First Citizens BancShares FCNCA Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Bank | $5B+0.9% | $4.96B-3.5% | $5.14B+0.3% | $5.12B+0.1% | $5.12B+13.4% | |
| General Bank | $4B+0.8% | $3.96B+1.7% | $3.9B+2.7% | $3.79B+2.9% | $3.69B+3.5% | |
| Rail | $693M+1.9% | $680M+1.3% | $671M+1.1% | $664M+1.5% | $654M+0.8% | |
| Net Income by Business | ||||||
| Commercial Bank | $1.22B+7.2% | $1.14B-4.3% | $1.19B-8.2% | $1.3B-1.1% | $1.31B+7.4% | |
| General Bank | $1.2B+2.1% | $1.18B+1.9% | $1.15B+11.4% | $1.04B+4.2% | $993M+5.5% | |
| Rail | $87M0.0% | $87M-2.2% | $89M-3.3% | $92M0.0% | $92M-8.9% | |
| Noninterest Income by Business | ||||||
| Commercial Bank | $1.29B+2.2% | $1.26B-0.4% | $1.26B+1.5% | $1.24B+1.4% | $1.23B+10.6% | |
| General Bank | $672M+1.2% | $664M+0.6% | $660M+2.6% | $643M+1.9% | $631M+3.1% | |
| Rail | $912M+2.1% | $893M+1.4% | $881M+1.6% | $867M+2.1% | $849M+1.7% | |
| Pre-Tax Income by Business | ||||||
| Commercial Bank | $1.62B+6.9% | $1.52B-6.3% | $1.62B-8.0% | $1.76B-1.3% | $1.79B+7.3% | |
| General Bank | $1.58B+1.7% | $1.56B+0.8% | $1.54B+9.0% | $1.42B+3.7% | $1.36B+4.7% | |
| Rail | $114M-0.9% | $115M-1.7% | $117M-4.9% | $123M-1.6% | $125M-8.8% | |
| Income Tax by Business | ||||||
| Commercial Bank | $400M+6.1% | $377M-11.9% | $428M-7.6% | $463M-1.9% | $472M+6.8% | |
| General Bank | $382M+0.5% | $380M-2.6% | $390M+2.6% | $380M+2.4% | $371M+2.5% | |
| Rail | $27M-3.6% | $28M0.0% | $28M-9.7% | $31M-6.1% | $33M-8.3% | |
| Noninterest Income, Other Miscellaneous by Business | ||||||
| Commercial Bank | $1.07B+2.8% | $1.04B-0.5% | $1.04B+2.2% | $1.02B+2.1% | $1B+13.4% | |
| General Bank | $672M+1.2% | $664M+0.6% | $660M+2.6% | $643M+1.9% | $631M+3.1% | |
| Rail | $23M+43.8% | $16M+23.1% | $13M0.0% | $13M+8.3% | $12M-14.3% | |
| Total loans and leases by Business | ||||||
| Commercial Bank | $244.71B+3.3% | $236.89B+3.3% | $229.25B+0.7% | $227.69B+0.8% | $225.84B+21.7% | |
| General Bank | $259.54B-0.2% | $260.02B0.0% | $259.95B+0.4% | $258.98B+0.6% | $257.32B+1.1% | |
| Rail | $249M0.0% | $249M0.0% | $249M+0.4% | $248M0.0% | $248M0.0% | |
| Rental income on operating lease equipment by Business | ||||||
| Commercial Bank | $218M-0.5% | $219M0.0% | $219M-1.4% | $222M-1.8% | $226M-0.4% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $889M+1.4% | $877M+1.0% | $868M+1.6% | $854M+2.0% | $837M+1.9% | |
| Other Non-interest Expense, Miscellaneous by Business | ||||||
| Commercial Bank | $1.93B-0.8% | $1.95B+1.2% | $1.92B-0.1% | $1.93B+1.0% | $1.91B+17.2% | |
| General Bank | $1.53B+2.0% | $1.5B+2.7% | $1.46B+2.0% | $1.43B+3.9% | $1.38B+2.5% | |
| Rail | $75M+4.2% | $72M0.0% | $72M+2.9% | $70M+18.6% | $59M0.0% | |
| Personnel cost by Business | ||||||
| Commercial Bank | $864M+1.1% | $855M-1.6% | $869M+0.7% | $863M+0.7% | $857M+15.7% | |
| General Bank | $839M+0.6% | $834M+2.7% | $812M+0.1% | $811M+3.2% | $786M+0.4% | |
| Rail | $26M0.0% | $26M+4.0% | $25M0.0% | $25M0.0% | $25M0.0% | |
| Noninterest Expense by Business | ||||||
| Commercial Bank | $2.97B-0.3% | $2.98B+0.3% | $2.97B0.0% | $2.97B+0.7% | $2.95B+15.4% | |
| General Bank | $2.37B+1.5% | $2.33B+2.7% | $2.27B+1.3% | $2.24B+3.7% | $2.16B+1.7% | |
| Rail | $579M+2.5% | $565M+2.0% | $554M+2.4% | $541M+2.3% | $529M+3.3% | |
| Operating lease equipment, net by Business | ||||||
| Commercial Bank | $2.94B-0.5% | $2.96B-0.4% | $2.97B-1.0% | $3B-0.6% | $3.02B-1.1% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $35.28B+0.9% | $34.95B+0.9% | $34.64B+0.8% | $34.35B+1.6% | $33.81B+1.8% | |
| Interest Income (Expense), Operating by Business | ||||||
| Commercial Bank | $3.71B+0.4% | $3.7B-4.6% | $3.88B-0.1% | $3.88B-0.3% | $3.89B+14.3% | |
| General Bank | $3.32B+0.8% | $3.3B+2.0% | $3.24B+2.7% | $3.15B+3.1% | $3.06B+3.5% | |
| Rail | -$219M-2.8% | -$213M-1.4% | -$210M-3.4% | -$203M-4.1% | -$195M-4.8% | |
| Acquisition-related expenses by Business | ||||||
| Commercial Bank | $0— | $0— | $0— | $0— | $0— | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $0— | $0— | $0— | $0— | $0— | |
| Maintenance and other operating lease expenses by Business | ||||||
| Commercial Bank | $0— | $0— | $0— | $0— | $0— | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $251M+2.9% | $244M+3.8% | $235M+3.5% | $227M-2.2% | $232M+5.9% | |
| Deposits by Business | ||||||
| Commercial Bank | $94.6B+8.2% | $87.42B+1.8% | $85.92B-0.2% | $86.07B-0.5% | $86.46B+73.5% | |
| General Bank | $298.81B+0.5% | $297.2B+0.6% | $295.36B+0.9% | $292.66B+0.8% | $290.42B+1.2% | |
| Rail | $9M-52.6% | $19M-45.7% | $35M-25.5% | $47M-13.0% | $54M-3.6% | |
| Depreciation on operating lease equipment by Business | ||||||
| Commercial Bank | $174M-0.6% | $175M0.0% | $175M-2.2% | $179M-2.2% | $183M-1.1% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $227M+1.8% | $223M+0.5% | $222M+1.4% | $219M+2.8% | $213M+1.9% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Bank | $407M-11.5% | $460M-16.2% | $549M+40.1% | $392M+2.1% | $384M+29.7% | |
| General Bank | $48M-37.7% | $77M-6.1% | $82M-39.7% | $136M-15.0% | $160M+18.5% | |
| Rail | $0— | $0— | $0— | $0— | $0— | |
| Noninterest income by Product | ||||||
| Cardholder services, net | $155M-1.9% | $158M-2.5% | $162M-1.8% | $165M+0.6% | $164M+0.6% | |
| Client investment fees | $217M0.0% | $217M0.0% | $217M+1.4% | $214M-0.9% | $216M+1.4% | |
| Deposit fees and service charges | $253M+5.0% | $241M+2.1% | $236M+1.7% | $232M+0.9% | $230M0.0% | |
| Factoring commissions | $73M0.0% | $73M0.0% | $73M-1.4% | $74M-1.3% | $75M0.0% | |
| Insurance commissions | $52M-1.9% | $53M-1.9% | $54M-1.8% | $55M+1.9% | $54M-1.8% | |
| International fees | $139M+2.2% | $136M+3.0% | $132M+3.9% | $127M+3.3% | $123M+3.4% | |
| Lending-related fees | $269M+1.1% | $266M-1.5% | $270M0.0% | $270M+2.3% | $264M+2.7% | |
| Merchant services, net | $51M-1.9% | $52M0.0% | $52M0.0% | $52M+2.0% | $51M+4.1% | |
| Wealth management services | $232M+1.3% | $229M+3.2% | $222M+1.4% | $219M+1.4% | $216M+2.4% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does First Citizens BancShares break its business down?
- First Citizens BancShares (FCNCA) reports revenue by business across 3 parts — Commercial Bank, General Bank and Rail. Each is extracted from the segment footnotes and tracked over time.
- Where does First Citizens BancShares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in First Citizens BancShares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
