What is OP Bancorp's revenue?

OP Bancorp (OPBK) generated $97.0M in revenue over the trailing twelve months, up 14.5% year over year.

Is OP Bancorp profitable?

OP Bancorp reported $27.3M in net income over the trailing twelve months, a 28.2% net margin.

What is OP Bancorp's earnings per share?

OP Bancorp's diluted EPS over the trailing twelve months is $1.82.

Where does OP Bancorp's income statement data come from?

Every line is extracted from OP Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

OP Bancorp OPBK Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$78.35M+19.4%	$65.61M-4.5%	$68.69M-10.7%	$76.91M+26.0%
Net interest income after provision for credit losses	$74.77M+19.0%	$62.85M-6.2%	$67.04M-9.3%	$73.94M+22.2%
Total noninterest income	$16.33M-0.6%	$16.43M+15.8%	$14.18M-19.5%	$17.62M+10.0%
Total interest income	$150.33M+9.2%	$137.62M+13.1%	$121.67M+37.9%	$88.21M+37.5%
Total revenue	$94.68M+15.4%	$82.04M-1.0%	$82.87M-12.3%	$94.53M+22.7%
Total interest expense (banking)	$68.85M+1.1%	$68.12M+37.8%	$49.44M+341%	$11.21M+258%
Selling and marketing	$514K-3.6%	$533K-13.2%	$614K+13.1%	$543K-20.6%
Compensation and benefits	$35.99M+13.5%	$31.72M+7.2%	$29.59M+8.8%	$27.19M+27.9%
Occupancy and equipment	$6.76M+1.3%	$6.67M+2.8%	$6.49M+8.8%	$5.96M+14.4%
Professional fees	$1.79M+16.8%	$1.54M-2.3%	$1.57M-3.0%	$1.62M+35.9%
Depreciation and amortization	$7.8M+67.9%	$4.65M+3.9%	$4.47M+227%	$1.37M+4.0%
Provision for credit losses	$3.58M+29.9%	$2.76M+67.0%	$1.65M-44.5%	$2.98M+470%
Other operating expenses	$4.24M+37.9%	$3.08M+9.4%	$2.81M+10.7%	$2.54M+74.4%
Total noninterest expense	$55.77M+11.1%	$50.2M+5.2%	$47.73M+6.5%	$44.83M+25.0%
Interest expense	$71.98M0.0%	$72.01M+35.9%	$52.98M+369%	$11.3M+261%
Interest income	$136.87M+10.1%	$124.36M+12.6%	$110.46M+33.3%	$82.86M+32.7%
Other income (expense), net	$2.78M+42.0%	$1.96M+10.7%	$1.77M+42.1%	$1.24M+4.5%
Income before income taxes	$35.33M+21.5%	$29.08M-13.2%	$33.49M-28.3%	$46.72M+14.9%
Income tax expense	$9.69M+21.0%	$8.01M-16.3%	$9.57M-28.6%	$13.41M+13.5%
Net income	$25.64M+21.7%	$21.07M-11.9%	$23.92M-28.2%	$33.31M+15.5%
Net margin	27.1%+1.4pp	25.7%-3.2pp	28.9%-6.4pp	35.2%-2.2pp
Diluted earnings per share	$1.71+23.0%	$1.39-9.7%	$1.54-28.0%	$2.14+13.8%
Basic earnings per share	$1.71+23.0%	$1.39-9.7%	$1.54-28.7%	$2.16+14.3%
Weighted-average shares, diluted	——	——	——	——
Weighted-average shares, basic	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——
Income tax credits and Other income tax benefits recognized in tax provision	——	——	——	——
Stock options excluded as their inclusion would be anti-dilutive (in shares)	——	——	——	——
Bank Owned Life Insurance Income (Expense)	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Dividends declared (in dollars per share)	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Deferred taxes	——	-$1.6M—	——	$1.08M+147%
Depreciation	——	——	——	——
Dividends Cash	——	——	——	——
FDIC assessments	$1.78M+6.6%	$1.67M+14.8%	$1.46M+79.2%	$813K+39.5%
Number of matrix factors	——	——	——	——
Gross charge-offs	$867K+533%	$137K-84.1%	$864K—	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	——	——	——	——
Provision for credit losses	——	——	——	——
Prior	$589K+2,081%	$27K—	——	——
Revolving Loans	$0—	$0—	——	——
Revolving Loans Converted to Term	$0—	$0—	——	——
Term loan by year, year 4	——	——	——	——
Term loan by year, year 1	$0—	$0—	——	——
Term loan by year, year 2	$0-100%	$44K—	——	——
Term loan by year, year 3	——	$0—	——	——
Term loan by year, year 5	$0—	$0-100%	$91K—	——
Account Balances	——	——	——	——
Non accrual loan threshold	——	——	——	——
Net gains/(losses) on sales of loans	$7.07M-15.0%	$8.31M+6.0%	$7.84M-36.2%	$12.29M+8.6%
Income Taxes Paid, Net	——	$8.26M-1.5%	$8.39M—	——
Increase (Decrease) in Deposits	——	——	——	——
Increase (Decrease) in Other Operating Assets	——	——	——	-$269K+95.4%
Other liabilities	——	——	$6.03M—	——
Data processing and equipment	$1.46M-35.1%	$2.25M+6.4%	$2.11M+1.2%	$2.09M+4.3%
Interest and Dividend Income, Operating	$150.33M+9.2%	$137.62M+13.1%	$121.67M+37.9%	$88.21M+37.5%
Interest and Fee Income, Loans and Leases	$136.87M+10.1%	$124.36M+12.6%	$110.46M+33.3%	$82.86M+32.7%
Interest Expense, Deposits	$68.85M+1.1%	$68.12M+37.8%	$49.44M+341%	$11.21M+258%
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term	$2.85M-26.7%	$3.89M+9.8%	$3.54M—	——
Long-term debt	——	——	——	——
Interest Expense, Subordinated Notes and Debentures	——	$0—	$0—	——
Interest Income, Available-for-sale	$6.31M+1.4%	$6.23M+1.6%	$6.13M+83.0%	$3.35M+209%
Interest Income (Expense), after Provision for Loan Loss	$74.77M+19.0%	$62.85M-6.2%	$67.04M-9.3%	$73.94M+22.2%
Interest Income (Expense), Operating	$78.35M+19.4%	$65.61M-4.5%	$68.69M-10.7%	$76.91M+26.0%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$73.45M+7.1%	$68.57M+59.0%	$43.12M+374%	$9.09M+153%
Loan servicing fees, net of amortization	$3.28M+13.2%	$2.9M+18.3%	$2.45M+1.4%	$2.42M+23.7%
Marketable Securities Unrealized Gain Loss	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$249.22M+13.8%	$218.96M—	——	$345.56M+6.8%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$243.01M-29.7%	-$187.32M-147%	-$75.89M+83.6%	-$461.78M-49.9%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$26.16M-16.3%	$31.24M-54.8%	$69.18M-17.4%	$83.73M—
Noninterest Expense	$55.77M+11.1%	$50.2M+5.2%	$47.73M+6.5%	$44.83M+25.0%
Noninterest Expense Directors Fees	$677K+5.8%	$640K-5.9%	$680K-0.3%	$682K+15.0%
Foundation donation and other contributions	$2.57M+21.9%	$2.11M-12.2%	$2.4M-29.3%	$3.39M+17.4%
Total other income	$2.78M+42.0%	$1.96M+10.7%	$1.77M+42.1%	$1.24M+4.5%
Unrealized gains (losses) on available-for-sale securities	——	——	——	——
Unrealized gains (losses) on hedge instruments	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Other Interest And Dividend Income	$7.14M+1.6%	$7.03M+38.7%	$5.07M+154%	$2M+220%
Earnings allocated to participating share awards	——	——	——	——
Payment for Origination and Purchase, Loan, Held-for-Sale	$133.02M-1.2%	$134.67M+25.1%	$107.61M-21.8%	$137.64M-22.3%
Payments for (Proceeds from) Investment in Low Income Housing Partnerships	——	——	——	——
Payments For Proceeds From Loans And Leases	$211.56M+15.3%	$183.56M+217%	$57.93M-58.4%	$139.15M—
Payments of Ordinary Dividends, Common Stock	$7.13M-0.1%	$7.14M-1.7%	$7.27M+8.9%	$6.68M+30.1%
Payment, Tax Withholding, Share-Based Payment Arrangement	$778K+295%	$197K+101%	$98K+21.0%	$81K—
Payments to Acquire Debt Securities, Available-for-Sale	$29.62M—	——	——	$115.82M+17.7%
Payments to Acquire Loans and Servicing Rights	——	——	——	——
Payments to Acquire Property, Plant, and Equipment	$2.8M+79.3%	$1.56M-28.5%	$2.18M+54.7%	$1.41M+25.5%
Short-term Federal Home Loan Bank borrowings	$125M+525%	$20M-81.0%	$105M—	$0—
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$30.72M+11.0%	$27.67M+13.6%	$24.37M-24.3%	$32.19M-10.4%
Proceeds From Sale Of Loans Held For Sale	$130.5M-5.0%	$137.35M-11.2%	$154.59M-21.3%	$196.53M+60.4%
Total provisions for credit losses	$3.58M+29.9%	$2.76M+67.0%	$1.65M-48.1%	$3.18M—
Payments of FHLBank Borrowings, Financing Activities	$145M—	——	——	——
Revenue From Contract With Customer Excluding Assessed Tax	$3.2M-1.7%	$3.26M+53.6%	$2.12M+26.7%	$1.68M+7.2%
Stock-based compensation	$699K-40.9%	$1.18M-8.8%	$1.3M+10.0%	$1.18M+111%
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	——	——	——	——
Add: dilutive effect of potential common shares (in shares)	——	——	——	——

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Questions, answered.

What is OP Bancorp's revenue?: OP Bancorp (OPBK) generated $97.0M in revenue over the trailing twelve months, up 14.5% year over year.
Is OP Bancorp profitable?: OP Bancorp reported $27.3M in net income over the trailing twelve months, a 28.2% net margin.
What is OP Bancorp's earnings per share?: OP Bancorp's diluted EPS over the trailing twelve months is $1.82.
Where does OP Bancorp's income statement data come from?: Every line is extracted from OP Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.