Capital One Financial COF Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Banking | $3.68B+0.7% | $3.66B-0.6% | $3.68B+0.4% | $3.66B+1.6% | $3.61B+0.1% | |
| Consumer Banking | $11.22B+7.5% | $10.43B+8.1% | $9.66B+6.9% | $9.03B+4.1% | $8.67B-0.5% | |
| Credit Card | $43.78B+10.7% | $39.56B+12.3% | $35.23B+14.1% | $30.88B+8.0% | $28.58B+1.5% | |
| Revenue (reduction) from other sources by Business | ||||||
| Commercial Banking | $875M+3.2% | $848M+5.3% | $805M+1.5% | $793M+7.3% | $739M+3.5% | |
| Consumer Banking | $35M+6.1% | $33M+17.9% | $28M+3.7% | $27M+58.8% | $17M-45.2% | |
| Credit Card | $2.01B+11.8% | $1.8B+11.0% | $1.62B+11.8% | $1.45B+11.0% | $1.3B-1.5% | |
| Income (loss) from continuing operations, net of tax by Business | ||||||
| Commercial Banking | $1.05B+1.1% | $1.04B-9.2% | $1.15B+2.0% | $1.13B+0.2% | $1.12B-7.0% | |
| Consumer Banking | $1.34B+9.1% | $1.23B-2.9% | $1.26B+1.4% | $1.24B-1.7% | $1.27B-13.4% | |
| Credit Card | $1.3B+101% | $645M+633% | $88M+106% | -$1.46B-141% | $3.55B+7.8% | |
| Noninterest Income by Business | ||||||
| Commercial Banking | $1.34B+1.2% | $1.32B-0.8% | $1.33B+2.0% | $1.31B+5.2% | $1.24B+2.6% | |
| Consumer Banking | $2.18B+29.9% | $1.68B+35.7% | $1.23B+31.1% | $941M+30.9% | $719M+3.5% | |
| Credit Card | $8.38B+8.3% | $7.74B+8.8% | $7.11B+11.0% | $6.41B+4.8% | $6.11B+0.6% | |
| Income (loss) from continuing operations before income taxes by Business | ||||||
| Commercial Banking | $1.39B+1.2% | $1.37B-9.0% | $1.51B+2.0% | $1.48B+0.3% | $1.47B-7.0% | |
| Consumer Banking | $1.76B+9.4% | $1.61B-2.8% | $1.65B+1.4% | $1.63B-1.6% | $1.66B-13.3% | |
| Credit Card | $1.73B+103% | $853M+617% | $119M+106% | -$1.91B-141% | $4.66B+7.9% | |
| Net interest income (loss) by Business | ||||||
| Commercial Banking | $2.34B+0.4% | $2.33B-0.6% | $2.35B-0.4% | $2.36B-0.3% | $2.36B-1.1% | |
| Consumer Banking | $9.04B+3.3% | $8.76B+4.0% | $8.42B+4.1% | $8.09B+1.7% | $7.96B-0.8% | |
| Credit Card | $35.4B+11.3% | $31.82B+13.2% | $28.12B+14.9% | $24.47B+8.9% | $22.47B+1.7% | |
| Income tax provision by Business | ||||||
| Commercial Banking | $332M+1.8% | $326M-8.4% | $356M+2.0% | $349M+0.6% | $347M-7.0% | |
| Consumer Banking | $421M+10.2% | $382M-2.8% | $393M+1.6% | $387M-1.3% | $392M-13.1% | |
| Credit Card | $434M+109% | $208M+571% | $31M+107% | -$456M-141% | $1.11B+8.1% | |
| Non-interest expense by Business | ||||||
| Commercial Banking | $2.01B+0.6% | $2B-0.7% | $2.01B+1.3% | $1.99B+0.3% | $1.98B-1.4% | |
| Consumer Banking | $7.94B+5.5% | $7.52B+11.0% | $6.78B+9.9% | $6.17B+8.1% | $5.71B+6.2% | |
| Credit Card | $21.5B+9.5% | $19.64B+13.3% | $17.34B+13.3% | $15.3B+9.4% | $13.99B+3.0% | |
| Financing Receivable, before Allowance for Credit Loss by Business | ||||||
| Commercial Banking | $356.83B+0.8% | $354.02B+0.6% | $351.94B+0.6% | $349.88B-0.1% | $350.15B-0.6% | |
| Consumer Banking | $336.13B+2.4% | $328.15B+2.1% | $321.45B+2.1% | $314.98B+1.8% | $309.41B+1.2% | |
| Credit Card | $1.09T+11.6% | $977.51B+13.6% | $860.44B+15.3% | $746.06B+18.4% | $630.24B+1.1% | |
| Financing Receivable, Credit Loss, Expense (Reversal) by Business | ||||||
| Commercial Banking | $283M-1.4% | $287M— | —— | —— | —— | |
| Consumer Banking | $1.52B+16.7% | $1.3B+6.6% | $1.22B-0.9% | $1.23B-6.0% | $1.31B-8.7% | |
| Credit Card | $20.55B+7.8% | $19.07B+7.3% | $17.77B+1.6% | $17.49B+76.0% | $9.94B-3.2% | |
| Goodwill, Other Increase (Decrease) by Business | ||||||
| Commercial Banking | $0— | $0— | $0— | $0— | $0— | |
| Consumer Banking | $0— | $0— | $0— | $0— | $0— | |
| Deposits by Business | ||||||
| Commercial Banking | $121.42B+0.8% | $120.4B-0.4% | $120.84B-0.6% | $121.52B0.0% | $121.48B-0.9% | |
| Consumer Banking | $1.69T+7.2% | $1.58T+7.2% | $1.47T+7.8% | $1.37T+8.6% | $1.26T+2.0% | |
| Credit Card | $0— | $0— | $0— | $0— | $0— | |
| Goodwill by Business | ||||||
| Commercial Banking | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | $20.22B0.0% | |
| Consumer Banking | $41.65B+19.8% | $34.75B+24.8% | $27.86B+33.7% | $20.84B+12.1% | $18.58B0.0% | |
| Credit Card | $42.46B+18.2% | $35.93B+22.3% | $29.37B+29.9% | $22.62B+5.3% | $21.48B0.0% | |
| Revenue from Contract with Customer, Excluding Assessed Tax by Product | ||||||
| Interchange fees, net | $7.18B+11.5% | $6.44B+11.6% | $5.77B+11.3% | $5.19B+4.6% | $4.96B+1.6% | |
| Other | $798M+4.7% | $762M+5.8% | $720M+11.6% | $645M+10.6% | $583M-1.0% | |
| Service charges and other customer-related fees | $1B+16.8% | $857M+16.9% | $733M+31.8% | $556M+18.0% | $471M+6.1% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Capital One Financial break its business down?
- Capital One Financial (COF) reports revenue by business across 3 parts — Commercial Banking, Consumer Banking and Credit Card. Each is extracted from the segment footnotes and tracked over time.
- Where does Capital One Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Capital One Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
