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OFG Bancorp OFG Business Segments

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Net Income by Business
Banking$86.23M+17.4%$73.45M+11.4%$65.93M+6.2%$62.11M-0.2%$62.24M-7.3%
Treasury$108.06M-4.3%$112.97M+0.3%$112.63M+0.5%$112.1M-0.7%$112.95M-0.2%
Wealth Management$19.18M+2.6%$18.69M-11.0%$21M+2.4%$20.51M+8.7%$18.87M+5.5%
Non-interest income, net by Business
Banking$84.53M+2.8%$82.21M+0.2%$82.05M+1.4%$80.93M-4.1%$84.36M-2.7%
Treasury$1.95M0.0%$1.95M
Wealth Management$39.15M+0.8%$38.83M-5.2%$40.97M+3.9%$39.44M+3.9%$37.96M+3.9%
Segment Reporting, Other Segment Item, Occupancy, Net by Business
Banking$37.5M-2.8%$38.58M-0.1%$38.63M+0.1%$38.58M+1.2%$38.11M+1.9%
Treasury$70K-2.8%$72K-5.3%$76K-15.6%$90K-13.5%$104K-14.0%
Wealth Management$614K-8.1%$668K-8.6%$731K-1.2%$740K+1.2%$731K+1.4%
Segment Reporting, Other Segment Item, Amount by Business
Banking$57.83M+0.9%$57.34M-2.9%$59.08M+0.4%$58.83M+1.2%$58.15M+3.5%
Treasury$536K+6.3%$504K
Wealth Management$1.98M+5.6%$1.88M
Interest Income by Business
Banking$641.54M+0.7%$636.79M+0.5%$633.7M+1.2%$626.46M+0.5%$623.36M+0.7%
Treasury$149.86M+0.2%$149.63M+3.0%$145.23M+3.0%$140.95M+3.0%$136.91M+1.4%
Wealth Management$21K0.0%$21K-8.7%$23K-4.2%$24K+9.1%$22K-15.4%
Income Tax by Business
Treasury$228K+0.9%$226K+21.5%$186K+6.9%$174K+1.8%$171K+3.0%
Wealth Management$0-100%$17K0.0%$17K-10.5%$19K+35.7%$14K+40.0%
Segment Reporting, Other Segment Item, Amortization of Intangible Assets by Business
Banking$1.1M-4.9%$1.15M-4.7%$1.21M-4.6%$1.27M-4.3%$1.33M-4.2%
Treasury$0$0$0$0$0
Wealth Management$0$0$0$0$0
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business
Banking$116M+13.5%$102.23M-3.2%$105.65M-1.3%$107.09M-5.5%$113.28M-7.6%
Treasury$108.29M-4.3%$113.19M+0.3%$112.82M+0.5%$112.28M-0.7%$113.12M-0.2%
Wealth Management$19.18M+2.6%$18.7M-11.0%$21.02M+2.4%$20.53M+8.7%$18.88M+5.5%
Interest Income (Expense), Operating by Business
Banking$501.38M+1.7%$493.15M+0.6%$490.23M+1.6%$482.34M+1.1%$477.02M+1.1%
Treasury$111.81M-3.0%$115.3M+0.6%$114.61M-0.9%$115.65M-0.6%$116.37M-0.3%
Wealth Management$21K0.0%$21K-8.7%$23K-4.2%$24K+9.1%$22K-15.4%
Noninterest Expense by Business
Banking$365.67M0.0%$365.67M+1.3%$360.85M+1.0%$357.19M+0.6%$355.19M+0.5%
Treasury$5.4M+35.2%$4M+8.0%$3.7M+7.4%$3.45M+0.4%$3.43M-5.7%
Wealth Management$19.99M-0.7%$20.14M+0.9%$19.97M+5.5%$18.93M-0.9%$19.11M+2.4%
Total Assets by Business
Banking$40.09B+1.2%$39.61B+1.4%$39.08B+1.1%$38.64B+1.7%$37.99B+1.2%
Treasury$14.13B-0.2%$14.15B+4.3%$13.57B+3.1%$13.16B+3.2%$12.75B+1.6%
Wealth Management$135.12M-2.7%$138.83M-2.4%$142.3M-4.5%$148.97M+2.8%$144.86M+3.6%
Intersegment Expenses by Business
Banking-$4.21M-5.1%-$4.01M+29.2%-$5.67M-26.4%-$4.48M-14.3%-$3.92M-11.5%
Treasury$1.84M+8.2%$1.7M-27.8%$2.35M+31.9%$1.78M+15.0%$1.55M+11.0%
Wealth Management$2.38M+2.8%$2.31M-30.3%$3.32M+22.7%$2.7M+13.8%$2.37M+11.9%
Interest Expense, Operating by Business
Banking$140.16M-2.4%$143.64M+0.1%$143.47M-0.4%$144.11M-1.5%$146.34M-0.9%
Treasury$38.05M+10.9%$34.33M+12.1%$30.62M+21.0%$25.31M+23.2%$20.54M+12.7%
Wealth Management$0$0$0$0$0
Labor and Related Expense by Business
Banking$152.63M+1.1%$150.95M+0.3%$150.44M+0.5%$149.75M+0.7%$148.7M-0.3%
Treasury$1.17M+4.2%$1.12M+4.5%$1.07M+2.9%$1.04M+3.9%$1M+1.4%
Wealth Management$10.05M-3.0%$10.35M-4.0%$10.78M+6.5%$10.13M0.0%$10.13M+6.3%
Depreciation, Depletion and Amortization by Business
Banking$20.12M-1.3%$20.39M+0.9%$20.21M-0.8%$20.36M-1.1%$20.6M-1.0%
Treasury$26K+30.0%$20K+5.3%$19K0.0%$19K0.0%$19K0.0%
Wealth Management$47K-6.0%$50K-29.6%$71K+12.7%$63K+12.5%$56K+16.7%
Financing Receivable, Credit Loss, Expense (Reversal) by Business
Banking$104.24M-3.0%$107.45M+1.6%$105.78M+6.9%$98.99M+6.6%$92.9M+12.7%
Treasury$66K+10.0%$60K+71.4%$35K+147%-$75K+9.6%-$83K+55.1%
Wealth Management$0$0$0$0$0
Goodwill by Business
Banking$336.25M0.0%$336.25M0.0%$336.25M0.0%$336.25M0.0%$336.25M0.0%
Treasury$0$0$0$0$0
Wealth Management$712K0.0%$712K0.0%$712K0.0%$712K0.0%$712K0.0%
Expenditures for long-lived assets by Business
Banking$18.38M0.0%$18.38M+11.1%$16.54M-12.6%$18.93M-2.9%$19.5M-8.6%
Treasury$2K0.0%$2K$0$0$0
Wealth Management$2K-33.3%$3K0.0%$3K+200%$1K0.0%$1K
Information technology expenses by Business
Banking$26.94M+1.2%$26.62M-1.7%$27.09M-0.3%$27.17M+0.3%$27.08M-1.2%
Treasury$6K$0$0+100%-$5K0.0%-$5K-600%
Wealth Management$172K-9.5%$190K-3.6%$197K-8.4%$215K+10.3%$195K+4.3%
Loan Servicing And Clearing Expenses by Business
Banking$7.17M+4.1%$6.89M+4.2%$6.62M+5.5%$6.27M+3.3%$6.07M+2.2%
Treasury$521K+14.8%$454K-16.4%$543K+10.4%$492K+4.5%$471K-13.3%
Wealth Management$1.78M-0.9%$1.8M+7.9%$1.67M+5.6%$1.58M+4.0%$1.52M+4.3%
Electronic Banking Charges by Business
Banking$46.01M-2.3%$47.08M+2.1%$46.13M+8.0%$42.71M+1.4%$42.12M-1.6%
Treasury$0$0$0$0$0
Wealth Management$0$0$0$0$0
Professional Fees by Business
Banking$20.59M-0.4%$20.68M+20.8%$17.13M+2.4%$16.73M-1.4%$16.97M+7.4%
Treasury$1.24M+874%$127K+8.5%$117K-39.7%$194K+4.9%$185K-6.1%
Wealth Management$2.98M+2.7%$2.9M+3.4%$2.8M+1.4%$2.76M-2.6%$2.84M-1.3%
Total Loans by Geography
Puerto Rico$7.92M
UNITED STATES$94.11M-12.8%$107.9M+4.1%$103.66M+18.5%$87.47M+59.5%$54.86M+41.9%
Total loans by Geography
Domestic - Puerto Rico$10.49B+2.5%$10.24B+2.6%$9.98B+1.2%$9.86B+1.8%$9.68B+1.2%
US – Federal$3.36B+4.5%$3.21B+4.1%$3.09B+5.2%$2.94B+5.9%$2.77B-0.5%
Financing Receivable, Excluding Accrued Interest, Nonaccrual by Geography
Domestic - Puerto Rico$129.72M+39.9%$92.73M+60.5%$57.77M-4.1%$60.22M-10.8%$67.5M-2.8%
US – Federal$148.97M+2.0%$146.11M+10.1%$132.73M+17.5%$112.95M+31.1%$86.14M+16.6%
Prior by Geography
Domestic - Puerto Rico$951.54M+10.5%$860.73M+0.4%$857.39M-1.1%$866.98M-1.8%$882.81M-1.9%
US – Federal$140.95M+4.0%$135.59M-1.2%$137.23M+3.1%$133.09M-0.3%$133.49M+4.7%
Revolving Loans Amortized Cost Basis, gross charge-offs by Geography
Domestic - Puerto Rico$0$0$0$0$0
US – Federal$0$0$0$0$0
Term loans amortized by cost basis, in current fiscal year, gross charge-offs by Geography
US – Federal$0$0$0$0$0
Prior, charge-offs by Geography
US – Federal$0$0-100%$314K0.0%$314K-79.0%$1.5M-0.1%
Term loans amortized by cost basis, in current fiscal year by Geography
Domestic - Puerto Rico$824.91M-9.5%$911.6M+11.0%$821.32M+12.2%$732.18M+16.2%$630.26M+10.6%
US – Federal$524.64M+10.0%$476.85M+41.8%$336.23M+31.1%$256.41M+31.6%$194.87M+3.6%
Term loans amortized by cost basis, in one year prior to current fiscal year, gross charge-offs by Geography
US – Federal$0$0$0$0$0
Non-accrual with Allowance for Credit Loss by Geography
Domestic - Puerto Rico$113.14M+61.6%$70M+157%$27.24M-3.0%$28.09M+0.9%$27.84M+0.1%
US – Federal$148.97M+2.0%$146.11M+12.5%$129.84M+18.0%$110.06M+32.2%$83.25M+17.3%
Non-accrual with no Allowance for Credit Loss by Geography
Domestic - Puerto Rico$16.99M-29.1%$23.99M-24.5%$31.79M-4.8%$33.38M-17.6%$40.51M-2.7%
US – Federal$0$0-100%$2.89M0.0%$2.89M0.0%$2.89M0.0%
Term loans amortized by cost basis, in two years prior to current fiscal year, gross charge-offs by Geography
Domestic - Puerto Rico$10K-99.5%$2.13M+2,896%$71K+16.4%$61K-97.3%$2.27M+661%
US – Federal$0-100%$9K
Term loans amortized by cost basis, in four years prior to current fiscal year, gross charge-offs by Geography
US – Federal$3.93M+7.9%$3.65M0.0%$3.65M$0-100%$3.65M
Term loans amortized by cost basis, in one year prior to current fiscal year by Geography
Domestic - Puerto Rico$804.69M+21.1%$664.63M-14.8%$779.75M-12.0%$886.33M-11.4%$1B-9.9%
US – Federal$395.98M+54.4%$256.4M-23.2%$333.82M-18.9%$411.63M-15.3%$486.1M-13.8%
Term loans amortized by cost basis, in three years prior to current fiscal year by Geography
Domestic - Puerto Rico$794.73M-1.4%$806.23M-3.6%$836.23M+0.8%$829.87M+1.3%$819.29M+2.6%
US – Federal$205.88M+47.5%$139.56M-19.6%$173.57M-14.1%$202.05M-12.9%$231.95M-14.5%
Term loans amortized by cost basis, in two years prior to current fiscal year by Geography
Domestic - Puerto Rico$824.58M-10.6%$922.39M-4.2%$963.04M-1.9%$982.03M+2.0%$963.09M+4.2%
US – Federal$405.96M-15.1%$477.92M+15.2%$415.04M+18.2%$351.1M+25.4%$280.04M+27.2%
Revolving Loans Amortized Cost Basis by Geography
Domestic - Puerto Rico$2.51B+8.4%$2.32B+9.4%$2.12B+1.1%$2.1B+3.6%$2.02B+1.9%
US – Federal$1.55B-0.3%$1.55B+1.7%$1.53B+7.1%$1.42B+8.2%$1.32B+0.1%
Term loans amortized by cost basis, in four years prior to current fiscal year by Geography
Domestic - Puerto Rico$706.46M-4.1%$736.9M+9.8%$671.35M+11.3%$603.4M+14.0%$529.49M+17.7%
US – Federal$137.9M-21.9%$176.63M+5.5%$167.39M+5.8%$158.24M+20.5%$131.3M+30.0%

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Questions, answered.

How does OFG Bancorp break its business down?
OFG Bancorp (OFG) reports net income by business across 3 parts — Banking, Treasury and Wealth Management. Each is extracted from the segment footnotes and tracked over time.
Where does OFG Bancorp's segment data come from?
Segment breakdowns are pulled from the segment footnotes in OFG Bancorp's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.