q1 2025$0.04

Q4 2024-$0.05

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Questions, answered.

When did Chime Financial, Inc. Class A Common Stock report Q4 2024 earnings?: Chime Financial, Inc. Class A Common Stock (CHYM) reported Q4 2024 earnings on December 30, 2024 after market close.
What were Chime Financial, Inc. Class A Common Stock's Q4 2024 revenue and EPS?: Chime Financial, Inc. Class A Common Stock reported revenue of $475.2M and diluted EPS of $-0.05 for Q4 2024.